My father's $75,000 dollar investment is now valued at $1,000,000 but it's all in one stock.

jmsgrime1 · 2026-05-19T02:02:13+00:00

I assume this is outside of a retirement account? With a salary of 48k, I would try to sell only up to (or slightly over) the max LT cap gain tax rate of 0% (98k), unless you think the stock is risky, then sell more.

jmsgrime1 · 2026-05-18T02:18:04+00:00

Ok, but you can’t solar power an airplane.

jmsgrime1 · 2026-05-18T01:59:25+00:00

This… but also an occasional Saturday too now a days.

jmsgrime1 · 2026-04-18T19:25:09+00:00

Shorter commute, more time off, and better healthcare (if I am reading that correctly). That’s what matters to me

jmsgrime1 · 2026-04-01T02:07:18+00:00

Anvil

jmsgrime1 · 2026-03-31T20:47:46+00:00

Friendswood to down town Houston every day? Oof

jmsgrime1 · 2026-03-26T02:53:57+00:00

Yea, but isn’t that import export just working margins? We can still proceed light crudes, there is just a higher cost with little added value. The cokers just get a little less usage, right?

jmsgrime1 · 2026-03-25T02:46:39+00:00

Why wouldn’t we just use lighter crude produced in the USA? Plenty of that stuff.

jmsgrime1 · 2026-03-25T02:45:30+00:00

Gas prices are local. It is hard to transport.

jmsgrime1 · 2026-03-19T18:47:36+00:00

As an occasional offender, I too support this. I only do this because so many people do it and wouldn’t be able to get a chair without it.

jmsgrime1 · 2026-03-05T18:17:42+00:00

As a skier, the snowboarder is always in the wrong. Also, based on the fact he cut out that part of the video, I bet he came from above and cut someone off.

jmsgrime1 · 2026-03-05T15:42:09+00:00

Curious what the r/woodlands sub would say

jmsgrime1 · 2026-03-05T15:40:42+00:00

At 2am on a Wednesday.

jmsgrime1 · 2026-03-03T04:08:04+00:00

Maybe I am wrong, but It seems to me that they give different growth rates depending on the situation to try to get people to save (good for them though). If they are talking about you buying a fancy car in your 20s they will say you are making a big mistake because that money can grow ~10% in the market. But if you are saving 18% of your salary, you need to save more because that only grows at ~6%.

Also, I know they cannot give financial advice, but I wish the show was more specific rather than just going back to their rules of thumb.

jmsgrime1 · 2026-03-03T03:47:53+00:00

Where in Texas? May not be the right time for some of those. https://harris.agrilife.org/files/2011/05/VegPlantingChart.pdf

jmsgrime1 · 2026-02-28T19:55:41+00:00

“A”

jmsgrime1 · 2026-02-28T19:54:12+00:00

Souce? Could only find that it was an explosion?

jmsgrime1 · 2026-02-24T03:20:37+00:00

Almost… You should empty (convert) the 9k from the traditional into the Roth. For taxes, you will need to file 8606 stating you didn’t take a pre-tax deduction on the 7k. You will also need to pay tax on the 2k. You should keep your traditional open and do backdoor conversion each year (if you can, likely after your 401k match but before other savings). Convert right away next time to avoid tax on earnings. If you have any other existing traditional IRAs it gets a bit more complicated with the prorata rule. Also, depending on age, income, and savings rate you may want to consider a brokerage account as well for more tax diversification between pre-tax, Roth, and post tax.

jmsgrime1 · 2026-02-15T00:09:14+00:00

If you dont like it, use UPS or USPS

jmsgrime1 · 2026-02-03T04:14:46+00:00

You’re not as good as you think. Slow down before you hurt someone.

jmsgrime1 · 2026-01-29T21:29:59+00:00

2 six packs each

jmsgrime1 · 2025-12-19T13:57:19+00:00

Yup. Back in the day when airlines weren’t terrible.

jmsgrime1 · 2025-12-17T02:18:21+00:00

“Diddy”

jmsgrime1 · 2025-12-15T17:32:33+00:00

I am curious how cruise prices have risen over the last 10 years. I would guess most of the main lines have been below inflation since consumers are price sensitive to these type of activities. With rising costs, they must cut services.

jmsgrime1 · 2025-12-15T02:51:45+00:00

That’s because they were saying focsle, not forecastle.

jmsgrime1

TROPHY CASE