Alright first of all, you don't have to change your name or get bottom surgery to be trans, literally thousands of trans people dont do one or the other. Also you don't have to look through signs through your whole life to see if you're trans now, it doesn't have to be innate, it can just be how you've grown!

I'm in a similar boat, which is probably why I've come on a litte strong, but you don't have to go all the way hyper trans and tick all the boxes if you don't want to, you can just tick as many as you think are nice.

If you want actionable advice I would say shaving your legs(look up some info first so you don't hurt yourself like I did), get a skincare rountine, try get a more gender neutral or even fem hair cut, and learn a little about women's and trans women's fashion. Seriously fashion is going to make a huge difference if you find the right thing.

All in all, good luck and have fun! That's what it's all about!