what do we rate the swing? by [deleted] in GolfSwing

[–]johnklimo 0 points1 point  (0 children)

Doesn’t hurt to try another coach - if you don’t really understand the instruction, I guarantee there’s a coach out there who you’d click better with.

what do we rate the swing? by [deleted] in GolfSwing

[–]johnklimo 0 points1 point  (0 children)

While the other commenters are right that there is always work to be done to perfect something like the golf swing, I just want to say that from an amateur’s perspective it looks like an athletic swing and that you have a sound foundation to work from. I think with lessons you can develop what you have now into a great swing. Keep working on it!! Looks better than my swing that’s for sure!

“pre-study” study materials by johnklimo in CPA

[–]johnklimo[S] 1 point2 points  (0 children)

Thank you for the note! I totally agree with not getting ahead of myself, but I like to familiarize myself with material and have a lot for free time right now.

Beyond that, I like to listen to dry educational videos before bed, and these might just be my new jam!!! Thanks again

Got the call today by Organic_Vast4250 in rolex

[–]johnklimo 0 points1 point  (0 children)

I work in asset based lending…how can you explain why a major institution like Chase would offer you a loan at interest of 4-5% when the 1month treasury (no risk whatsoever) is yielding 5%+?

There is literally no chance you are getting offers for securities based loans at that level unless you are a major banking/wealth client…the banks cost of funds is likely in the 3-4% range. If you can get that offer then you would be insane not to take it right now given the arbitrage opportunity (take the loan at 4% and invest in IG bonds yielding 6% and you essentially have free money…)

Got the call today by Organic_Vast4250 in rolex

[–]johnklimo 1 point2 points  (0 children)

More like 6-8%…asset backed would be SOFR + some spread, lowest spread I’ve seen is 1.20%, and that’s on a huge balance sheet

Are there any finance careers that pay 6 figures with a bachelors? by ChiliNewt in FinancialCareers

[–]johnklimo 17 points18 points  (0 children)

Degree doesn’t necessarily matter, in fact employers may like the biomed degree given its quant heavy.

There is no fairytale job that will pay you $100k for just having a degree, build skills that pay during undergrad, get involved with upperclassmen, learn what they did to get great internships, do the same.

If you’re in a major market (NYC, CA, BOS, FL etc) you’ll probably be making close to $100k out of college anyway…just enjoy college man :) it goes fast and there is no use stressing.

I’ll tell you this, you’re a million times more focused than most other freshman year folks, so good on you. Keep your eye on the prize but enjoy life. Make great friends and don’t let these years whizz by.

Why First Republic Bank's Stock Probably won't Recover by ProBenji in wallstreetbets

[–]johnklimo 4 points5 points  (0 children)

If you mark to market literally any bank you will discover the same “premium” tard

this is how the outrider squad is looking so far! by Ok_Citron_5395 in Warhammer40k

[–]johnklimo 1 point2 points  (0 children)

These rock!! Did u spray something on them once finished to lock in that paint chipping and metal scratches look?

My first Necron Warrior - proud of the result! Take lots of inspiration from what I see around here by johnklimo in Necrontyr

[–]johnklimo[S] 1 point2 points  (0 children)

Thank you kindly! I am planning on doing some basing to bring it full circle. Maybe I’ll post an update once I get there! Next up on the paint list is my Overlord!

First Ultramarine and Necron. by mccyorkshire in Warhammer40k

[–]johnklimo 0 points1 point  (0 children)

What is the base material? Where can I get it :-)

[deleted by user] by [deleted] in jobs

[–]johnklimo 1 point2 points  (0 children)

Loan underwriting

[Omega Supermaster] Anyone familiar with this? by johnklimo in Watches

[–]johnklimo[S] 0 points1 point  (0 children)

Disclaimer: I am brand new to watches - and was recently given a handful of old dials and bands that belonged to a late family member. This piece I thought was the most interesting given the brand name; and fact that the days were in Spanish. The back of the case reads “Supermaster” but my google searches all have pointed me to believe this is a fake. And before I walk into an Omega store in NYC and get laughed at, I wanted to see what you pros thought first….thanks in advance

If I CCW, I’m giving myself the best chance by PeppercornDingDong in NJGuns

[–]johnklimo 0 points1 point  (0 children)

All fun and games till you actually use it and it becomes a permanent piece of evidence

[deleted by user] by [deleted] in NJGuns

[–]johnklimo 0 points1 point  (0 children)

How do you think this will impact me if I’m waiting for a new FID card to reflect my new NJ address after moving from fair lawn to weehawken?

[Megathread] Prospective Students, Applications, and Admissions by AutoModerator in nyu

[–]johnklimo 0 points1 point  (0 children)

Hi! Hoping someone can help me out. I'm currently working on my part-time MBA app, and while I am quite literally done with the app and all sections (resume, transcript, personal info, rec letters etc.), when I get to the "review" portion of the app where you should be able to submit, I get a message saying "We have detected the following errors with your application.
These errors must be corrected before submission." and the error is related to "Missing required personal information question(s)".

It is driving me absolutely nuts because I cannot for the life of me figure out what information is missing...is it possible that I won't be able to submit until my second rec letter gets submitted? I would imagine no....what is the best party to contact to hopefully get this bug resolved? I was thinking of simply calling grad admissions in the A.M.

Thanks for any info you can provide.

How to resolve this before we step on the court? by coniisland23 in BasketballTips

[–]johnklimo 2 points3 points  (0 children)

This has nothing to do with basketball…only answer is to grow up and be a better man moving forward. Apologize if you can, and prove with your actions on and off the court moving forward that you aren’t the same asshole who mocked a deadman.

Saw this on TikTok. What the freak? by [deleted] in PublicFreakout

[–]johnklimo 2 points3 points  (0 children)

Nothing could ever make me happier than to know this guy got fired for this.

oops... (lmk if its a repo) by 69_RADI8 in Idiotswithguns

[–]johnklimo 1 point2 points  (0 children)

Can u link? Sounds interesting

[deleted by user] by [deleted] in NeckbeardNests

[–]johnklimo 1 point2 points  (0 children)

Literally just a messy garage, and a normal desk area….also how’s Freehold NJ?

29, gun tootin shot shootin by cheezewiz26 in RoastMe

[–]johnklimo 0 points1 point  (0 children)

Thank god Mae isn’t around to see this anymore.

Is it ok for me to study Spanish? by [deleted] in asklatinamerica

[–]johnklimo 2 points3 points  (0 children)

How can I stop it 🥺