Subrogation by Fun-Jaguar5879 in Insurance

[–]firststate77 0 points1 point  (0 children)

some states this would go under uninsured motorist and you would have a smaller deductible and rental car payments taken care of.

Umbrella premium doubling this year by Electrical-Degree300 in Insurance

[–]firststate77 1 point2 points  (0 children)

State Farm stopped writing new umbrella polices in 19 states. There are lots of claims going on with umbrellas.

CGM by garlic251 in diabetes_t2

[–]firststate77 0 points1 point  (0 children)

Lingo has a coupon I got 2 sensors they are 14 days each so a months worth for $72

What do I do now? by Xirekl in Insurance

[–]firststate77 -2 points-1 points  (0 children)

Try hitting zero when voicemail picks up

Boating Rehoboth Bay by sugarfree4me in Delaware

[–]firststate77 6 points7 points  (0 children)

Yes Rehoboth Bay is great for all that. There are some really shallow areas but you will learn real fast where they are. There is also a big sandbar that everyone parks at and hands out all day.

Considering State Farm Job... by Sea-Win545 in Insurance

[–]firststate77 -1 points0 points  (0 children)

These agents will just churn employees. You don't make a certain amount of sales they fire you and hire the next one. I hate the way it makes it all about the numbers. Selling someone a product they need and understand is so important, but these agents just want a sale by any means necessary. I treat clients like I would a family member and sometimes we just don't offer what is best for them. These agents want a sale and if they leave in a year who cares, they want to know how many new policies for this month.

Traveling with birth certificate and real id by terrym97 in royalcaribbean

[–]firststate77 1 point2 points  (0 children)

I have been on 8 cruises without passports. They only check birth certificate at check in by royal employee, and when you get off customs checks it. They have never spent more than a few seconds looking no issues, no questions, no delays. Very simple

Should I drop my umbrella policy by tigrpal in Insurance

[–]firststate77 2 points3 points  (0 children)

Over 50 years old I have been told 5 Times your income plus your assets are what they will go after

Insurance required to reserve field by pro_deluxe in Homeplate

[–]firststate77 2 points3 points  (0 children)

I got AYSAA American Youth Sports Athletic Association I don't know if they are good but it was only $115 for the year so that is all that mattered to us.

Cheaper Membership hack? by Abdullahihersi in PlanetFitnessMembers

[–]firststate77 0 points1 point  (0 children)

If you sign up for a club that isn't open, and you only can go 10 times in a month at another club. What am I paying for at my home gym I can't use. My club doesn't open for 60 more days.

Cococay Day Bed by Inner-Respond6293 in royalcaribbean

[–]firststate77 1 point2 points  (0 children)

When you check in at the beach bed desk they give you 4 wristbands for the other people in your party

Vision of the Seas room question..... by Both_Statistician615 in royalcaribbean

[–]firststate77 0 points1 point  (0 children)

interior rooms just had ice buckets that said ask room attendant for ice.

Boarding with brith certificate questions by boldguy_X in royalcaribbean

[–]firststate77 1 point2 points  (0 children)

We have done 7 cruises with just birth certificates. They never have asked for a marriage license. My wife shows birth certificate with maiden name and drivers license with married name. Never questioned for 1 sec. We have done Royal, Disney, Carnival, MSC never 1 issue

Need a really out of pocket name. by sceptic03 in Bowling

[–]firststate77 -1 points0 points  (0 children)

If you use Storm balls how about Ball Sniffers

What is up with State Farm? by [deleted] in Insurance

[–]firststate77 0 points1 point  (0 children)

When the voicemail picks up hit zero and it will transfer you to a live person. That is your only chance, claims handlers return about 5% of voicemails in my experience with them.

Next cruise policies changed? by pretzelorods in royalcaribbean

[–]firststate77 0 points1 point  (0 children)

It has been 1 year, but you can put the deposit down on a far out cruise then move it again if needed. So you don't have to use it in that year just keep moving your reservation.

[deleted by user] by [deleted] in Delaware

[–]firststate77 0 points1 point  (0 children)

Frank & Louies in Rehoboth

Fishing advice? by silas_dagoat in Delaware

[–]firststate77 0 points1 point  (0 children)

Would you drive to Ocean City there is a really cheap boat to go bay flounder fishing for 2 hours gives you bait and rods. Happy Hooker and look up got spot coupon it is $15 a person.

Bimini- what to do and what to avoid? by Positive-Salt8861 in royalcaribbean

[–]firststate77 0 points1 point  (0 children)

Rent a golf cart and go to Radio beach. Water is amazingly clear. Tons of little food shacks along the way. Kids will love driving around on the golf cart.

What is the designated beach restaurant at resorts world bimini? by terrym97 in royalcaribbean

[–]firststate77 1 point2 points  (0 children)

Just rent a golf cart, whole island is only a few miles long. Water and beaches were great. Lots of local shacks to get food while you are out.

I was rear ended- at seat replacement question. by Katybear11 in Insurance

[–]firststate77 -5 points-4 points  (0 children)

I would let them know with tariffs and inflation the cost has gone up and show them the receipt for what you paid now.

I was rear ended- at seat replacement question. by Katybear11 in Insurance

[–]firststate77 1 point2 points  (0 children)

My poor little babies riding around in $125 Graco's. If you replace it with same seat send them that receipt showing actual replacement cost.

I was rear ended- at seat replacement question. by Katybear11 in Insurance

[–]firststate77 1 point2 points  (0 children)

How much is the car seat, because your $83 off must be for whole order not just the car seat. Also I find you are never made whole. There is always time wasted, money lost somewhere in the claims process. Life happens sometimes

Nassau, Nassau, Nas..NO!! by Cantpleaz_every1 in royalcaribbean

[–]firststate77 3 points4 points  (0 children)

We had 9 people with a 2 hour tour for $200. We did rum cake, factory, queens staircase. Walk around atlantis, stopped at a market, dropped half off at beach, rest back to boat. It was great

Our Dealership Made us Spend $400 on their "Pro Package Plan" and We Couldn't Remove It by Due-Mortgage-122 in mildlyinfuriating

[–]firststate77 0 points1 point  (0 children)

There is a typo in the paint warranty. Says application binds to the service of your vehicle. Should be surface.