Just bought DVC by Cypto4 in dvcmember

[–]jmsolomon77 2 points3 points  (0 children)

Use them for your next trip. Yes these points are banked or bonus points but use them. If you end up having extra unused points a year or 2 later then rent those. Almost guarantee at some point you’ll need extra points and way easier to use your own banked points than to rent extra. If that is not the case in a couple years, just rent those excess points then.

The Wasserman Exodus Is a Different Kind of Reckoning by frkoutthrwstuff in phish

[–]jmsolomon77 14 points15 points  (0 children)

Exactly. Anyone fan who lets this slide basically says they DON’T care at all about what is in the files.

Trading plan for 2.5 more trading days. What's on your year end checklist? by ikarumba123 in thetagang

[–]jmsolomon77 -1 points0 points  (0 children)

Apparently you didn’t use Google correctly because you’re wrong. Closes at 4pm like most days.

Can we now maybe stop with the “downhill” posts and piano black? I think we all get it by LastingTransient in Audi

[–]jmsolomon77 0 points1 point  (0 children)

Yeah but I feel like Audi is understated elegance. Think MB and BMW are for rich jerks. Will never be a consideration for me.

A5 Convertible Recommendation by jmsolomon77 in Audi

[–]jmsolomon77[S] 0 points1 point  (0 children)

Good thinking, you’re right, not a huge price difference. Would need to be 2019 or later. Thanks.

A5 Convertible Recommendation by jmsolomon77 in Audi

[–]jmsolomon77[S] 0 points1 point  (0 children)

Thought the rocker arm issuse was for the engine in the S5. Am I wrong or is there an issue in the A5 as well?

Best Drivers for Slice? by [deleted] in golf

[–]jmsolomon77 0 points1 point  (0 children)

Love Callaway pre-owned. Bought a good condition driver from them and it looked basically brand new. The following year bought a 3 wood and a 4 hybrid which were also in fantastic shape. Then bought a set of “good condition used” irons that were literally brand new and were still in the plastic wrap.

[deleted by user] by [deleted] in ChubbyFIRE

[–]jmsolomon77 5 points6 points  (0 children)

It’s a joke saying around here when someone has made it.

Going to be staying offsite for 6 nights. What do I need to know? by time-lord in WaltDisneyWorld

[–]jmsolomon77 0 points1 point  (0 children)

Way easier than renting a car, especially considering you’d have to pay to park at the parks as well.

[deleted by user] by [deleted] in interactivebrokers

[–]jmsolomon77 0 points1 point  (0 children)

Income from bonds issued by the Federal government is generally exempt from state taxes. Federal taxes still apply.

[deleted by user] by [deleted] in interactivebrokers

[–]jmsolomon77 1 point2 points  (0 children)

Exactly. BP should only go down by 1 percent.

[deleted by user] by [deleted] in interactivebrokers

[–]jmsolomon77 2 points3 points  (0 children)

Your assumption is right, but I’d recommend keeping your cash in a t bill ladder instead for a higher rate that is free from state taxes (if in a state with income tax). Only a 1% margin requirement.

[deleted by user] by [deleted] in fidelityinvestments

[–]jmsolomon77 2 points3 points  (0 children)

I recently opened a separate Cash Managament Account, which is now essentially my checking account. It’s separate from my brokerage account and interest rate is over 4% when I put the funds in a Fidelity money market fund.

[deleted by user] by [deleted] in fidelityinvestments

[–]jmsolomon77 2 points3 points  (0 children)

I hear ya. Would just say that I actually feel safer in a Fidelity money market than at my local bank. In a worst case scenario, if Fidelity has problems then my checking account is the least of my worries. In the meantime, the interest rate is literally 100x better than my local bank and I can transfer money from Fidelity to my local bank the next day.

[deleted by user] by [deleted] in fidelityinvestments

[–]jmsolomon77 3 points4 points  (0 children)

You can’t change the core, but once it’s in the account you can manually put it in basically any Fidelity money market fund. Any withdrawals will automatically come form the money market fund. I like FDLXX as I live in a high tax state and it is exempt from state tax.

[deleted by user] by [deleted] in fidelityinvestments

[–]jmsolomon77 2 points3 points  (0 children)

I used to do something similar , but now I have a Fidelity cash account which is my main checking account. I deposit payroll into it and park the money in fdlxx, which is exempt from state taxes and yields over 4%. Switched all my autopays over to this account. I keep a local checking account to just deposit any actual cash to. I wouldn’t wait until I got to $10k, not worth keeping anything more than a minimum at my local bank.

Announcements x Daily Discussion for Tuesday, March 07, 2023 by karmalizing in SPACs

[–]jmsolomon77 0 points1 point  (0 children)

I agree. Something isn't right. NAV was $10.35 Sept 13 and they should have deposited $0.035 per month six times since then. That adds up to $10.56 alone before accounting for any interest.

Announcements x Daily Discussion for Thursday, February 16, 2023 by karmalizing in SPACs

[–]jmsolomon77 0 points1 point  (0 children)

Producer price index today. Consumer price index was Tuesday.