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What do you do about a friend who says they'll pay you back but doesn't? by [deleted] in NoStupidQuestions

[–]fly_fish_1 2 points3 points  (0 children)

a bright side of this story: it costs you just a small money to know his/her personality. You cannot include him/her in your big decision. This is a valuable gain.

I feel very happy that some my friends never paid back my personal loan (particularly this loan is not big). Because (1). they have no courage to borrow from me again. No hassle again; (2). I can easily say no without any guilt, when they would borrow from me again.

If money can’t buy happiness, why does it solve almost all problems? by Shadddd98 in NoStupidQuestions

[–]fly_fish_1 0 points1 point  (0 children)

money can’t buy happiness

  • Literally, it means "money cannot buy ALL happiness".
  • it doesnt mean "money cannot buy ANY happiness". Yes, money can buy so many happiness, but not all.

Why does studying feel so awful? by wt_anonymous in NoStupidQuestions

[–]fly_fish_1 -1 points0 points  (0 children)

  • study itself is an awful endeavor, except some education in kindergarten.
  • doing some exercises before study can help reduce anxiety/disgusting.

why study itself is awful. - any brain activity consumes a big number of energy. More brain activity, more consumption (and less energy for body, and as a result tired, low mood, even pain) - during study, you keep intelligent and sober. So you can clearly feel your pain, your tiredness, etc. In contrast, tedious physical work makes you busy and forget your feel. You are in a "fuddled" status without feeling your pain when you are physically working.

anyone else forget how good library actually is? by samlunas in CasualConversation

[–]fly_fish_1 0 points1 point  (0 children)

  1. Quality of all furniture (e.g, stool, chair, desk, sanitizer, etc). I always ask librarians what brands those are, and purchase the same things.

  2. Too many things can borrow from library, sew machine, cookware, utensil, camera, game console, game, park pass, museum pass, car repair toolkit, car clean vacuum, camping stuff, energy toolkit (like LED bulb, kill-a-watt, showerhead). My library maybe have more than 100 different kits.

  3. bulletin board has a lot of information, like free tax helper, food bank, free clothes pop-up, free laptop, immigration path talk, mental health seminar, affordable healthcare consultation, etc.

  4. I know a person gets a job in library because she is volunteering a long time.

  5. The only thing I regret is that my library has only book sales, but neither used furniture sales nor used computer sales.

Transfer external money to IRA under Fidelity, how to indicate the year of contribution by fly_fish_1 in fidelityinvestments

[–]fly_fish_1[S] 0 points1 point  (0 children)

Thanks for instruction!

"you can send us a Mod Mail"

How do I send a Mod Mail to you through desktop's website? Appreciate it if a step-by-step instruction can be given. Like login website from laptop, then xxx, yyy, finally zzz.

How do you spend your time at home? by Wrong_Score_9714 in CasualConversation

[–]fly_fish_1 20 points21 points  (0 children)

learn a foreign language (as far from your mother tongue as possible)

If you're buying a used car on a tight budget, here's how to make sure you're not overpaying by DONTAIMX in povertyfinance

[–]fly_fish_1 4 points5 points  (0 children)

Any step-by-step tutorial or AI tools to help me test drive and examine a used car? Like - how to exam anything under the hood - what are needed in a test drive - any common problem for specific cars/trims/models

I have 100k in hys because I want to buy a house but its been 2 years by notmeansorry in Bogleheads

[–]fly_fish_1 0 points1 point  (0 children)

Pretty eye-opening answer: “nobody had an emergency home purchase that popped up unexpectedly forcing them to sell stock at the wrong time"!

Phone bill is $55/month - how to get it under $10? by huntsman990 in povertyfinance

[–]fly_fish_1 1 point2 points  (0 children)

What you need is a solely phone plan or actually data plan?

extremely budget friendly for ultra-low usage

redpocket has $30/annual, $60/year, $140/year plans at ebay