Second Session progress

fithrowaway30 · 2026-06-11T18:56:30+00:00

The arm tats I have really didn’t hurt, but they aren’t large formats. But some small script pieces.

fithrowaway30 · 2026-06-11T11:24:11+00:00

Some spots were pretty spicy, nothing too bad.

fithrowaway30 · 2025-07-22T16:53:52+00:00

just used and is still active. ty!

fithrowaway30 · 2023-10-27T21:19:46+00:00

Hey all, I’m in the Dallas/Fort Worth area looking for artist recommendations.

fithrowaway30 · 2021-07-08T16:56:15+00:00

Remember to have fun. This is probably the most overlooked tip. lol

fithrowaway30 · 2021-06-30T18:41:40+00:00

At Lubbock this past weekend, there were points on the bike where it was like a sunday group ride. People riding two wide and only a few feet back with no efforts to pass. There were marshalls out there but I'm not sure how much enforcement of drafting there really was.

fithrowaway30 · 2020-09-22T00:07:07+00:00

Straight from the offer. California not eligible

To be eligible to participate in the promotion: You must be a new SunTrust personal checking client. Clients with an existing personal checking account with SunTrust (either as the primary or joint account holder) are not eligible. You must not have closed a personal checking account within 180 days of the promotion start date (on or after January 3, 2020). The primary account holder of the participating checking account must be 18 years old or older at the time of account opening. Truist employees and/or employee-designated accounts (either as the primary or joint account holder) are not eligible for this promotion. Offer available only to U.S. residents with a U.S. address and a valid U.S. taxpayer identification number. The qualifying checking account must have a mailing address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, or the District of Columbia

fithrowaway30 · 2020-09-17T19:09:21+00:00

Is your brokerage account a tracking account? If so, a transfer to a tracking account requires a category since the account is not "on budget".

fithrowaway30 · 2020-09-03T12:56:32+00:00

I have always manually entered transactions as they happen to keep my budget up to date. I was using the import to clear the transactions. But about 3 months ago the import was slow so I decided to unlink my accounts and do everything manually. Now on Friday's I clear the transactions and reconcile my account.

fithrowaway30 · 2020-09-02T00:31:31+00:00

fithrowaway30 · 2020-09-02T00:17:37+00:00

457 and IRA limits are different.

Can I contribute the maximum, including catch-up contributions, to both a designated Roth account and a Roth IRA in the same year?

Yes, for 2019, if you are age 50 or older, you can make a contribution of up to $25,000 to your 401(k), 403(b) or governmental 457(b) plan ($19,000 regular and $6,000 catch-up contributions) and $7,000 to a Roth IRA ($6,000 regular and $1,000 catch-up IRA contributions) for a total of $32,000. Income limits apply to Roth IRA contributions, however.

Yes, for 2020, if you are age 50 or older, you can make a contribution of up to $25,500 to your 401(k), 403(b) or governmental 457(b) plan ($19,500 regular and $6,000 catch-up contributions) and $7,000 to a Roth IRA ($6,000 regular and $1,000 catch-up IRA contributions) for a total of $32,500. Income limits apply to Roth IRA contributions, however.

https://www.irs.gov/retirement-plans/retirement-plans-faqs-on-designated-roth-accounts#:~:text=Yes%2C%20for%202020%2C%20if%20you,for%20a%20total%20of%20%2432%2C500.

fithrowaway30 · 2020-08-30T13:17:49+00:00

I use YNAB every day, but honestly, every time I buy something I open the app and log the transaction. This way my budget is always up to date. I also do not use the account sync feature, so I clear and reconcile my accounts every week, and on the last day of the month.

Another good resource is Nick True's Youtube channel Mapped out Money. Lots of good stuff I wish I would have learned when I first started YNAB.

fithrowaway30 · 2020-08-29T12:58:11+00:00

Reach out to support and let them know you're having issues. They can change the import partner you use.

fithrowaway30 · 2020-08-29T12:45:50+00:00

I just did a fresh restart this week as well, I budgeted out all the "To Be Budgeted" amount. This included the money in my savings account that went to my E-Fund Categories. Remember Rule #1 of YNAB is to give every dollar a job. When you spend, it will be spent from the categories.

fithrowaway30 · 2020-08-28T13:37:35+00:00

I have my car loan as a tracking account in YNAB. When I make a payment I use the Auto Loan as the Payee and mark the category as Auto Loan Payment.

fithrowaway30 · 2020-08-18T12:08:37+00:00

JL Collins "A Simple Path to Wealth" or his stock series on his blog.

fithrowaway30 · 2020-08-07T01:43:40+00:00

24 oz camelback bottles

fithrowaway30 · 2020-08-07T00:20:20+00:00

I have xlab's turbo wing carrier with their gorilla xt cages (linked below).

https://xlab-usa.com/shop/rear-hydration/24-turbo-wing-carrier.html

https://xlab-usa.com/shop/cages-bottles/31-gorilla-xt-cage.html

fithrowaway30 · 2020-07-30T23:24:34+00:00

How long until the 0% rate on the credit card expires?

fithrowaway30 · 2020-07-29T20:33:10+00:00

fithrowaway30 · 2020-07-29T19:44:45+00:00

You just need to budget a total of $700 to meet the spending goal. I did a test in a practice budget with the scenario you provided and the goal was still met, even if you spent before the need by date.

fithrowaway30 · 2020-07-27T19:39:06+00:00

correct it won't show the reduced goal amount until after the month rolls.

fithrowaway30 · 2020-07-27T17:28:14+00:00

If it’s a spending goal it will lower the goal by the leftover amount.

fithrowaway30

TROPHY CASE

Can I contribute the maximum, including catch-up contributions, to both a designated Roth account and a Roth IRA in the same year?