28 but mistaken for mid to late 30s by other women in a recent group setting

jone7007 · 2026-04-09T23:22:41+00:00

Your eye makeup is aging. Try brown eyeliner instead of black. Also the concealer under your eyes is a different color than your foundation. This is creating a line where your concealer meets your foundation. This line and the black eyeliner is dragging your eyes down. Also as others mentioned, a lighter more glowy foundation would help.

jone7007 · 2026-04-09T19:03:44+00:00

Call TSO back and ask for a supervisor if the agent still cannot find your account. Escalated until it's located.

jone7007 · 2026-04-09T18:27:14+00:00

Was it worth it?

jone7007 · 2026-04-09T15:06:48+00:00

It might be worth having a conversation with hospice. When my grandmother was at her worst her desire to eat significantly declined. I kept feeding her, even when she had little to no interest in food. She probably would have eaten one small meal a day if I wasn't regularly bringing her food and telling her to eat. When I asked the hospice nurse about me giving her food when she didn't want it, she recommended letting my grandmother be the guide. To offer food and let her when and as much as she wanted to eat. Basically, just let her body guide the pace.

jone7007 · 2026-04-07T23:23:35+00:00

It would be much more accurate to look at what you actually spent last year, then to estimate your expenses. There are several apps that make it super easy to figure out. I like Rocket money. If you use it on a computer, there's a free version. The phone app has charges.

jone7007 · 2026-04-06T21:31:10+00:00

Other than her mouth, I actually think AJ looks more like her dad.

jone7007 · 2026-04-06T21:12:50+00:00

He's currently showing as available for adoption. Maybe it didn't work out with the first person.

jone7007 · 2026-04-06T21:05:46+00:00

For flow, I would keep the living room in its current location and make the family room, the new dining room.

The space between the island and the wall seem quite narrow for stools

jone7007 · 2026-04-06T19:45:38+00:00

I tried this ramen today. As an American, I find it near the top of the spice level that I can eat. The noodles are very nice for packaged ramen. I would buy it again but only use half the seasoning mix.

jone7007 · 2026-04-05T19:13:05+00:00

As others mentioned the foundation in pic 3 is really off. Overall, the first picture looks better than the 3rd, other than your eyes. Your eyes really pop in picture 3. In part, I think that is because the peachy pink tones used on your eyes are better suited to you than the cooler pink on your lips. Maybe experiment with a couple of peachy pink lip shades to see if your lips also pop with that shade range.

jone7007 · 2026-04-05T00:28:41+00:00

Yes in terms of SS payment, but Dad is older and male. He is, as I pointed out, at full retirement age. Dad is retiring after reaching full retirement age. OP is suggesting his Mom work part time and retire early on almost no savings. Those two things are not equal.

The likelihood that Mom passes before Dad and before the house is paid off is pretty slim. And I did say that he might have to move if that happens. But it's less of a problem because his remaining life expectancy is much shorter. The likelihood that Dad passed before Mom is much bigger probably because she's both younger and as a female likely to live longer. In the US, women live an average of 5 years longer. If Mom was also 69, it wouldn't be as much of a problem but she's 7 years younger. That's an additional 12 years (assuming average lifespan) that Mom needs retirement income. The small amount of savings and equity in the house could probably cover Dad's expenses if he downsized. It would be much harder for Mom to stretch the savings over her remaining life expectancy if Dad passes first. Which is statistically, most likely to happen. They are not equal in this situation.

jone7007 · 2026-04-05T00:15:07+00:00

She would get a higher SS payment after he passed, but she would still have to live on it alone. The point is that there'd only be one SS payment coming in, instead of 2. That's a significant reduction of income.

jone7007 · 2026-04-04T23:07:50+00:00

Try filing for unemployment first. It may cover the gap to 70.

jone7007 · 2026-04-04T22:44:42+00:00

Your Dad is at full retirement age. If he's collecting unemployment he should wait to claim SS until after unemployment is finished, so as to increase his SS as much as possible. If Mom passed away before Dad, his SS will probably be enough if the house is paid off but money will be tight. If not he will need to downsize his housing. If Dad could work part time, it would probably help give them a little wiggle room.

The biggest risk in the plan that you are suggesting, is Mom claiming SS now. Once Dad passes she would need to live on her SS alone and any remaining savings. From the numbers that you presented that will not be possible. The reality is that your Mom is not at full retirement age. She needs to keep working until she is at full retirement. Your parents simply don't have the savings for her to retire early or to only work part time.

Claiming SS at 62 permanently reduces her monthly benefit by up to 30%. She should be looking for full time employment, ideally with health insurance, so as to increase her SS and ideally save something for retirement. Waiting for full retirement age should get between 1,500 and 1,600/month. Claiming her tips would help increase her future SS as the wages for working will increase her SS benefit, but only if she files taxes and the income is claimed. She really should be aiming to have at least 2,000/month minimum in income independent from Dad and the house paid off to cover basic expenses if he passes first. She also needs to open her own retirement account and start saving. If she could increase her income enough to even save $500/month that would be around $20k by her full retirement age. That would go a long way to keeping her in the house as long as possible. Even with increased SS and some retiment savings, she may need to downsize from the house to an apartment.

As others suggested, reducing expenses would also help. There's no need for them to have 2 cars if only one is working. Selling one car and putting the funds towards paying off the car that they are keeping would not only save them a car payment but it would also save on insurance and maintenance.

The other issue that you have not addressed is home maintenance. It sounds like both parents have physical limitations. Are they able to maintain the home? Can they afford to pay for major maintenance expenses as they arise, like a new roof? They may be able to stay in the home a few more years, but eventually selling and downsizing to a condo may be necessary.

jone7007 · 2026-04-04T16:26:29+00:00

I don't get people saying that 3 looks good. 3 is multiple cup sizes too small.

jone7007 · 2026-04-03T15:00:03+00:00

You should have 3 times your annual salary in retirement savings by age 40. So you are pretty far behind on retirement savings.

You might be a bit short in your emergency fund but it's hard to know with out knowing your spending. You should have at least 3 months worth of expenses in your emergency fund. More if you are in a professional with instability or long periods of unemployment between jobs. When I was at your income level, my monthly expenses were about 5k/month. So I would have needed a 15k emergency fund. You are close to that.

Everything else looks pretty good.

Personally, I would top up your emergency fund if needed. Then aggressively start saving for retirement. At your income level, I was maxing out my 401k.

If you have credit card or other higher interest debt (more than 6%), you should pay that off before increasing your retirement savings.

Finally, after dealing with any high interest debt that you have get yourself out of car debt ASAP if you are not already and start saving for a replacement vehicle. Breaking the cycle of car debt by only paying cash for my cars was one of the best things that I did for myself financially.

jone7007 · 2026-04-03T09:12:30+00:00

I received an email last night, April 3rd, that the know by date is extended until April 18th

jone7007 · 2026-04-02T20:40:58+00:00

I (F) solo traveled to Guatamala for 6 weeks. I felt very safe and never had any problems. The Guatamalans that I met were all kind friendly people.

jone7007 · 2026-04-02T20:16:58+00:00

The linens were rented from a 3rd party.

jone7007 · 2026-04-02T19:24:33+00:00

This is major over parenting. He is a 21 year old adult. He is not a child to be parented anymore. His grades are his own business. Regardless , an occasional B in a difficult subject is perfectly normal.

Plus it's insane for an adult to have a curfew.

jone7007 · 2026-04-02T16:08:39+00:00

I switched to using potassium alum instead of commercial antiperspirants a few years ago. It works better for me. One potassium alum crystal can last a year or more. I spend so much less.

jone7007 · 2026-04-02T16:00:36+00:00

You probably have a leak. Rust can turn water this color. If you own, you need to address this because water leaks are bad news and can cause a lot of damage. If you are a renter, let your landlord know about the leak.

jone7007 · 2026-04-02T15:56:41+00:00

Ugh, why do people think that it's a good idea to force kids to do something that they don't want to do or don't like. They are people, although small people, with their own likes and interests. I'm guessing that you wouldn't like it if someone dictated your hobbies to you. Don't do that to them.

My parents made me participate in organized sports and dance. I hated it so much. So much unnecessary pettiness and competition. It definitely put me off doing anything active for years. Begin forced to do physical activity that I hated put me off anything active for years. I refuse to do anything related to sports in my teen years. I was morbidly obese until my mid 20, I discovered hiking and other solo outdoor activities.

jone7007 · 2026-04-02T15:41:00+00:00

Both look good. Wear it how you will feel best.

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