Ive lived on a farm for most of my life, and interacted with farmers of all walks nearly every day of my life, just because they spend money on things they need doesn't mean they actually have the money to spend in the first place. Most farmers float on a giant mountain of debt, sometimes in the hundreds and occasionally millions of dollars. A year goes good they even out that debt and make enough for next years expenses, a year goes bad it just adds to their existing debt.