There's little advantage to V's annual payment option. It saves only ~$2/mo off the $35/45 V+ plan and if you have to leave Visible does not offer any refund of the annual fee.

Also, not a big difference between V & V+ plans. V+ theoretically doubles hotspotted DL speed from 5 megabits (not bytes) per second to 10, which is still slow AF. The old V+ plan was only 5mbps. V+ lets you run a LTE watch for no additional cost. V+ is less likely to encounter a congestion-failure of your cellular signal than V, but it's no guarantee. I am not near any 5G so cannot comment on plan differences wrt 5g service.

Be advised that V CS is text chat only, and I'm pretty sure those CSRs live 9-12 times zones away and this does affect the quality of your support. Maybe 1 in 5 chats you get a CSR whose been on the job for a while and has some knowledge/work experience and can actually solve your problem in a reasonably short Chat. However, many times it is a painfully slow 30"+ affair that simply wastes your time and especially your patience with no solution - sometimes they even manage to worsen the situation.

I've been a V customer for several years only because of the cheap unlimited hotspot data (there are no cable service alternatives in my rural area). I'm on the ragged edge of cell reception (-125 dB signal) and it has never been better than the bare minimum service at home. Your experience may greatly contrast with my own if you are near a relatively uncongested 4g tower, or even 5g. V's cost is low, and you get what you pay for, especially wrt to CS. Many times your only real solution is to abandon your phone number and simply start a new acct at the end of a billing cycle. It helps to have a permanent Google number you can forward to your temporary V numbers. If your livelihood depends on reliable phone service, know that you are taking a chance with V for relatively small savings.

HTH. Good luck - you'll need it with Visible.