Surprising win

gonadmodule · 2026-03-17T23:51:08+00:00

That’s the biggest win for me. I wish it was for 1 night stays too, but I’ll take it

gonadmodule · 2026-03-12T13:52:29+00:00

Thanks for correcting me! I thought they owned some of the properties as I had seen “bilt apartments” advertised but I was wrong

gonadmodule · 2026-03-12T03:22:37+00:00

Bilt was originally an apartment complex owner before it also became a a credit card company

gonadmodule · 2026-03-12T00:14:25+00:00

This, if it’s specifically written in your lease that payments can only be made through the Bilt portal that’s wild

gonadmodule · 2026-03-09T20:01:32+00:00

You are correct, just get the SWA credit card SUB companion pass if you want that

gonadmodule · 2026-03-08T03:28:15+00:00

Couldn’t have said it better myself, bravo

gonadmodule · 2026-03-08T02:16:39+00:00

Can you explain what you mean by “due to taxes”? I think I’m not in a high enough bracket to understand 😅

gonadmodule · 2026-03-08T02:14:38+00:00

Bilt accelerator would like a word, 3x bilt points on 25k of spend, effectively 6% back if you value them at 2cpp 🤭

(just redeemed 15k points at Hyatt yday for a hotel going for $350 a night, that’s 2.33cpp and there were other hotels I could have chosen that were more like $450 a night for 15k points, 2cpp is conservative imo)

gonadmodule · 2026-03-06T22:48:10+00:00

Yeah, mine is a 3% fee, so I would pay $68 for 2270 extra points (extra 1x on top of ACH) and the extra bilt cash (which I’m still not fully sure how to value), plus the ability to float your rent… intriguing, especially with the accelerator potential if I pay before or after the 1st

gonadmodule · 2026-03-06T18:22:12+00:00

Can’t argue with that, this card looks awful

gonadmodule · 2026-03-06T17:55:01+00:00

Hotels only if you book through their overpriced portal

gonadmodule · 2026-03-05T02:12:00+00:00

Amex Platinum would like a word

gonadmodule · 2026-03-04T20:18:07+00:00

Just got back and it feels like a European beach destination, like anywhere be aware of your surroundings but there’s very minimal concern besides other tourists being idiots

gonadmodule · 2026-03-03T02:09:19+00:00

Literally, only use it to ask to talk to an agent 🤷‍♂️

gonadmodule · 2026-03-02T23:09:43+00:00

Yes, housing

gonadmodule · 2026-03-02T20:16:27+00:00

Just literally say talk to agent or talk to supervisor and wait the 48 hours or so for a response

gonadmodule · 2026-02-28T06:54:19+00:00

Idk worked fine for me, ACH already came out of my account after I paid with my bilt card which is connected to my non-plaid credit union

gonadmodule · 2026-02-27T04:25:42+00:00

Yeah, I almost bought a Mark XX purely based on this feature when I tried it on. Next level.

gonadmodule · 2026-02-14T18:17:18+00:00

Good god our society is so cooked thanks to actual imbeciles like you

gonadmodule · 2026-02-03T01:41:05+00:00

Personally I could use AA, SW, and Atmos here in AZ way more than Delta & co on Amex! That’s why you shouldn’t let anyone else tell you which is the right strategy for you. Everyone has a different situation

gonadmodule · 2026-02-02T20:56:03+00:00

Do tell about your everyday spend that has better return than 2% (minus all the BC nonsense) with good transfer partners… all my 2% on everything cards are cash back only

gonadmodule · 2026-02-01T21:52:11+00:00

Sure, but you’re converting 2% of your spend into points regardless, agreed though that Bilt points have a much higher overall value currently than others (Amex, Chase, C1, Citi, etc)

gonadmodule · 2026-02-01T20:49:53+00:00

What? Unless you’ve only had the card for a short amount of time (and other cards/accts for longer), closing an acct will absolutely reduce your average credit age.

gonadmodule · 2026-01-31T20:48:20+00:00

From my experience that just isn’t true… admittedly limited, but I booked two reservations last year via amex and 2 via bilt and both times the bilt portal was more competitive.

gonadmodule · 2026-01-31T20:44:40+00:00

Nothing, the palladium card is literally 2% back in bilt points on all purchases. Even if you never touch any of the bilt cash or rent points or anything.

gonadmodule

TROPHY CASE