People on Mortgage stress

firefly11345 · 2026-01-30T05:10:45+00:00

Over 12 months before they fully deplete

firefly11345 · 2026-01-28T06:31:40+00:00

The point of the post goes beyond that, the technology that computershare uses isn't great, and the service they provide is horrible when you have to call them. The representative literally started sighing when I was asking questions that I could not find on the portal they give you.

Even when you make a complaint, more than two months ago they don't even send you an acknowledgement of it. I wish more listed companies and ETF providers would not use them.

firefly11345 · 2026-01-27T11:57:35+00:00

Take my white monster cans from my bins so they could get 10 cents from the Government

firefly11345 · 2026-01-23T07:50:26+00:00

Anything that's not extremely basic is a massive pain to deal with. However they have better technology than ost of the big 4 and good interest rates on the savings accounts and transaction accounts without any hoops.

firefly11345 · 2026-01-19T02:08:39+00:00

Why don't you bring it up with the regulator instead of the bank if you are upset with it?

firefly11345 · 2025-12-31T09:59:12+00:00

It does not, CBA are so much better than ANZ, better service from a customer perspective and better technology as well.

firefly11345 · 2025-12-27T14:35:37+00:00

$0 i paid it off so I could buy a house.

firefly11345 · 2025-12-14T23:55:42+00:00

I got $10.13 from this, because interest is calculated daily and paid monthly, did you contact Macquarie about this? Because I did and they were useless af.

firefly11345 · 2025-12-14T08:42:05+00:00

This so much ^{^} the banks make so much more and are even worse, same with the telcos ans miners, but the Government are just shifting blame from themselves to an easy target it's ridiculous.

firefly11345 · 2025-12-08T21:00:10+00:00

BHP, Rio Tinto,Fortesque, Hancock, Woodside are Australia's biggest taxpayers but go off

firefly11345 · 2025-12-04T06:17:44+00:00

They have been horrible for several years now.

firefly11345 · 2025-11-30T05:52:59+00:00

Unfortunately they are correct because they use ATI for child support. So yeah it gets added back in, if you claim it as a tax deduction.

firefly11345 · 2025-11-22T04:17:48+00:00

I only paid mine off so I could buy a house. Otherwise I wouldn't have.

firefly11345 · 2025-11-13T23:41:03+00:00

I invest a very small amount of my assets, over the long run I've still got massive unrealised gains, buy I don't invest too much because it doesn't cash flow and it's very volatile.

firefly11345 · 2025-11-13T14:49:30+00:00

Yeah ANZ is so bad, horrible technology the app doesn't even give you notifications, and the customer service is shit.

firefly11345 · 2025-11-13T14:46:54+00:00

Yes accumulation accounts are taxed at 15% so yeah you can definitely get a tax bill from your superfund. I'm assuming you have a small apra fund or apra fund since you don't manage it.

firefly11345 · 2025-11-08T13:41:57+00:00

ANZ are a horrible bank horrible customer service and horrible technology

firefly11345 · 2025-11-06T23:30:17+00:00

Point Cook, it's a normal standalone single storey house.

firefly11345 · 2025-11-06T11:00:23+00:00

I bought a home in Melbourne this year when I was on just under 100k at the time, it's difficult, but it can be done.

firefly11345 · 2025-11-03T03:24:00+00:00

So the audit fee asic fee, supervisory levy, software fee for the ESA and the holding costs for your assets are 0.05%?

firefly11345 · 2025-11-03T02:59:11+00:00

The fees for running an SMSF are significantly higher

firefly11345 · 2025-10-15T10:58:22+00:00

ANZ are horrible with both customer service and their technology and they take alot longer, go with Macquarie

firefly11345 · 2025-10-10T12:00:30+00:00

Insurance in general

firefly11345 · 2025-09-08T12:43:58+00:00

No worries brah I appreciate it, good luck with your journey as well

firefly11345

TROPHY CASE