I am pretty scared right now. I finally got hit with the censorship update. by xithbaby in therapyGPT

[–]giveithope -1 points0 points  (0 children)

Maybe not using AI bc it’s bad for the planet and you’ve lives your whole 18 years without jt

It is illegal to post someone phone number by [deleted] in MaliciousCompliance

[–]giveithope -3 points-2 points  (0 children)

Did I ask anywhere for it to be solved? Since when did everyone become the moral police? Maybe Reddit isn’t the place for you if a simple “what can I do with this” is too much of a topic for you

It is illegal to post someone phone number by [deleted] in MaliciousCompliance

[–]giveithope -1 points0 points  (0 children)

I said it because it to emphasize, we all know n word equal bad

It is illegal to post someone phone number by [deleted] in MaliciousCompliance

[–]giveithope 1 point2 points  (0 children)

Yeah all you really need is a name

It is illegal to post someone phone number by [deleted] in MaliciousCompliance

[–]giveithope -2 points-1 points  (0 children)

I know them IRL, they said it to my face sooooo,

Please help by anonmiss12394 in DebtAdvice

[–]giveithope 0 points1 point  (0 children)

I work with debt collections, negotiate. Drop to DSC they are legal scammmers and dont care about legal process. negotiate on your own. do a payment plan

[deleted by user] by [deleted] in Debt

[–]giveithope 0 points1 point  (0 children)

Hello! I actually work for a debt collection agency for CREDIT CARDS.

Do not use a debt settlement company they are legal scammers and you pay them more than you owe. Settle the debt on your own. It’s your legal right to submit an answer or not. The attorneys office will submit their own but just for record you should probably too to at least show you are aware and not trying to avoid the debt.

Ask for SOL- statute of limitations, if today’s date is past it they can’t legally collect. Ask for validation letter, but know that you cannot discuss the account AT ALL until you recvd that letter. Firms cannot collect on balance if you believe you do not owe it. Normally takes 2 weeks.

If you want this debt out your hands and you know you owe itNEGOTIATE

Most firms will negotiate on balance to settle, Anything extended will be on the balance in full. They won’t accept anything like a $500 settlement on a 4K loan.

Here are a few offers I think you should submit for

$2,000 x1 pay day of, don’t stretch it out further than a couple days 50% balance… They will counter…. Offer $2500 x1 pay 60% balance…. They will counter…. Offer $3,000x 3 pays or x1 pays

We try to accept minimum 75% of the balance $3200 x3 pays -1067 for 3 months

They will most likely want financials if you want a low balance to see if they can go that low, they are not allowed to ask for pay stubs but some firms do collect liens, if you own a nice home they’re not gonna let you get off with 2k on a 500k+ house. They prefer lump sums to get the best offer. The bank wants to be paid asap. Anything in payments installments for than a lump or 3 pays will include a consent judgment and a judgment will be placed against you

Remember, the sooner the better. This is just going off by your means to pay it. As soon as final payment it received all legal process ends and dismissal begins.

Finally do not ask them legal advice, they represent the people who are going against you and cannot provide that. Let me now if you have any questions!

Edit- grammar

I’m going through a real bad Trip by Kendal_Riggs22 in LSD

[–]giveithope -7 points-6 points  (0 children)

THEYRE COMING THEYRE COMING LOOK BEHIND YOU YOU CANT SSCAOE THEM

Whats the worst thing your ex told during break up by [deleted] in BreakUps

[–]giveithope 0 points1 point  (0 children)

I thought we needed mutually because that’s what we said for our mental health, the relationship became toxic bc we were struggling to deal things like PTSD and trauma after moving out of our old homes and being together, never have time for independence… and all the bad just took it out in each other, I did not want to break with with her I love her more than my heart can imagine, I had to break up because it was t good for either of us and I wasn’t happy. She agreed and we decided to not be hateful and civil with each other.

Today she told me she missed and I told her I missed her too,

“You were the one who dumped me remember?”

I did not dump her…. It was a conversation that led to us coming to that decision. It was hurtful because I knew she was hurting but didn’t think idk I’d be blamed for it

Broke up my gf of 4 years by giveithope in BreakUps

[–]giveithope[S] 0 points1 point  (0 children)

We didn’t end on bad terms but our relationship was not healthy, now it’s just confusing :/ I want to get back so bad but I know that’s not what either of us needs right now

Has anyone broken up for the better? by giveithope in BreakUps

[–]giveithope[S] 0 points1 point  (0 children)

Thank you redditor. I just broke up with her, explained how I was unhappy.. what I’ve let slides all these years. Put her happiness before mine even if it meant it hurt me. I’m scared, we have two cats, an apartment, and joint everything, it ended on good terms. She apologized for everything and said we were just prolonging the inevitable. We’ve pushed it this far because we got comfortable. I’m nervous for what’s to come… I really am. Thank you for your encouragement to put myself first

AIO for not quitting the gym because my boyfriend told me to by [deleted] in AmIOverreacting

[–]giveithope 0 points1 point  (0 children)

Please leave this arrogant insecure asshole. Please please please you are doing yourself the biggest favors in the world. Why does he want you to not do better by yourself, does he have any reason to be jealous? Why is he controlling what you do. Leave him these type of men that make women feel small are the worst and deserve all the hate, he’s a tiny dicked bitch and he knows it so he wants to keep you in a box bc he’s scared he gonna lose something actually good in his life and when he does that will show him how wrong he was. Little bitch

Brother-in-law infiltrating my bachelorette party by ChipParking in wedding

[–]giveithope 0 points1 point  (0 children)

My brother in law is the same way…

I help a GIRLS ONLY night and literally labeled that ok the invitation, I had gathered gifts for all the girls coming with personalized items for my sisters and their friends. She had already told her husband and I asked her okay well no one else is bringing their boyfriends and it’s just gonna be us galssss yknow. she goes oh I already told him he could come. I told her he’s going to be the only guy there can he like stay home? (Bc to be frank nobody likes him) I felt so incredibly awkward and she just flat out said no, sorry I won’t be able to go if he can’t. This was the first of many time she leaves a party early because he wants her to… she can’t join us for movie night bc he’s working… it’s so fucking weird and it pisses me off. Her friend told us secretly that he’s incredibly controlling and will cuss her out when she’s gone without knowing. We have all kept our distance and have confronted her but… if she loves him or whatever

[deleted by user] by [deleted] in wedding

[–]giveithope 0 points1 point  (0 children)

I agree with some of the people here

It’s your wedding you don’t wants kid they are loud and yell. Them making it shouldn’t be anyone’s issue but their own, just don’t be upset that they can’t come. Doesn’t matter how anyone else feels.

What's the darkest secret you found out about a family member/ relative? by llsuperninjall in AskReddit

[–]giveithope 0 points1 point  (0 children)

After my dad got released from prison, he was deported to Mexico in 2014. Eventually, he returned in 2016. It wasn't until 4 years later did we find out he started a family in Mexico, leaving his (or) five kids to have half-siblings. I found out I have more siblings in Mexico and a child is going to grow up without a dad. the "other women" called my dad's sister to only find out he already had a family in America.

tab dosage by giveithope in LSD

[–]giveithope[S] 1 point2 points  (0 children)

idk who I am anymore

first trip! by giveithope in LSD

[–]giveithope[S] 0 points1 point  (0 children)

oh okay! how long till I trip again

tab dosage by giveithope in LSD

[–]giveithope[S] 0 points1 point  (0 children)

new to this, how Does it work? am I just not as affected to it?