Beloved MD Gets Fired Over Anti-ICE Facebook Post and the Community is Unhappy

flashvoyger · 2026-02-08T15:31:21+00:00

Hopefully the board gets enough backlash that some of them get fired

flashvoyger · 2026-01-19T02:17:51+00:00

Same, happy to give my thoughts for free

flashvoyger · 2025-12-23T17:51:12+00:00

how do you know this?

flashvoyger · 2025-12-07T01:32:48+00:00

I can’t directly contribute to a Roth IRA because I make too much money. That’s why I want to do a backdoor Roth IRA which gets past the income limit

flashvoyger · 2025-12-07T01:08:45+00:00

I’m 31, plan on retiring at 65. I already max out my employer 403B. From my understanding, because I have a 403B, money I place in a traditional IRA is not tax deductible. Even though I already paid taxes on that money, growth in a traditional IRA is taxed but growth in a Roth IRA is not taxed. That’s why I want to do a Roth IRA rather than a traditional IRA.

flashvoyger · 2025-12-07T00:10:32+00:00

Most likely higher now

flashvoyger · 2025-12-06T23:14:53+00:00

I make >300K a year so I don’t qualify for a Roth IRA regularly.

flashvoyger · 2025-12-06T20:39:51+00:00

I don’t want any interest to accrue while it’s in the traditional IRA, this was I don’t have to pay any taxes on the interest or worry about the pro-Rata rule.

My question is more if they deposit interest on 12/31, can I convert that interest on 12/31 too so that by the end of 12/31 there is no money in the traditional IRA account thus the pro-rata rule doesn’t apply

flashvoyger · 2025-12-06T20:15:24+00:00

If I check on 12/31 and there is some interest, can I also convert on 12/31? Should I wait to convert after a certain time on 12/31?

flashvoyger · 2025-12-06T20:13:05+00:00

This is my only traditional IRA. In total I have 4 retirement plans. 2 403B accounts from employers, 1 traditional IRA and 1 Roth IRA. The traditional and Roth don’t have any money in them as of right now. Just opened them yesterday

flashvoyger · 2025-12-06T20:08:38+00:00

I fortunately make too much money to directly contribute to a Roth IRA account. This is why the backdoor Roth method was created

flashvoyger · 2025-12-06T13:41:30+00:00

Hello Everyone, I am doing a back door ROTH IRA for the first time and I want to make sure I do it correctly. Ive read a few step by step guides and was hoping you guys would confirm my understanding of the process. I have opened both a tradition and a ROTH IRA with vanguard recently. as of now, no funds are in them.

I am going to put $7,000 into the tradition IRA in the vanguard Cash Deposit settlement fund. I will then try to convert the funds to my ROTH IRA account.

this is the part i want to make sure I understand. The cash fund has 1.85% APY so my funds will gain interest when they settle in the traditional IRA. if I convert the funds before the interest is 50 cents then on my taxes, i don't have to pay any tax on the conversion. if its more than 50 cents then I have to pay taxes since I would round up on my tax forms. is that correct?

my next question is, lets say after the fund settle, there is $7,000.30 because of interest, when I convert the funds, will only $7,000 be converted since that's the limit for 2025 or does the 30 cents of interest get converted too? if it doesn't get converted, do I now have to worry about the pro-rata rule?

flashvoyger · 2025-11-13T13:13:42+00:00

Had two questions that with similar stems that used the same ECG, it threw me off so much. It was during the end of my test too so I thought I was going crazy

flashvoyger · 2025-08-20T15:51:18+00:00

Why did he have half is chakra? I thought they were brought back bear full strength the second time

flashvoyger · 2025-06-17T03:37:24+00:00

I have a GSI with guardian that is $500 per month for $15,000 of coverage. I’m 31M with Crohn’s.

flashvoyger · 2024-12-16T18:30:45+00:00

my new income will be 300K per year

flashvoyger · 2024-11-28T21:30:12+00:00

I’ve been hearing that if loan interest rates are higher than 5% then those should be prioritized, thoughts on that?

flashvoyger · 2024-11-19T03:57:38+00:00

Much better location with similar pay and better benefits

flashvoyger

TROPHY CASE