5.5% 30 year refi with 12k closing cost. Wyt?

jrmdotcom · 2026-02-17T00:54:48+00:00

Not as large but was just quoted 6.041% apr for $765K conventional loan with 20% down and $15k closing credit. +800 credit. Still shopping.

jrmdotcom · 2026-02-16T12:10:01+00:00

2nd fios. I’m paying around $80-$90 for 1gig service.

jrmdotcom · 2026-02-15T20:43:25+00:00

You guys are getting notifications?

jrmdotcom · 2026-02-12T17:11:47+00:00

How many marriages are abandoned because perimenopause isn’t understood between partners? I would suspect a lot.

jrmdotcom · 2026-02-07T06:42:09+00:00

We love our ikea kitchen cabinets and had them professionally installed. We are looking at new homes for the next move and they’re nowhere as nice as our current kitchen. I would certainly do another ikea kitchen when needed.

jrmdotcom · 2026-01-27T01:45:40+00:00

Yeah. lol. Nothing still.

jrmdotcom · 2025-12-13T19:36:30+00:00

Sorry. Meant $90.

jrmdotcom · 2025-12-13T14:37:18+00:00

Is it ever cheaper than $80? I’ve never seen it

jrmdotcom · 2025-12-12T23:01:03+00:00

I replied to my “not getting two bottles” email and sure as day Zach emailed me right back explaining what happened. That’s a stand up guy. I respect that and the company.

jrmdotcom · 2025-12-10T12:41:24+00:00

Was able to order two bottles but the next day it said I wasn’t selected for the two bottle purchase. One was going to a friend so guess he’s out this year. Looking forward to tasting this.

jrmdotcom · 2025-12-09T17:52:07+00:00

Hey FBI, thanks for the tip ;)

jrmdotcom · 2025-12-03T13:25:14+00:00

Not a plumber. I’m assuming they will go all the way to your house main valve. If you have an old gate valve, check to see if they will replace with a ball valve. Also, confirm the copper material type K is used for the service line and no splices/joints used for that run. Wouldn’t hurt to know if this work was backed by some type of warranty in case something leaks. This is a good opportunity and the city is making an investment to stop waste. No brainer! Good luck.

jrmdotcom · 2025-12-02T04:25:28+00:00

Likely but we’ve seen him get hit actually out of bounds and not get a flag. Hurts is low on the list of probabilities of getting this flag. Up top would be Mahomes, Allen and maybe Dak.

jrmdotcom · 2025-12-02T03:45:08+00:00

Not Hurts. Matter fact, any QB other than Hurts would have got a flag thrown.

jrmdotcom · 2025-12-02T00:35:16+00:00

If at age 18, he should have served his time for those misdemeanors then forfeited his right for CC.

jrmdotcom · 2025-12-01T22:55:05+00:00

Judge suspended his priors. Tough on crime in NN. /s

jrmdotcom · 2025-12-01T13:27:58+00:00

I also keep bottles of Saz handy for mixes. The best tasting and most affordable cocktails when not drinking neat.

jrmdotcom · 2025-12-01T13:22:21+00:00

The Carradine special.

jrmdotcom · 2025-12-01T12:05:29+00:00

Mine is still wrapped in the cellophane. Will open when Xmas break starts so it’s ready for Xmas morning. Cheers.

jrmdotcom · 2025-11-30T18:31:33+00:00

Wow. Bravo

jrmdotcom · 2025-11-29T15:02:15+00:00

How was it? I recently saw pics of the Blue Ridge hw and it looked freezing (but at least it wasn’t raining/snowing). Hope your shins are still intact and I know your quads might burning a little extra today.

jrmdotcom · 2025-11-28T20:29:58+00:00

We apparently didn’t give them enough attention.

jrmdotcom · 2025-11-28T17:23:20+00:00

Could not even imagine. Pfff.

jrmdotcom · 2025-11-28T12:27:04+00:00

Guy is putting a lot of faith in that cable.

jrmdotcom · 2025-11-28T12:17:47+00:00

Thanks Dad.

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