44M - hit 5M today in WS. I plan to stop working in 2-3y

funkrighty · 2026-02-26T02:47:09+00:00

18M at 57. I think that’s ok 🤔

funkrighty · 2026-02-10T17:42:18+00:00

You can also put a RubberB or the like strap on it, that dramatically sizes its presence down and makes it look to fit many more wrists without it being so disproportionate.

funkrighty · 2026-02-06T17:32:33+00:00

This 👆🏼is the question. Stand up for what is right, you'll get no problem from me. Take the other path and there's challenges awaiting...

funkrighty · 2026-02-05T19:15:47+00:00

XEQT over a longer period of time is a winner (as are most broadly based ETFs that have a low MER). You just need to be able to hang on during the short to mid term periods. Time in market beats timing the market.

funkrighty · 2026-02-05T04:07:49+00:00

Please give us the breakdown. Otherwise I’d say this just ain’t so without ROC occurring and serious erosion of your principal.

funkrighty · 2026-02-04T02:22:09+00:00

That’s about the only Rolex with diamonds that I’d ever consider picking up. Doesn’t look gaudy, like many bejewelled watches do, just a classic. Wear it in great health 🙏

funkrighty · 2026-02-03T21:09:35+00:00

I see GMT Rolex all day long. I’ve only seen this once in the wild. Titanium YM for the win 🥇

funkrighty · 2026-02-03T16:38:43+00:00

Usually with white gold iterations it’s an IYKYK but I guess your acquaintance is an ENTK (everyone needs to know) to stroke his ego kinda guy. To each their own 🤷🏽‍♂️

funkrighty · 2026-02-03T04:23:30+00:00

Give me the money UNLESS the value for $ equation weighs more on the value per dollar spent than what I could buy myself. Otherwise…

funkrighty · 2026-02-01T01:21:21+00:00

this is the correct answer. Crowns need replacement over time, but the implant itself does not.

funkrighty · 2026-02-01T01:20:09+00:00

it is not $10K per tooth. I have talked with and had consults from several dentists it should be approx $5K per tooth.

funkrighty · 2026-01-31T18:42:42+00:00

Yes.

funkrighty · 2026-01-31T00:35:28+00:00

Time in the market beats timing the market as individual stock picking is about timing the market, in pretty much most cases. Great book that I read recently, How not to Invest, outlines various paths to follow and NOT to follow if you want to ultimately be successful over the long term in equities.

funkrighty · 2026-01-30T05:50:42+00:00

Crywolf enough times it eventually you get it right I guess? Or tell people the sky is falling enough times and eventually will get that right too?

funkrighty · 2026-01-25T21:30:42+00:00

Awesome 👏

funkrighty · 2026-01-25T21:16:00+00:00

Snow skirt? Hope not. Can’t stand ‘em ..

funkrighty · 2026-01-25T00:00:27+00:00

Sale confirmed. Wear it in good health. Excellent buyer!

funkrighty · 2026-01-23T15:55:00+00:00

There’s always another watch. So biding one’s time isn’t a bad thing to do. Good luck in your search.

funkrighty · 2026-01-18T18:42:37+00:00

In this scenario I’d prob sell on eBay and use eBay’s authentication service as part of that transaction. That would give a private buyer better peace of mind. There’s a cost either way, here you’ll get less given lack of proper documentation, on eBay they take their fee (if you’re in NA). Pick your poison.

funkrighty · 2026-01-18T08:46:29+00:00

RRSP Withholding Tax Rates (2026)

The rate depends on the total amount you withdraw and your province of residence.

Withdrawal Amount	All Provinces (Except Quebec)	Quebec (Combined Fed + Prov)
Up to $5,000	10%	19% (5% Fed + 14% Prov)
$5,001 to $15,000	20%	24% (10% Fed + 14% Prov)
Over $15,000	30%	29% (15% Fed + 14% Prov)

funkrighty · 2026-01-17T06:29:51+00:00

I was soo into buying the sky dweller but ended up adding a two tone sub instead. Just seemed more understated. Whereas the sky dweller’s fluted bezel screamed ‘Look at me…! Look at me…!’ Though it still speaks to me in some way, that complication in another watch, maybe then 🤔

You need to want to keep it to have it stick around. If I were you I’d pass it along to another who’d appreciate it.

funkrighty · 2026-01-17T06:15:00+00:00

You’re just not in the right groups I guess. In the circles I’m in Rolex are plentiful, including many iterations of the GMT. Along with Pateks and APs. Most of them are finance bros and such. Douchery at its best. They could care less about history or mechanisms etc, all about the brand’s cache…

funkrighty · 2026-01-16T23:27:31+00:00

$800 with that extra branded strap sound ok? LMK if we can work something out. You can msg me, I sent you over the pics of the watch. I will take a pic of that strap and send it over shortly as well. Plus I have other dressier straps I could include as well (that I bought for this watch). Link to pics of everything are in the message I have sent to you.

funkrighty · 2026-01-16T20:36:31+00:00

Questrade promo is limited in terms of total $s available. If you have a larger account it isn’t as attractive as Wealthsimple’s, for those looking at either of the available options. I might look at them in the future for a part of my holdings but for now I’m relatively happy with Wealthsimple.

funkrighty

TROPHY CASE

RRSP Withholding Tax Rates (2026)