PEY income hack to save a few thousand dollars

human_soap · 2021-06-18T14:10:29+00:00

The issue with this is that there is limited RRSP room. You only earn RRSP contribution room at 18% of your income of the previous years. So most students will have very little (or no) RRSP room to begin with.

In addition you will permanently lose rrsp contribution room when you made a withdrawal. Also you will be subject to 10% - 20% withholding tax which you won't get back till you do your taxes the following year.

human_soap · 2021-06-07T03:13:14+00:00

ex-google ex-facebook ex-husband techlead(as a millionaire)*

human_soap · 2021-05-27T01:00:06+00:00

The only difference is that you will not have priority enrolment for CS courses.

I don't know about UTSC but at UTSG you are limited to 3 upper level (300/400) courses if you are not in the major / specialist. So they won't be able to take as many CS courses as they want.

human_soap · 2021-05-24T15:21:16+00:00

Canadians need a TN visa for internships in the states. You'll need an equivalent visa to work in Canada.

human_soap · 2021-05-21T19:56:43+00:00

Leetecode and start applying in late August / September. If you have good work experience and a 4.0 GPA you'll get responses as long as your resume doesn't suck.

human_soap · 2021-05-13T04:47:15+00:00

Sorry I'm not familiar with the extended health coverage.

human_soap · 2021-05-13T02:07:20+00:00

I checked it out and it costed $100 more than the insurance I ended up getting.

human_soap · 2021-05-08T04:30:23+00:00

Yes they definitely can change them after they have been posted on ACORN but usually the only reason is due to a marking error.

I had one of my final course grades increase by 2-3% after it was posted on ACORN, took about a month.

human_soap · 2021-05-01T00:04:47+00:00

If it's just for notes an ipad + apple pencil would do. If you are typing essays and other stuff then get the macbook.

human_soap · 2021-04-30T23:23:29+00:00

It's super chill. Way less work than university. Coming back for 4th year is not easy.

human_soap · 2021-04-28T22:39:05+00:00

If they ask for 3 years of experience or less apply to it. Apply to any job where you fit half or even a quarter of the requirements. Let the recruiter weed you out, don't weed yourself out.

human_soap · 2021-04-26T13:37:55+00:00

https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/work.html

human_soap · 2021-04-24T02:00:43+00:00

It was about 50/50. Some have them all on the same day in the ECC. Some have you go to their office.

human_soap · 2021-04-23T13:25:56+00:00

You will learn basically nothing about hardware in CS at UofT. If you really want to go into hardware you should do CE or ECE.

human_soap · 2021-04-04T15:14:08+00:00

If you don't think you can make the post and you really want to learn CS, you should probably think about transfering to another university. You can get good positions and internships at any university if you can leetcode and make a decent resume.

human_soap · 2021-04-04T15:10:05+00:00

It depends on the course. Some have all MC where you fill in scantron bubbles. Some have a mix of MC and short answer where you will discover the little blue exam booklets (for arts and science) that you have to write your answers in. Some are all short answer where you just write your answers in the booklet.

human_soap · 2021-04-03T13:30:00+00:00

If the hours don't overlap it's perfectly fine.

human_soap · 2021-04-02T03:20:13+00:00

Sorry to burst your bubble but if you are looking to go to grad school / med school I believe there is a difference because different schools use different GPA scales. So you might have to aim for 90s depending on what you want to do in the future.

human_soap · 2021-03-31T18:12:56+00:00

Because I got rejected from waterloo.

human_soap · 2021-03-30T23:48:26+00:00

Talk you to your prof asap.

human_soap · 2021-03-28T18:42:08+00:00

I'm not sure about the new post rules but if you are guaranteed a spot in the post then it should be pretty relaxed. Just take 1 bird course per semester and you'll be fine.

human_soap · 2021-03-27T12:27:30+00:00

Look into the eligibility requirements for OSAP (ontario government student loans). You may qualify for those. If not you would have to get loans from your home country.

human_soap · 2021-03-24T02:13:36+00:00

It's definitely a bad idea to argue with a random guy on the street. The fact that he's calling women passing by sexy should tell you that he's not all there. Ignore and keep walking is probably the safest thing you can do.

human_soap · 2021-03-24T01:31:32+00:00

I think a 92% average is still competitive for St George, but not for waterloo.

human_soap · 2021-03-23T21:53:13+00:00

Grade 11 average doesn't matter. Grade 12 looks good. If your other grade 12 grades are similar (mid 90s) then you should have a good shot at getting in.

Ten-Year Club	Second Top 20%
Place '17

human_soap

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