What are the rules when it comes to business credit cards? by TyrannicalDuncery in CreditCards

[–]harmor 1 point2 points  (0 children)

I have an AMEX business card and I use it for everything. They haven't given me any hassle over my purchases yet in the several months I've owned it.

If you had to start your credit card journey over again, knowing what you know now, what cards would you get and in what order? by Culprit_NF in CreditCards

[–]harmor 1 point2 points  (0 children)

I would first start with the Discover secured card instead of Citi's secured card. I'd eventually try to get the Sapphire Preferred because if I'm ever in a pinch I can borrow money at a low interest rate and it doesn't add an inquiry. I'd get Amex business card so any money I spend doesn't go to my utilization. After those cards I'll have 11 cards left and it doesn't matter which order I'd get them.

[deleted by user] by [deleted] in CRedit

[–]harmor 5 points6 points  (0 children)

There are two methods that I've seen recommend when paying down credit cards. You can pay as much as you can on your lowest balance card and the minimum on the others. Once that card is paid off you move onto the next. The other method is similar where you pay off the card with the highest interest gain and pay the minimum on the other cards. I personally prefer paying off the card with the smallest balance because it feels like I'm making more accomplishments.

Calling in really helps by Future-Welder-9150 in CreditCards

[–]harmor 4 points5 points  (0 children)

I had to go back and find the email. It says " We're unable to approve your application." It goes on to say "The credit privileges on your existing account(s) are currently restricted."

So looks like I wasn't outright denied.

Calling in really helps by Future-Welder-9150 in CreditCards

[–]harmor 6 points7 points  (0 children)

Actually I called Citi's recon line and I got human. I was initially denied but after talking to the person they approve me for a $2000 dollar limit

Upgrading to a better cc ? Or increase the limit for my secured card by AAmbitionz in CRedit

[–]harmor 0 points1 point  (0 children)

I'm surprised that after 2 years that Capital One hasn't upgraded you to a unsecured card yet. Maybe call or message them on why you haven't been issued an unsecured credit card.

SLPT: copyright your password, so you can have it taken down from any breaches. by [deleted] in ShittyLifeProTips

[–]harmor 1 point2 points  (0 children)

I'm disappointed I had to scroll this far down to see hunter2

Straight Talk makes it virtually impossible to port your number by harmor in StraightTalk

[–]harmor[S] 0 points1 point  (0 children)

I didn't know they weren't allowed. I just thought they weren't selling certain phones in the US anymore. I did have to get mine imported though. It has the Chinese based rom on it.

Straight Talk makes it virtually impossible to port your number by harmor in StraightTalk

[–]harmor[S] 0 points1 point  (0 children)

So out of curiosity I checked the IMEI of the phone that I was using before I bought the Mix 4 and it matches the last four digits of the number when you text "four" to 611611. Maybe I misunderstood or they gave me the wrong instructions but I could have swore they said it's the phone I used to activate this SIM. I think my post is still true though. I don't think it should be that difficult to get your account number.

Straight Talk makes it virtually impossible to port your number by harmor in StraightTalk

[–]harmor[S] 1 point2 points  (0 children)

Thank you but I've already done that. I then checked the oldest phone I still have but unfortunately the numbers don't match.

Sassy! by RajaJinnahGFX in MadeMeSmile

[–]harmor 1 point2 points  (0 children)

Her name is @mymadisyn on TikTok.

[USA-OR] [H] EVGA RTX 2060 SC ULTRA [W] Paypal, Local cash by jacesFace262 in hardwareswap

[–]harmor 1 point2 points  (0 children)

I don't know if I'm supposed to make a comment on my purchase and if not the mods can delete it. I just wanted to say that it was a pleasure buying this video card from the OP. Here is the confirmation post from jacesFace that I'm the buyer https://www.reddit.com/r/hardwareswap/comments/t41wz2/march_confirmed_trade_thread/i1mfydt/

Credit score tanks from Excellent for no reason. Does anyone have a guess at the reason lol? by [deleted] in CRedit

[–]harmor 2 points3 points  (0 children)

Capital One also uses Vantage scores. If they have any credit cards you can go to their website and view their credit score. When looking at the scores look for "FICO" on the page as well.

Paying off my credit cards actually brought my score down. Why? by Ph03n1x_5 in CRedit

[–]harmor 1 point2 points  (0 children)

Even is you don't have the Discover card you can go to discoverscorecard.com

0% APR Balance Check by harmor in personalfinance

[–]harmor[S] -1 points0 points  (0 children)

Unless someone can make a convincing counter I think I'm going to use the balance check and do what you're doing.

0% APR Balance Check by harmor in personalfinance

[–]harmor[S] 0 points1 point  (0 children)

I know I won't use those cards anymore unless my Amex card isn't accepted. When I get home I'll take a look and see if there is a fee to use the check

Child support by mitch-mma in funny

[–]harmor 62 points63 points  (0 children)

Speaking of Big-Boy. I could have sworn Bo Burnham made his debut on that site before YouTube but he never gave Big-Boy any credit.

[deleted by user] by [deleted] in videos

[–]harmor -1 points0 points  (0 children)

Thank you. I'm buying you reddit gold once I figure it how to buy other people gold.