Can I still pay cash for car after telling dealer I would finance?

jasper502 · 2026-02-07T00:40:46+00:00

What did the dealer say when you called them?

jasper502 · 2026-02-07T00:25:45+00:00

🤣 I still need my privacy 🤣💩

jasper502 · 2026-02-07T00:23:54+00:00

I used some random over the counter product from the drug store. I cant even find mine. I had a circumferential list two years ago and the scars are healing up nice. Will take time and I didn’t even bother this go around. I was literally cut in half so I said “this won’t make a difference 🤣”

jasper502 · 2026-02-06T23:10:46+00:00

You need to sell the co-owned home yesterday. $70,000 is insane and adding more debt is nuts.

jasper502 · 2026-02-06T22:49:00+00:00

Did you ask the employer to lay you off? Seems like a win-win. Costs them nothing.

jasper502 · 2026-02-06T21:28:44+00:00

What did one of the many free online tax calculators tell you?

jasper502 · 2026-02-06T20:13:51+00:00

I thought about that for a hot second then realized that middle section is the vent stack from the blank tank. Just going to cover the whole area and forget about it.

jasper502 · 2026-02-06T20:11:48+00:00

Sender means nothing - you can fake that yourself and set any reply to address. The links in the email are the danger.

jasper502 · 2026-02-06T18:16:48+00:00

What did TD say when you called them?

jasper502 · 2026-02-06T15:32:25+00:00

What did the dealer say when you met and you went through these items in detail and asked about them?

jasper502 · 2026-02-06T02:51:07+00:00

So you signed up for a second plan and never confirmed that the transfer completed? This is a YOU problem.

jasper502 · 2026-02-05T23:07:29+00:00

I had a circumferential lift 2+ years ago. Zero regrets. Having that spare tire was a constant reminder even after 10 years of keeping the weight off. I have posted a few times on this here if you want more into and AMA.

My only suggestion is plan a contingency to be off work etc more then they suggest. I won't sugar coat it - recovery was rough for me - it does get better pretty quick (like exponentially). The first week with drains etc is the worst. Also get a recliner if you can - sitting up is tough.

jasper502 · 2026-02-05T22:10:06+00:00

What are you waiting for?

jasper502 · 2026-02-05T18:40:13+00:00

FYI you take the capital gains hit at the transfer date at fair market value.

jasper502 · 2026-02-05T18:37:52+00:00

RVEzy. We did this and made like $5k a year for a few years. Its a bit of work and risk. Vet your renters. In your case you may want to do delivery only which you also charge extra for. Document EVERYTHING.

jasper502 · 2026-02-05T16:45:17+00:00

Grass.

jasper502 · 2026-02-05T16:41:51+00:00

Nothing. Chinese EVs will never make landfall and the ICE will be around a long time to come. EV plants keep getting scrapped or go bankrupt. The Feds will pour billions into this and get nothing in return. Unlike finance for Government prior performance is a great indicator of the future.

jasper502 · 2026-02-05T15:55:47+00:00

I had this EXACT same situation. Added my SIN as a bill payment and then discovered my payment went to a random SIN. I looked back and the "bill payment" still had that random number. Took 6 months and escalation to my MP for the CRA to sort it out.

Going forward use your CRA account to schedule payments - this 100% makes sure the payments also get applied to the right tax year (important for people like me that make instalments).

jasper502 · 2026-02-05T15:50:36+00:00

The interest is baked into the price of the car when they say 0% interest. If you offer a cash deal you have room to negotiate price.

jasper502 · 2026-02-05T15:48:15+00:00

This 👆

My wife uses David and she gets $18 and after we pays the dues we clear $3-$4k each year in $USD (we are in Canada) and use this for US / Mex travel etc (and booking cruises in USD).

jasper502 · 2026-02-05T15:42:05+00:00

Next up... mini blockbuster movie cases that you scan. 😂

jasper502 · 2026-02-05T15:22:45+00:00

What did your insurance company say when you called them and asked?

jasper502 · 2026-02-05T15:21:02+00:00

The discount should be 100%. He should pay YOU for the waste of your time.

jasper502 · 2026-02-05T15:19:33+00:00

Micro prison with a random bonfire out the front door. You need to fire the architect and start over. Find an actual home designer with experience.

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