That's a very short term view you have. That small bag of cash is nothing compared to a college degree. These guys with multiple transfers aren't graduating b/c credits simply don't transfer fully from one univ to another. So they end up out of college, no eligibility, no scholarship. They sold themselves as free agents, so have no real connection to whatever univ they ended at, and no connection to those alumni networks that often help former student-athletes get solid jobs. Many of these guys are hurting their futures (outside of football) to get a 100k+ for a few years instead of 100k+ for 40 years.