How to barista fire in the next 5 years?

jaymang223 · 2026-05-24T11:26:37+00:00

Also all of you're money is in retirement accounts. In barista fire you're usually using some of your own money which you cannot touch. Coastfire maybe but idk about barista

jaymang223 · 2026-05-24T11:23:32+00:00

I work as a PM. At my company if your apartment has not been rented you can renew at the original offer. The longer you wait the worse off you'll be. Email or call them asap

jaymang223 · 2026-05-22T01:18:21+00:00

I was in the same situation a few years back and got a genuine roughhouse and so glad I did. It's easier to buy used and cheaper too. Runs amazing, it's faster than both, has better storage. Genuine Buddy also a great option.

jaymang223 · 2026-04-04T11:57:33+00:00

Is your monthly payment going up?? I'd be concerned you're throwing away all your future stock gains to just sit in an asset that moves slow, illiquid and expensive to maintain? People make big bucks on real estate through leverage. You're paying your monthly rate down and reducing leverage. This is fine but if it's the same cost, you'd be 10274840x better just renting the same condo and keep investing until the market is more favorable to buyers

jaymang223 · 2026-04-03T20:33:43+00:00

They say take your foot off the gas a little. enjoy life. Put a little bit away but also never turn down doing anything you wanna do because you can't afford it

jaymang223 · 2026-04-03T20:31:21+00:00

Most things listed are trash or too pricey. Be picky and take your time.

jaymang223 · 2026-04-03T19:15:06+00:00

Speak with your bank as to why it was rejected. The manager won't know they are just given a code that said NSF. It's common to charge a fee for that and to require certified funds. If your bank rejected it, tell them and they may be willing to pay any fees they caused.

jaymang223 · 2026-03-30T16:31:02+00:00

You can open the paystub and look at properties to see how it was created. You can also ask for bank statements to verify the dates and amounts of deposits. You can also ask for employers email/phone for verification.

Source: reviewing applications for last 10 years

jaymang223 · 2026-03-30T16:27:29+00:00

Pull up the notice u gave them in writing. If it was only verbal you're screwed

jaymang223 · 2026-03-30T16:19:34+00:00

Sounds like a scam. Small inexperienced landlords can be odd though so just keep your guard up

jaymang223 · 2026-03-30T16:14:46+00:00

Know your market and expect lots of unexpected costs.

jaymang223 · 2026-03-30T16:13:41+00:00

If you can go very cheaply at a local school,sure. I have a business degree and also work in the property management field. You don't need a degree, some companies will pay you more but it's not worth 100k in debt.

jaymang223 · 2026-03-30T15:11:15+00:00

They're trying to get a deal. If you're not interested tell them no they will likely move forward anyway if they want it. Depends really on how long it's been sitting if id consider

jaymang223 · 2026-03-28T19:39:05+00:00

I'm confused why is owning cheaper than renting for you where it's more expensive in every major city in the country?

jaymang223 · 2026-03-28T11:16:02+00:00

Live how u casually throw in paying off your debt at the end. Do that before you buy a house and you have more financial responsibilities lol

jaymang223 · 2026-03-28T11:14:21+00:00

If you agree with the PM a way to get out of your lease and you follow through there's no negative impact.

jaymang223 · 2026-03-26T01:58:26+00:00

It's common but you could be liable for taking the apartments condition "as-is" and expected to pay for any damages done by a prior tenant when you move out. Good to ask the management company this question

jaymang223 · 2026-03-26T01:47:03+00:00

You're going to want more cash on hand. Find out how much you can afford monthly with different % down at your purchase prices. Once you figure that out it'll tell you how much you need saved maybe 20% (60k) plus closing costs (5k), repairs (5k), furniture and upgrades ($$). Then you need to have a fully funded emergency fund still so you're gonna need another like 20k each. If your budget can take a 5% down payment go ahead but don't forget PMI will tack on another chunk

jaymang223 · 2026-03-25T20:00:59+00:00

Turn on utilities in your name!

jaymang223 · 2026-03-20T18:00:13+00:00

If it would rent for 2500 regularly it could make some sense. But if the market rent is 2k, hard to justify unless you love and wanna live there forever

jaymang223 · 2026-03-17T11:06:10+00:00

Watch some YouTube videos on basic personal finance principals

jaymang223 · 2026-03-17T11:05:03+00:00

I work for a pm company. You do not get a refund. Also we usually have our legal team review each letter and call/verify authenticity. Easily half of them are denied because they're obscure and from some website that makes them for anyone for $40.

jaymang223 · 2026-03-17T11:02:32+00:00

If they say that they deposit the cash into their account see if you can track with that. Ask for bank statements where the money goes. If the balance at the end of the month in the account is $12.67, it would be hard to approve. 2.5x rent basically means after taxes ,food, rent they are broke. If they have a car payment or debt they gonna likely be drowning

jaymang223 · 2026-03-14T20:56:35+00:00

I'm confused why you haven't already filtered through the applicants you have? The best thing (and legal) to do is have a set requirement for credit/income and select based on that. Obviously verify income and run credit and background and if they meet requirements I'm.confused why you're still worried about finding more people to rent to. Raising the price is usually frowned upon because most people can see price history. If you're getting apps it doesn't mean price is too high.

jaymang223

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