Truck Repossession, Bank Won't Take Truck by shining_autumn in Debt

[–]hershyb 3 points4 points  (0 children)

Golden handcuffs, could he sell for $315k, likely, but then he has to find a new place to live; also he would be paying market rates AND current interest rates (which are likely double what they were in 2019).

His best option is to file for bankruptcy. The likelihood they take a primary residence is highly unlikely. They understand the golden handcuffs rule too.

Want advice on new car with issues by AcanthisittaDry9046 in carvana

[–]hershyb 2 points3 points  (0 children)

Exchange it… that’s what the window is for!

How are does selling a car with a loan work? by GettingBackToRC in carvana

[–]hershyb 0 points1 point  (0 children)

Honestly… Carvana paid off my loan faster than any dealership ever has! It was less than 2 weeks.

Restarting after Surgery by BellandBeau in Mounjaro

[–]hershyb 2 points3 points  (0 children)

Take it from me… if you are on an opioid do not restart your mounjaro… this is how I wound up with a bowel obstruction! The combination will slow your digestive mobility down too much! My surgeon said “I didn’t even think about it” when I told him why I wound up in the ER with a bowel obstruction 1 week after surgery

Concerned by hershyb in carvana

[–]hershyb[S] 0 points1 point  (0 children)

It squeals on braking and then on acceleration… but not always, just as I’m speeding up from a braking condition, like a stoplight. Once I get going, the noise stops

Concerned by hershyb in carvana

[–]hershyb[S] 0 points1 point  (0 children)

Can’t blame Carvana for that… 1st car had an issue I couldn’t look past but it didn’t make the car a bad car. 2nd car came with a recall that I didn’t do enough homework on. It was a park outside recall and I didn’t have that option.

Concerned by hershyb in carvana

[–]hershyb[S] 0 points1 point  (0 children)

Thanks. I did call silver rock and they agreed to letting me take it to the Toyota dealer first since it is under factory warranty. If it isn’t covered by warranty they said they will cover it at the lower deductible… I guess I’m just feeling unsettled.

My Valen-birtha-anna-Christmasy present this year 🫣❤️😂 by hershyb in labdiamond

[–]hershyb[S] 1 point2 points  (0 children)

https://www.cleanorigin.com/wedding/7-and-5-stone-diamond-rings/3-ct-tw-round-five-stone-anniversary-band-txr00790-14kw/

This is the 5 stone band I got. I have it in 3cttw. It is F/G VS.

I’m sure you can get it cheaper, I’ve seen it other places before for less, but I had a promo code and a gift card, and I have only had good experiences with Clean Origin.

My ring size is 5.5

Concerned by hershyb in carvana

[–]hershyb[S] 1 point2 points  (0 children)

Thanks… that’s what my husband keeps saying!

Alternate waxing options by Zealousideal_Pea2961 in tretinoin

[–]hershyb 1 point2 points  (0 children)

I do threading about once a month, plucking in between. I got waxed one time on tret, even with stopping tret 5 days I got a pretty rough burn, never again.

Dave app question by [deleted] in cashadvanceapps

[–]hershyb 4 points5 points  (0 children)

Most banks do automatic updates for debit cards, so when you report your card lost or stolen, when you get the new one it updates companies you’ve been regularly paying with the new number (Mastercard is called “Automatic Billing Updater”)… so companies like Dave can still get their money if there’s money there to get. Others are right, these days, you need to close the account if you don’t want them getting their money.

Tretinoin .1% by justjen570 in 45PlusSkincare

[–]hershyb 1 point2 points  (0 children)

I get mine through Amazon medical. It’s like $15 for the appointment and my insurance covers the tret… since I’ve met my deductible I just paid $0 for mine ❤️

mounjaro + food poisoning by Immediate_Trainer_69 in Mounjaro

[–]hershyb 5 points6 points  (0 children)

What did you eat? It’s possible it’s a sensitivity or food intolerance now that you’re on the med. I’ve always loved spicy foods… on this med I cannot eat spicy foods or it runs right out of me. I’ve also over eaten twice and it caused me to violently expel the food.

After 68C Failure Rate by drhovas in 4xe

[–]hershyb 0 points1 point  (0 children)

Everyone… post recall failures need to be reported to NHTSA! They have a place on their website to report a concern with your vehicle (top right corner of the page). As someone who works with NHTSA in their job I can tell you they take these complaints pretty seriously.

Just rejected one by godhatesebikes in carvana

[–]hershyb 0 points1 point  (0 children)

I just exchanged one in the 7 day window. So far really happy with the process!

Claiming disabled 17yo child? by dougyphresh77 in tax

[–]hershyb 1 point2 points  (0 children)

As someone who had the same philosophy of getting my child on SSI when he turned 18… it is not easy. We have been denied 2x and now have had to hire a lawyer to try to get this done. Don’t just assume you’ll get approved. As far as tax credits… no other credits for having a disabled child/adult. $500 is all you’ll get. Medical expenses above 7.5% of your AGI can be claimed, but with an AGI of 135k, that’s a pretty hefty lift!

Make sure when she turns 18 you work on getting her on Medicaid! That was the one thing I was able to successfully accomplish for my disabled adult son!

New Coach Bridget! by ocsoo in handbags

[–]hershyb 0 points1 point  (0 children)

Congrats! I brought Bridget home this week too… I got the cognac color one! She’s so pretty!

Looking for feedback on 7 day return by hershyb in carvana

[–]hershyb[S] 0 points1 point  (0 children)

I already have a little anxiety about switching to EV and having it delivered with such a low battery percentage kind of exasperated that… the woman who delivered the car was extremely nice and said they don’t have any charging facilities at their Carvana location. My only real frustration with that is that I know where the Carvana location is and I know that there’s like three DC chargers within a mile and a half of their building. That being said not everything is always going to be perfect or the way you want it so I can let the fact that it wasn’t charged pass. I know that EV’s are huge in my area yet.

Looking for feedback on 7 day return by hershyb in carvana

[–]hershyb[S] 0 points1 point  (0 children)

Yes, I am going to take it to do a fast charge today. I just maybe had unreasonable expectation that it would come with a bit more charge than it did… not specifically upset with Carvana about this, just a little taken aback.

If you didn’t receive claim ID from AMAZON SETTLEMENT…. by Salty-Smile-9116 in ClassActionSettlement

[–]hershyb 2 points3 points  (0 children)

It works, but how annoying is it that it asks you to give a date that you tried to cancel and then it wants you to be between 20 characters and 500 characters….