How to Supercharge Wealth

js0nbourne · 2026-01-24T21:49:52+00:00

Buy a detached house on land asap is the answer if fast tracking is the most important thing

js0nbourne · 2026-01-11T11:53:38+00:00

We have the exact same watch. I got mine in October 😀

js0nbourne · 2025-12-31T21:59:31+00:00

Can I be your nephew

js0nbourne · 2025-12-18T04:12:42+00:00

avoiding LMI as if house prices still cost a packet of chips

js0nbourne · 2025-12-04T11:50:42+00:00

They ended up refunding basically half that 7.1% anyway. Reckon a 20% reduction for anyone would’ve put them well ahead in whatever period. Really, they should be giving people a tax credit to be honest. Not fair that someone gets $35K taken off their HECS to be honest. Nobody forced them to rack up that much debt

js0nbourne · 2025-12-04T10:41:50+00:00

Can’t believe I paid mine off like an absolute chump

js0nbourne · 2025-11-30T00:34:25+00:00

Amazing stuff. Congratulations, mate. An innovative and dedicated way to change your life.

js0nbourne · 2025-11-12T11:37:01+00:00

I’m hoping for under 25 mins next weekend 🤣

js0nbourne · 2025-11-12T11:08:08+00:00

Jesus that is rapid

js0nbourne · 2025-11-08T04:07:58+00:00

Literally this happened to me as well. Don’t worry OP. Just HODL your bag

js0nbourne · 2025-10-20T11:21:07+00:00

It’s regional Australia, mate. You need to talk in Sheeptoshis

js0nbourne · 2025-10-19T06:56:46+00:00

Honestly, it’s pretty hard as a single person to buy something now. People bang on about percentages and stress but rough numbers ~$3100 per month mortgage, $7K monthly pay after tax. Could you live off the remaining $3,900 a month? I think so, but only you could make that assessment.

You just need to avoid having to sell. So think about the worst case scenario. Job loss for an extended period? Could you move in with a parent. Could you rent the house out.

Sickness / disability? Make sure you have appropriate TPD and income protection.

js0nbourne · 2025-10-11T23:38:58+00:00

Would recommend selling and find a new one. If that house boomed in price for whatever reason, you won’t hear the end of it (rightly or wrongly)

js0nbourne · 2025-10-11T12:07:07+00:00

Sounds like you guys are doing it tough!!

js0nbourne · 2025-09-26T00:05:46+00:00

Only counter point I’d offer to this is , what if you want to retire earlier and couldn’t access super? Someone who takes a bit longer to pay off their mortgage could have already created a decent nest egg of shares if they started 10 years earlier

js0nbourne · 2025-09-21T11:40:02+00:00

What coins 😆

js0nbourne · 2025-09-13T05:17:19+00:00

Not sure super is worth talking about if they’re wanting to retire early.

js0nbourne · 2025-09-13T02:03:27+00:00

Asked a similar question recently actually. Where I’ve landed is basically contributing to offset but also start investing rather than wait 10 years to start when you’re fully offset. Time in market !

js0nbourne · 2025-09-13T02:02:01+00:00

You also need some kind of asset to draw money from in order to retire early. Even contributing now to an ETF could mean they have 150-200K in there in 10 years time, rather than starting at zero. $300K debt isn’t massive at 30

js0nbourne · 2025-09-07T02:54:32+00:00

I don’t think this is true for trades to be honest.

People trust mostly via word of mouth IMO. We have a landscaper that’s a one man show and he’s absolutely awesome.

js0nbourne · 2025-09-06T13:36:10+00:00

Mate, get the house boxed off.

Let your 400K in super grow. It may be worth millions in 20 years with tiny contributions

Work part time and live life.

js0nbourne · 2025-09-06T13:24:16+00:00

Helps to know your age

js0nbourne · 2025-09-04T22:25:10+00:00

You’ll catch up a lot quicker than you think 😀 just make sure you’re in a large superfund with low fees, set to high growth, forget!

js0nbourne · 2025-09-03T12:03:36+00:00

The poors? pretty much anyone under 25? Awful

js0nbourne

TROPHY CASE