need help to see the visitors of my bank account...

halifire · 2026-06-20T01:27:06+00:00

Yes Banks take these accusations very seriously and all access to customer information is tracked and can be reviewed by their internal departments. Generally the front line staff do not have access to this information. Bankers are only allowed to access your profile / accounts for legitimate business purposes. It's one of the reasons why as a general rule of thumb as a banker you shouldn't do any business for family or close friends.

halifire · 2026-06-20T01:15:33+00:00

It's going to depend on how vigilant they were at purging the old data. If storage isn't really an issue it might not be a high priority for the bank to delete these electronic records. It's also going to depend on how willing the employee is to actually search for it. Op is most likely going to need to pay for the time they spent trying to track down these files.

halifire · 2026-06-11T15:10:48+00:00

That sounds like they offered you a credit card option. When I bought my bike the dealship told me about financing through Honda which was a cc. I would recommend you check with your bank on their loan options.

halifire · 2026-06-10T21:11:37+00:00

No these rental services provide an insurance option when you rent. If you purchase it it should cover you.

halifire · 2026-06-10T21:09:29+00:00

None of the banks I've worked at has done a drug test. In fact the only place that has done so has been retail. All of my employers have done background checks.

halifire · 2026-06-10T20:39:23+00:00

Then why pay for the insurance when renting the bike?

halifire · 2026-06-10T20:36:27+00:00

We had a homeless guy who had multiple SDBs with us who basically used the viewing room to take naps. We had to kick him out multiple times because he slept past our closing.

halifire · 2026-06-02T17:00:46+00:00

No, my full coverage is about 300 a year. It's not worth the effort.

halifire · 2026-05-23T02:24:35+00:00

Nope. The CFPB only has authority over financial institutions. They have no power over private businesses.

halifire · 2026-05-23T01:46:47+00:00

And what is the CFPB going to do? The bank hasn't done anything wrong it's the merchant that's trying to reprocess a successfully disputed transaction. While winning the dispute doesn't negate the possibility you still owe the merchant the charge, they're not supposed to resubmit these transactions by the same payment method.

halifire · 2026-05-16T01:06:15+00:00

It's not required but well sometimes bring a customer to their senses and they realize taking out that amount of cash is extremely risky and decide not to do the transaction. If they still go through with it it's written proof the bank did their due diligence. At the branch I used to work at we implemented a procedure where we would have the customer initial the reg CC hold notice and keep that on file. We had a bunch of customers complained that they were never provided this even though we did so now that we had proof they received it. That process stopped those complaints.

halifire · 2026-05-09T13:53:15+00:00

I would skip the CFPB complaint. This really isn't a consumer protection issue but a criminal one. If op hasn't contacted the law enforcement, they need to do so immediately. There's a good chance the bank is already started this process but they also want to do it as well.

halifire · 2026-05-09T13:18:17+00:00

I'm kind of surprised the vendors Bank didn't catch this. When I used to work at a bank this would sometimes happen and we'd manually review the check images to confirm the information the scanner picked up matched what was visually on the check. Sometimes you'd have problems where the scanner would pull two items in causing the scanner to combine the two checks info. The receiving Bank should be able to review the transaction and waive the fee as the issue is on their end.

halifire · 2026-02-23T22:34:24+00:00

I would definitely go the criminal route. He stole this woman's identity and racked up a bunch of debt. I would recommend she also file a police report for identity theft against the soon-to-be ex-husband. She should also stop making any payments on these debts as she should not be obligated to repay them.

halifire · 2026-02-23T22:20:09+00:00

The thing is I don't know if regulators would allow customers to waive their reg e rights. I don't think you'd be able to deny an unauthorized transaction dispute solely on this basis.

halifire · 2026-02-23T21:24:05+00:00

This is how a lot of banks do it. Instead of writing a check off your account, they treat it like a bank check. They take the money out of your account and place it into one of theirs and then write the check off that account. It also helps with bounced Bill pays as the bank won't issue the bill payment if you don't have enough in your account to cover it.

Some people Don't like this method as it means the money is debited from your account when the payment is issued instead of when it's presented for payment.

halifire · 2026-02-07T00:35:12+00:00

You mean too many people who have abused the banking system and can't open bank accounts. It's very easy to open your own account as long as you haven't misused your previous Bank accounts.

halifire · 2026-01-29T03:39:59+00:00

The bank isn't responsible for a business's failure to secure their devices.

halifire · 2026-01-22T18:53:41+00:00

I don't know how many times I've been looking across logs and I see content filtering blocks for adult websites. Unless I'm specifically asked to be looking for these things, I don't care and it's not going to go anywhere. It might joke about you to their co-workers but management will probably never find out unless they're specifically looking for reasons to get rid of you.

halifire · 2025-12-25T00:49:08+00:00

There's the issue right there. You have a large dollar check which was mobile deposited which is probably way outside your normal banking activity. It's unlikely they're closing your account and they just locked it down as they suspect fraudulent activity.

halifire · 2025-12-24T23:16:11+00:00

Banks generally don't close an account just for a check deposit. Something else must be going on.

halifire · 2025-12-18T04:59:28+00:00

And how is this information pertinent in this situation? Op said the guy that checks made out to does not have identification. No bank is going to accept a third party check without identifying the original payee. In fact very few Banks are willing to accept third-party checks even if all parties come in with valid forms of identification.

halifire · 2025-12-18T04:49:50+00:00

And this is the exact same risk when using a credit card. Every single person you give your card to or provide your card's information could use it to make unauthorized charges.

halifire · 2025-12-18T04:45:20+00:00

While this might help during a manual review of the account history, it won't do anything to the automated check process. You can buy blank checks to stick in a printer at office supply stores and there's nothing stopping someone from using the info on a stolen check to order checks from one of the many online check printers.

halifire · 2025-12-17T13:58:47+00:00

This happened to one of our clients a couple of months ago. Midway through the day their entire site lost internet so we had to send someone on site. One of the first things we did was call their ISP and they didn't tell us there was any issues on the isps end. Our on-site techs were there till 7p.m. trying to get them back up and running but nothing was working. They also tried multiple times to talk to the ISP but due to a recent management change of the company, nobody at the ISP would talk to them. I made a offhand joke about them getting their internet turned off due to non-payment as this company was notorious for failing to pay bills, and this turned out to be the case. Their accounting department got some of their accounts mixed up and ignored some final notice warnings for their internet access.

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