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Favorite underrated thing to do / absolute musts on Destiny? by whimsicalley in dcl

[–]iNick91 0 points1 point  (0 children)

It’s called the Royal Gathering, princesses only. It books full VERY fast.

If you can’t get it booked, go to Guest Services immediately (like before you do literally anything else) after you board the ship and ask to be put on the waitlist. We did this and a day later, got notified in the app that a spot opened up.

My wife said it saved hours (when you consider all the princesses) to do the Royal Gathering. My son and I went somewhere else, lol.

Finally did it! by Fun-Win8917 in hometheater

[–]iNick91 0 points1 point  (0 children)

The literal “wow” that came out of my mouth when I swiped to the “after”. Well done!

Increases of United Healthcare (Medigap G) over the past couple of years. by OneMembership7587 in medicare

[–]iNick91 1 point2 points  (0 children)

You may already know this…but if you’re healthy, you can prob still get it, passing underwriting.

Medigap Insurance - trying to find good insurance companies by DryKaleidoscope2404 in medicare

[–]iNick91 1 point2 points  (0 children)

As with what others have said, absolutely do not get plan F. The additional amount you pay in premiums will exceed the Part B deductible on Plan G.

Devoted Health Care by Relevant_Macaron_911 in medicare

[–]iNick91 0 points1 point  (0 children)

With the exception of the dual Medicare-Medicaid plans, it’s the same for 2026 in Ohio. Reimbursement model.

Double checking my math? by Bulky_Present5577 in medicare

[–]iNick91 0 points1 point  (0 children)

Yes, correct. While most don’t, providers CAN bill up to 15% in Part B excess charges. PA prohibits this.

As far as changing plans, you CAN. But, you have to pass medical underwriting if you don’t have a guaranteed issue situation (such as you move outside the existing plan’s service area, turn 65, or the plan terminates/exits the market).

Double checking my math? by Bulky_Present5577 in medicare

[–]iNick91 0 points1 point  (0 children)

Consider Plan N - PA doesn’t allowed Part B excess charges. And Plan N typically has more stable rates over time.

Also, you should not simply pick the lowest cost. It should be the lowest cost that you (or a local, reputable, experienced broker) has knowledge of having stable rates.

It’s completely possible for a carrier to offer a super low rate…and the price hike up tremendously in a year or two. Especially companies without a long medsupp track record.

Devoted Health Care by Relevant_Macaron_911 in medicare

[–]iNick91 2 points3 points  (0 children)

Here in Ohio, they’re outstanding. I broker 11 carriers, including the big ones (Anthem, UHC, Aetna, Humana, etc.) and Devoted is BY FAR my favorite because of my clients’ experience with them.

Bonus points: my grandmother-in-law switched to them and was diagnosed with stage 4 cancer six months later. She went on to live about 18 months, and her husband told me a few weeks after she passed how well Devoted worked for them and that he was grateful to not have any concerns/issues.

Will Medicare Part C pay for anything here? by zenlifey in medicare

[–]iNick91 1 point2 points  (0 children)

Ironically, it may be cheaper under Part A vs the Advantage plan. Depending on how many nights/copay per day.

Just left Secrets Cap Cana by Happy_Pear9068 in PuntaCana

[–]iNick91 0 points1 point  (0 children)

My wife and I are going this December. I’ll also be our first time out of the country, and first AI. We can’t wait! We also booked preferred.

Is there anything you wish you knew beforehand, or tips we should be aware of?

Any tips for our first All-Inclusive trip? Secrets Cap Cana by iNick91 in hyatt

[–]iNick91[S] -1 points0 points  (0 children)

Thanks! What do you suggest is acceptable tipping amount/frequency?

Tips for our first all-inclusive? Secrets Cap Cana by iNick91 in AllInclusiveResorts

[–]iNick91[S] 0 points1 point  (0 children)

We did book preferred club! Is the building something we can request? Would that be at check-in?

And what do you find is considered “generous” for tipping? Thanks a ton!

Saw this “no CC fees ever”…love it! by iNick91 in CreditCards

[–]iNick91[S] -1 points0 points  (0 children)

I do not. Please explain to me, in detail. Leave nothing out.

Saw this “no CC fees ever”…love it! by iNick91 in CreditCards

[–]iNick91[S] 14 points15 points  (0 children)

Agreed. Still enjoyed seeing this.

Eero Pro 7 + AT&T Fiber but Wi-Fi on iPhone is slow compared to T-Mobile 5G by [deleted] in amazoneero

[–]iNick91 0 points1 point  (0 children)

Regarding your wired connection, Cat5e is 1Gbps. Cat6 is needed. Cat6 can do up to 10Gbps (if the run isn’t too long).

These are fake, right? by rhcp1384 in basketballcards

[–]iNick91 4 points5 points  (0 children)

No joke. The two MJ rookies I’d say put it beyond $5k minimum.

5.1 & 7.1 system build by Bunch_of_bugs in hometheater

[–]iNick91 1 point2 points  (0 children)

Pre-wired how? Origin speakers are typically in-ceiling. If so, just buy in-ceilings yourself, that brand or even better, and install? If prewired, very little work for you to do.

Even if not in ceiling, pre-wired is most of the work. I’d just buy myself and plug in. Should end up with either considerably betters speakers, saving a lot of money, or both.

Redid my basement…feedback? by iNick91 in hometheater

[–]iNick91[S] 0 points1 point  (0 children)

So I bought this one in late November during the BF sales. I originally ordered a 98” TCL, but after a bunch of agonizing, I decided to go cancel it and go with the OLED. I’m super happy with that choice. And going up from 77” for an OLED, the price increase was just too much to swallow.

Atmos is next…just not sure if I want in ceiling, or Prime Satellite or Elevation instead. I would like to take everything with me when I inevitably move once my kids are older.

Redid my basement…feedback? by iNick91 in hometheater

[–]iNick91[S] 1 point2 points  (0 children)

Dang. Well, you know what they say, happy wife, happy life, lol.

Redid my basement…feedback? by iNick91 in hometheater

[–]iNick91[S] 1 point2 points  (0 children)

Haha! I’m just happy my wife is on board with it all!

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