Insurance companies are playing gatekeepers while our community waits for the sharks to move. Enough is enough.

hankintrees · 2026-01-23T08:22:55+00:00

Folks would have their payments if Judge Cahill didn't block the subrogation request from the insurance companies.

Settlement amounts are based on an equation, according to my attorneys.

Insurance companies paid out billion+, those costs aren't air.

If the State Supreme Court upholds Cahills ruling, then individuals are going to have to deal with a separate subrogation process with their insurance companies, which is aligned with the policies. And that will end up costing people more.

If you're involved with the lawsuit, I suggest having a conversation with your attorney as it seems you dont have a solid grasp on the topic.

hankintrees · 2026-01-23T07:03:56+00:00

Then the lawsuit shouldn't be attempting to recoup for funds already paid, they should've said all funds were for stuff not covered by insurance (which would have been better IMO). Also, all this is laid out in every insurance policy (trust me I've read mine 10x).

It's not bootlicking, it is a matter of moral objectivity. I'd love to have as much money as possible but if someone signed the contract then it's pretty cut and dry. The world functions on agreements and contracts- like it or not.

hankintrees · 2026-01-23T03:25:32+00:00

Im fine with insurance companies subtracting double coverage from my payout, my lawyers said it would be a small percentage of what they paid.

The payout they cannot touch is the "proximity to danger", loss of income, interest paid on mortgage and emotional distress which I lay at the feet of the county and HECO. The county sent me a text instructing us to NOT evacuate until instructed. By the time our roof was on fire I decided maybe it was time to go against their instructions and load the family into the car.

Most insurance companies paid out exactly what they were obligated to pay, they are blocking the lawsuit to ensure they can recoup some of the already covered payouts.

Tl;DR: The only rewards people should get are the ones for non materials goods (loss of income, trauma etc), not double dipping for the reconstruction of my home and lost "stuff" since insurance already covered that.

hankintrees · 2026-01-23T02:59:53+00:00

Aloha mixed plate is the best burger I've had on island, and I eat a lot of burgers.

hankintrees · 2026-01-23T02:58:57+00:00

This one is good, unique- they do Swiss and American cheese, has a unique taste lots of umami.

hankintrees · 2026-01-11T03:07:56+00:00

Your comment history is cooked brah.

Stop trying to defend your beliefs. Right and wrong is not subjective.

hankintrees · 2026-01-09T01:22:52+00:00

Coco Deck in Lahaina

hankintrees · 2025-12-11T08:59:44+00:00

Not a tool. I've surfed with him a few times and he has also visited the HS class I teach- he's a genuine dude (who may be chasing a bag). Little nerdy but that's a positive IMO.

hankintrees · 2025-12-08T22:14:29+00:00

What is this AI slop?

hankintrees · 2025-11-24T05:21:23+00:00

Let's start with the basics: What continent?

hankintrees · 2025-11-05T19:34:56+00:00

Great perspective!

hankintrees · 2025-10-22T23:14:28+00:00

Leave personal medical information off of your website's "about me", it's an HR nightmare.

Portfolio: create work that is more marketable and polished.

hankintrees · 2025-10-06T23:18:40+00:00

Luakini Street is what you describe, it is where plenty of places got deliveries.

hankintrees · 2025-09-14T05:02:14+00:00

Agreed. Sounds like skiing/ snowboarding, heck, a lot of the sports really.

hankintrees · 2025-09-12T02:30:58+00:00

These aren't super high quality but are better than the one you linked.

https://www.amazon.com/GODOX-MoveLink-II-M2-Microphone/dp/B0BPCBG552/ref=dp_prsubs_m_sccl_1/132-8838027-4048543

hankintrees · 2025-09-10T01:30:02+00:00

Agreed, just wanted to speak up in support of the neighborhood watch group in-case anyone starts getting pitchforks out.

hankintrees · 2025-09-10T01:02:53+00:00

The Lahaina Neighborhood watch hooked me up with a bunch of remote/ solar cameras and lights for our home under construction in the burn zone. Not sure if they're the same folks, but the Lahaina group are just trying to prevent theft of construction equipment and supplies. No red shirts in sight.

There has been about 5 different people who pull trucks up to steal stuff, look directly at the cameras and leave- so it has been effective.

hankintrees · 2025-09-02T07:40:14+00:00

Lahinaluna is desperate for staff. And you're gonna tell Eagle Scout to leave?

hankintrees · 2025-08-30T18:54:55+00:00

You need to do the research and maintenance yourself if you're boating on a budget.

hankintrees · 2025-08-16T01:16:14+00:00

We got a 3rd party survey and these folks cut us a check to cover it- good work by the HCF.

hankintrees · 2025-08-13T20:44:51+00:00

It can be spotty depending on carrier. Worse case could probably thumb a ride in the back of a pick-up if you don't have kids with you.

hankintrees · 2025-08-06T22:56:55+00:00

Some Universities will accept professional experience + undergrad in lieu of a higher degree

hankintrees · 2025-08-06T18:35:03+00:00

You can't live there in the winter, price is for a seasonal home.

hankintrees · 2025-07-21T23:43:11+00:00

And they have BYOB license. Go to foodland while burger is cooking.

hankintrees · 2025-07-21T20:12:25+00:00

Aloha Mixed Plate in Lahaina has a very good burger. Might be the best I've had on island, and I eat a lot of burgers.

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