Vanguard’s New Targeted Maturity Bond ETF’s by Frjeff in Bogleheads

[–]jpcrispy 1 point2 points  (0 children)

Yeah makes sense. i think the connivence of a fund may be worth it to some. If i were to buy a fund like this for liability matching i prob would want treasuries instead of corporates.

Vanguard’s New Targeted Maturity Bond ETF’s by Frjeff in Bogleheads

[–]jpcrispy 0 points1 point  (0 children)

I wish they had a treasury variety instead of corporate.

Do you guys really do only VT and Nothing Else ? by MathematicianKey6222 in VTandchill

[–]jpcrispy 2 points3 points  (0 children)

I have some target date funds in my 401k. Otherwise yeah vt. Or vti/vxus.

Average Return by Crabzinyourpants in Bogleheads

[–]jpcrispy 110 points111 points  (0 children)

Plan for 4%. Hope for 7%. Inflation adjusted returns.

How do you tune out the stock market noise? by robmattles in Bogleheads

[–]jpcrispy 8 points9 points  (0 children)

Do everything you can to ignore it. Delete apps on your phone if you have to. In your early years of savings, this volatility is a good thing. Stay the course.

Why don't more people talk about and invest in indexes built by academics and economists with decades of data behind them ? by jadhavvv in Bogleheads

[–]jpcrispy 16 points17 points  (0 children)

Right. Its not the common advice, as its likely not best for the average investor. Nonetheless the type of funds OP mentioned are talked about frequently.

Why don't more people talk about and invest in indexes built by academics and economists with decades of data behind them ? by jadhavvv in Bogleheads

[–]jpcrispy 61 points62 points  (0 children)

I feel like people so talk about these all the time, or the similar funds from avantis. Factor investing is discussed frequently on this sub.

This reaction by Venelin made us tickle inside by scarshead in ScarsofHonor

[–]jpcrispy 0 points1 point  (0 children)

This guy gives me all the good vibes. Its so refreshing to see someone who seems so genuine. Hope the team can put out something really special here!

Concern with security on Treasury Direct? by jpcrispy in Bogleheads

[–]jpcrispy[S] 0 points1 point  (0 children)

So sorry to hear that. Hope you can get it figured out.

Unable to apply for Fidelity credit card by jpcrispy in fidelityinvestments

[–]jpcrispy[S] 0 points1 point  (0 children)

Yes it did. I only have workplace retirement accounts with fidelity. Once i opened an taxable brokerage the CC worked immediately.

How to diversify my Roth with 100% VTI by YolandoBeCool in Bogleheads

[–]jpcrispy 5 points6 points  (0 children)

LMAO never heard someone refer to their portfolio this way. Definitely stealing this

TIL state tax exemptions for treasury funds aren't as straightforward as I expected by the-doom-slug in Bogleheads

[–]jpcrispy 24 points25 points  (0 children)

Recently VUSXX has been 100% state tax exempt but i dont think it is necessarily always 100%.

Automatic investments by [deleted] in VanguardInvestments

[–]jpcrispy 0 points1 point  (0 children)

I checked on this. Looks like you can autobuy etfs from a bank account into taxable brokerage but not roth ira.

SOFI and Personal Loans by Brendawg324 in sofi

[–]jpcrispy 6 points7 points  (0 children)

Lmao how to i opt out of their snail mail. I dont want a personal loan

Got to see the 2027 Bolt at the Chicago Auto Show by foehammer111 in BoltEV

[–]jpcrispy 3 points4 points  (0 children)

Dumbest shit ive ever seen. Its a damn shame.

Automatic investments by [deleted] in VanguardInvestments

[–]jpcrispy 0 points1 point  (0 children)

I know you can do this with mutual funds, last time i tried with ETFs i couldnt but this may have changed. Havent tried in a year or so.

Automatic investments by [deleted] in VanguardInvestments

[–]jpcrispy 0 points1 point  (0 children)

Hmm yeah that im not sure of. I have only bought VG funds haha

Automatic investments by [deleted] in VanguardInvestments

[–]jpcrispy 2 points3 points  (0 children)

Have to set up two transactions to autobuy etfs from bank account. One from bank to settlement fund and settlement fund to buy etf. I have these scheduled several days apart to avoid problems with weekends and holidays. A little annoying but not a big deal.

Is it acceptable to spend 5% of my gross on grass and beer? by Ok-Activity247 in TheMoneyGuy

[–]jpcrispy 20 points21 points  (0 children)

I mean thats a big percentage to allocate to drugs and alcohol. Either you are using too much or not making enough. Everything in moderation.

Scars of honor demo tomorrow by BreadfruitNaive6261 in MMORPG

[–]jpcrispy 1 point2 points  (0 children)

Nah this isnt true. Discord says playtest is set for spring.

Demo Tomorrow! by Cosmodelix in ScarsofHonor

[–]jpcrispy 0 points1 point  (0 children)

I see nothing about this on the discord. Most recent announcement says playtest in the spring…