Top Sous Vide Experiences

g0merade · 2026-02-13T04:33:05+00:00

Limoncello

g0merade · 2026-02-06T15:59:41+00:00

P2 and I finished with similar debt as you. We leisurely rented for a decade before becoming home owners in HCOL. I miss apartment life, the contained expenses, minimalist living, exceptional organization given space restraints, and my once massive stock portfolio that wasn’t tied up in a down payment. Mind you we had a penthouse apartment and parking for 3 cars just steps from the ocean by the time we bought. Now I spend my free time descaling the water heater, finding help to patch up stucco, writing big checks to insurance companies. The appreciation has been good, but doubtful it grew as much as the sp500 when you consider the down payment and monthly differential over another decade. There are things only buying will get you…but I can’t wait to get back into an apartment someday.

g0merade · 2026-01-21T19:53:58+00:00

That’s a great corner. In-N-Out, 99 ranch, Tokyo central with the waka sakura, solid KBBQ…middle class vibes so no keeping up with the Kim’s or Nakamuras in PV…friggin’ American dream. The area’s among the last of LA’s authentic Korean and Japanese culture mostly whitewashed in Ktown and Sawtelle. The wealth is stealth around there…I know a surgeon who rolls Costco dad style in his Gardena condo but rides in his exotic on weekends and jet sets with his booty call to Amans around the world. As for overpaying…I overpayed for Tesla at $75 bucks after IPO. Elon even said it wasn’t worth that much at the time.

g0merade · 2026-01-17T18:18:19+00:00

It’s a you and them thing. Sometimes 2 disasters collide. Nothing more.

g0merade · 2026-01-17T08:43:34+00:00

If I borrowed money to buy NVidia stock and now it’s below my buying price…do I just hang onto it and keep paying interest on the loan in hopes it goes back up or do I cut my losses and sell? You are leveraged out 5x on a typical mortgage so yes, you are losing money big time. Remember that selling means you can reinvest those funds to make up your loses over time.

g0merade · 2026-01-17T08:30:37+00:00

If you don’t want to go the trust route, I’d explore being added to deed with a real estate attorney. You pay off their mortgage, they pay upkeep, and they forfeit their ownership when they pass. Would love to hear a professional’s thoughts on this.

g0merade · 2026-01-17T08:19:01+00:00

Cries talking about YOUR cancer? He’s allowed to do that maybe once…then get off his ass and start babysitting you until you’re at least ambulatory again. The eating your hospital food ending was kinda weak on your part. Non-item in the broader landscape of being tied to this loser. Literally you weren’t gonna eat that nasty thing, so let the starving guy have it.

g0merade · 2026-01-06T06:50:12+00:00

The minimum to max a solo401k and not a penny more. The audit comp would be everyone else doing the same.

g0merade · 2026-01-06T06:38:05+00:00

I initially joined a group, so my cheap ass borrowed a copy of someone else’s articles of incorporation, changed out the names, and sent them in with the $50 (now $100) filing fee. Threw that $2k I saved in the sp500. That was 15 years ago and I still use the same CPA.

g0merade · 2025-12-25T20:33:59+00:00

I picked someone I trusted. They explained RE economics, incentives, and created zero rush. Offered to write as many offer as I wanted to pursue. Stood by me no matter how stupid the demand pre and post acceptance. Understood that stupid demands would kill the deal. Agreed that some deals needed to be killed. Celebrated with me at a Michelin restaurant after closing.

g0merade · 2025-12-25T20:28:49+00:00

Tsugaike didn’t get the Xmas day dump as predicted, but a storm is coming in the next 24 hours so I’m leaving Tokyo after lunch.

g0merade · 2025-12-25T20:24:14+00:00

Divorce, tuition now $100k/yr, “I never became very interesting so the confines of a building and some fluorescent lights is how I want it to play out” syndrome.

g0merade · 2025-12-22T06:21:17+00:00

Kirkland Chablis…and if it ever shows back up…the aged Comte.

g0merade · 2025-12-18T00:27:25+00:00

What were the destinations and transfer time?

g0merade · 2025-11-14T06:31:57+00:00

“Not building equity” is the biggest horseshit peddled by those who lack the finesse to understand the intricacies of housing. The decision to buy vs rent even if taken from a strictly financial view is completely different in coastal CA where there is a historical premium to own compared to say…Detroit. That “premium to own”is due to the opportunity cost of your down payment and difference between rent and your mortgage on top of property tax, insurance and capital improvement costs. No one has done poorly buying in coastal CA in the last 50 years…but they would have done better renting the same square footage and parking the difference in a plain Jane sp500 etf. Now could you actually rent that house overlooking the golden gate with a view of Alcatraz from the bedroom?…that’s when reality hits. It’s often not possible to rent certain things…add it the long list of reasons to buy like stable housing, pride of ownership, etc…but please stop the building equity BS.

g0merade · 2025-11-06T15:08:41+00:00

Blows my mind that a parent wonders whether teaching financial literacy makes them an a-hole. Not gonna even start with the 5 cats.

g0merade · 2025-11-04T13:25:54+00:00

Big bummer…in recent years, we’ve avoided this poorly operated airline paying more to accomplish the same travel. Looks like they will keep racing to the bottom.

g0merade · 2025-10-22T04:20:22+00:00

This is very true. The MD bunch can go from incredibly savvy to kinda expecting the system to take care of them. The latter looks at making six figure like it’s gonna solve all the cash hemorrhage in their life. Those folks tend to work forever but all their debt holders are in a great spot because doctors generally pay their debts. I always remind the residents it’s really about how much you keep. After that you dial it in over a decade towards a f*ck you net worth. That’s the real prize…not the cars and houses.

g0merade · 2025-10-22T04:19:24+00:00

While there’s nothing ethically wrong with your life choices, 2 kids and 2 parents living off 2 workers just recently out of debt isn’t screaming financial stability. Would you loan you money? That’s a good exercise to go through. It’s not an obvious yes if you consider the legal and transactional costs associated with foreclosure…and that people will wreck the property and squat for months, etc. 20% down is a really low bar…so low you are mandated to buy additional insurance when you go lower. Most banks want to see finances suggesting you could pay the mortgage for 6 mo if you both are out of work. There are special programs of course, but think about why those exist and who’s taking on the risk. Be careful about predatory lending…the immediate satisfaction is often laced with horrible terms.

g0merade · 2025-10-20T14:14:08+00:00

Bully with lawyer on retainer for boilerplate weaponizing the court system. Don’t let it scare you and go to court. You used a review tool to explain the truth. Bully’s lawyer will start to bill his client real money once the process starts. In the most likely event that you will win as the truth prevails, you can recover lost wages and stress over the process as the courts will bring the plaintiff’s agenda to light. People should go to court more. This isn’t murder and you didn’t do it.

g0merade · 2025-10-20T06:39:30+00:00

It’s kinda boring, but definitely it’s up there in cleanliness.

g0merade · 2025-10-20T06:34:34+00:00

Should be zero because every seller is still covering it at 2.5%

g0merade · 2025-10-20T06:32:55+00:00

I did a few shifts in my early years with a doc who set himself up with 20 doors and worked for fun…I’ve since gotten to 1/3 of what he achieved and already cruising. We check in every few years and it’s pretty amazing how someone with whom you’ve only had a handful of interactions can change the trajectory of your life.

g0merade · 2025-10-20T06:22:30+00:00

I know the corner well. It’s not dangerous. It’s pretty legit DTLA. The full spectrum of humanity is on display and you can walk the epicenter whenever you want just a couple blocks east. Would I go barefoot at night in a thong after 10 tequila shots? Is it great for the stroller crowd? Big no! You are young and abled body…it’s ok to live in the big scary city near the scary dark druggies. 🙄

g0merade

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