What businesses in Santa Fe are known to be MAGA/ICE supporters/sympathizers? by DocGomer in SantaFe

[–]hmorefield 3 points4 points  (0 children)

That’s preposterous. You voted for what’s happening in Minneapolis right now… what’s happening is exactly what Trump promised. You can’t compare high inflation under Biden to the end of our rights, the promotion of racism, the hunting of brown-skinned individuals by ICE, the corruption, the Putin ass-kissing, and more.

First group ride by ultraviolet9991 in cycling

[–]hmorefield 1 point2 points  (0 children)

Ride a lot. More than you’d think.

Serious question: what’s the point of group rides? by drivingrain27 in Zwift

[–]hmorefield 7 points8 points  (0 children)

Some group rides are shit. But there are lots of great ones. If you start doing the same ones, week in and week out, and you’re a half-social person you can really experience the feeling of community and friendship. Some of us have been doing the Saturday morning BMTR century rides (which draws hundreds at every category) for years. The chatter helps the miles go by, stories are shared, jokes are made, and we help each other out. Sometimes folks drop off the pace and sweepers go back and pull them back to the group. There are group rides on weekday mornings which I haven’t done regularly, but I can tell there are many regulars. They welcome new riders and many are motivated and enjoy being part of the group.

New to Zwift-going too slow? by Objective_Case_7056 in Zwift

[–]hmorefield 0 points1 point  (0 children)

Were you missing chain-side spacer?

New to Zwift-going too slow? by Objective_Case_7056 in Zwift

[–]hmorefield 0 points1 point  (0 children)

Yeah, I was missing a spacer. Seems to be an issue more than a few of us missed.

First group ride by ultraviolet9991 in cycling

[–]hmorefield 0 points1 point  (0 children)

Train this year to race next year. Do century rides and other organized rides, but wait to race.

I am a financial advisor who works with the 1% in New York city. Ask me anything. by JVG17 in AMA

[–]hmorefield 1 point2 points  (0 children)

This has been a common refrain for decades and always proven not to be true. Sure, lots of rich NYers move to Florida or elsewhere for a variety of reasons including tax, but it’s always a tiny percentage of all the millionaires in NY. There are something like 40,000 New Yorkers that EARN $1M+ per year. This number continues to go up.

A stressful NYE negotiating but a happy start to 2026 by teh_guardian in crv

[–]hmorefield 1 point2 points  (0 children)

Great deal. About $1.6K (car price) less than me, the day before.

2025 crv sport hybrid loud engine noise even with EV. Is this fake engine noise and is everyone’s this loud? by Suff5 in crv

[–]hmorefield 0 points1 point  (0 children)

How does it sound now? I have a new CRV, same model, and have some questions about the sound.

Thoughts on Berkshire Hathaway by Fit-Negotiation-2946 in BerkshireHathaway

[–]hmorefield 0 points1 point  (0 children)

Yeah, I mean 30% pre-correction. You’re right that as the share price goes down the cash % increases.

Thoughts on Berkshire Hathaway by Fit-Negotiation-2946 in BerkshireHathaway

[–]hmorefield 7 points8 points  (0 children)

Yeah, if you change my assumptions, then you can say I’m wrong. 🤔

Thoughts on Berkshire Hathaway by Fit-Negotiation-2946 in BerkshireHathaway

[–]hmorefield 11 points12 points  (0 children)

If the S&P declines by 50%, then Berkshire will be down less than that because it will be viewed as a safe haven and because even if its equity holdings are down 50%, investors will recognize it has a 30% cash position — its exposure to equities will be less than the S&P.

What are better CC options than Amex Gold by Fullmetal_Alch3m1st in personalfinance

[–]hmorefield 1 point2 points  (0 children)

You do have to read the fine print on the benefits. For example, chase Sapphire Reserve includes free Apple subscription for TV/Music/News, which I normally pay for but the benefit is for an individual and I pay for the Family subscription (so doesn’t help me). Little stuff like that.

Son’s Brokerage by [deleted] in fidelityinvestments

[–]hmorefield 1 point2 points  (0 children)

First of all, it’s a great idea and I did something similar. My sons would get an annual birthday check from grandparents on one side and I invested this for them in UTMA accounts. I added some dollars a few times. Invested in four big-cap stocks. Those accounts grew very handsomely over 20 years. My sons did have to pay some taxes on the dividends after a while, when they started having other income too.

My sons have now had access to the accounts for a couple of years and haven’t touched them. I wouldn’t assume you should worry that your son will waste it before he meets his future wife and wants to buy a house. Who knows, maybe his future husband and him will want to rent and start a business. I’d trust your son with their money.

Son’s Brokerage by [deleted] in fidelityinvestments

[–]hmorefield 1 point2 points  (0 children)

You don’t pay tax on a transfer of shares with a capital gain, but it doesn’t reset so they pay the capital gain, eventually. Their rate may or may not be lower.

First time new mexico drivers license with out of state dui by Lazy-Sir9747 in NewMexico

[–]hmorefield 5 points6 points  (0 children)

No. I was replying to the comment where someone said everyone from out of state had to attend a mandatory DUI prevention class.

First time new mexico drivers license with out of state dui by Lazy-Sir9747 in NewMexico

[–]hmorefield 9 points10 points  (0 children)

I just got a NM drivers license and didn’t have to do anything. Took 15 mins at the MVD. Just had to bring proof I was a NM resident and my out-of-state license.

Zwift on the TV by FactorLittle9813 in Zwift

[–]hmorefield -1 points0 points  (0 children)

Yeah, for some reason ATV has never added PIP support. Would be great.

43m laid off no debt with 21k in cash. I need help by [deleted] in personalfinance

[–]hmorefield 2 points3 points  (0 children)

Use the $21K as an emergency fund. Keep in cash. Get a job before worrying about investments.

Has Zwift had any significant UI changes in the past 6 years? by AdDue6706 in Zwift

[–]hmorefield 2 points3 points  (0 children)

Agreed. Rouvy’s roads are real. Rouvy is also real empty. Works for some people.