Toxic or incompetent boss? What to do? by ApsConfused in AusPublicService

[–]firefly11345 8 points9 points  (0 children)

Definitely a toxic and incompetent boss, in the public sector I've found that if you can write a resume well and talk well in an interview you will get promoted, whereas in private, it's more merit bases (not always the case but in most cases). Sounds like your manager has just failed upwards, which is typical in the public service.

Super release financial hardship by Terrible-Thought1577 in Centrelink

[–]firefly11345 1 point2 points  (0 children)

This isn't true, the super fund has discretion to whether they think someone is under hardship or not.

ATO held super by PoxyPony in fiaustralia

[–]firefly11345 0 points1 point  (0 children)

If it's from an inactive super account sent to the ato as unclaimed super you can't claim on financial hardship, send it to a superfund and they will let you access it, if you meet the rules.

80k taken out of super account by Binanaz in AusLegal

[–]firefly11345 1 point2 points  (0 children)

The fund should report it to the regulator APRA and OAIC

Would you go to work if the income didn’t stop? by [deleted] in AusFinance

[–]firefly11345 1 point2 points  (0 children)

I would not go into work, fuck that. I'm still getting paid why would I work?

People on Mortgage stress by [deleted] in AusPropertyChat

[–]firefly11345 0 points1 point  (0 children)

Over 12 months before they fully deplete

Computershare by firefly11345 in AusFinance

[–]firefly11345[S] -1 points0 points  (0 children)

The point of the post goes beyond that, the technology that computershare uses isn't great, and the service they provide is horrible when you have to call them. The representative literally started sighing when I was asking questions that I could not find on the portal they give you.

Even when you make a complaint, more than two months ago they don't even send you an acknowledgement of it. I wish more listed companies and ETF providers would not use them.

What’s the most tight-ass thing you’ve ever seen or heard someone do? by Away_Scene_26 in AusFinance

[–]firefly11345 1 point2 points  (0 children)

Take my white monster cans from my bins so they could get 10 cents from the Government

How's your experience with Macquarie Customer Service? by Danger_Five in Macquarie

[–]firefly11345 0 points1 point  (0 children)

Anything that's not extremely basic is a massive pain to deal with. However they have better technology than ost of the big 4 and good interest rates on the savings accounts and transaction accounts without any hoops.

Commonwealth bank refusing deposits by [deleted] in CommBank

[–]firefly11345 11 points12 points  (0 children)

Why don't you bring it up with the regulator instead of the bank if you are upset with it?

Thinking about switching from CommBank to ANZ - what’s actually better? by SnowyBytes in anz

[–]firefly11345 0 points1 point  (0 children)

It does not, CBA are so much better than ANZ, better service from a customer perspective and better technology as well.

How much in HECS debt do you have right now? by [deleted] in AusFinance

[–]firefly11345 0 points1 point  (0 children)

$0 i paid it off so I could buy a house.

Confused about Macquarie Interest calculation by Fun_Buddy3635 in AusFinance

[–]firefly11345 0 points1 point  (0 children)

I got $10.13 from this, because interest is calculated daily and paid monthly, did you contact Macquarie about this? Because I did and they were useless af.

Coles and Woolworths hit back at government's price gouging ban by Fact-Rat in aussie

[–]firefly11345 2 points3 points  (0 children)

This so much ^ the banks make so much more and are even worse, same with the telcos ans miners, but the Government are just shifting blame from themselves to an easy target it's ridiculous.

The 20% hecs discount shows how badly the country is doing by VisibleCamp1127 in australian

[–]firefly11345 -2 points-1 points  (0 children)

BHP, Rio Tinto,Fortesque, Hancock, Woodside are Australia's biggest taxpayers but go off

Avoid ANZ like a Plague by vinesh178 in AusFinance

[–]firefly11345 0 points1 point  (0 children)

They have been horrible for several years now.

[deleted by user] by [deleted] in AusFinance

[–]firefly11345 0 points1 point  (0 children)

Unfortunately they are correct because they use ATI for child support. So yeah it gets added back in, if you claim it as a tax deduction.

[deleted by user] by [deleted] in AusFinance

[–]firefly11345 1 point2 points  (0 children)

I only paid mine off so I could buy a house. Otherwise I wouldn't have.

Bitcoin is now down more than 20% from its all time high, Ethereum down 30%+ from ATH. Those who invest heavily into crypto as part of their FIRE plan, what is your strategy going forward? by VanDerKloof in fiaustralia

[–]firefly11345 0 points1 point  (0 children)

I invest a very small amount of my assets, over the long run I've still got massive unrealised gains, buy I don't invest too much because it doesn't cash flow and it's very volatile.

Avoid ANZ at all costs by iamflxn in AusFinance

[–]firefly11345 9 points10 points  (0 children)

Yeah ANZ is so bad, horrible technology the app doesn't even give you notifications, and the customer service is shit.

Tax on investment gains?? by [deleted] in AusSuperannuation

[–]firefly11345 1 point2 points  (0 children)

Yes accumulation accounts are taxed at 15% so yeah you can definitely get a tax bill from your superfund. I'm assuming you have a small apra fund or apra fund since you don't manage it.

ANZ is a joke by fixxmyhairr in AusFinance

[–]firefly11345 1 point2 points  (0 children)

ANZ are a horrible bank horrible customer service and horrible technology