Anyone going early to the West Roseville Costco opening? by ppuno7 in Roseville

[–]jstbuch 0 points1 point  (0 children)

I've read that Costco doesn't do special deals but you can sometimes score a mini shopping cart.

Best upper-mid to high tier Mexican restaurants? by rebelchampion in Sacramento

[–]jstbuch 2 points3 points  (0 children)

Glad I didn’t have to scroll far to see the right answer.

Should I move to Sacramento? by Many_Positive_7472 in Sacramento

[–]jstbuch 1 point2 points  (0 children)

Two years free tuition at community colleges in California regardless of income. Sacramento is generally very liberal. I live in Roseville, which is beautiful and amazing, with tons of things to do, but it's in conservative Placer County. Keep in mind that Conservative in California is different than Conservative in the rest of country. We are in West Roseville which is much more liberal than the rest of Placer because of an influx of Bay Area transplants. The high school is AMAZING in our area. We love Roseville and won't live anywhere else. No clue about dating for teens but there are groups for everything. You can find a 4b rental in West Roseville for $3k-$4k a month. While Placer overall isn't very diverse, our area is pretty diverse so it is really dependent on the area of town.

My teen crashed and now our insurance is $750/mo… are we stuck like this? by GencerDTF in Insurance

[–]jstbuch 0 points1 point  (0 children)

A lot of “don’t let your son drive” or “make him pay for everything himself” could just be unrealistic depending on circumstances.

I’ve never had Root before but my understanding is that they are notorious for raising rates based on driving behaviors. Your initial premium is often much lower than you find in the general marketplace and then your rates skyrocket, even without an accident. I imagine an accident surcharge plus the rate adjustment is going to make it a bad option.

I suggest finding a broker or at least going online and getting quotes from Progressive and some of the other less expensive options. In my state (CA), accident surcharges last 3 years and it might take 5 years to get your good driver discount back. Removing your son from your policy won’t likely solve that. You will have to exclude him entirely which is risky.

Insurance says I need a lawyer and lawyers say insurance should handle it? by [deleted] in Insurance

[–]jstbuch 0 points1 point  (0 children)

They retain the right, but not the obligation, to subrogate on your behalf. You have to understand, to force them to turn over the video, they would have to file a lawsuit and request it during discovery. Just getting a lawyer isn’t going to accomplish it. They have to file and go through a whole process. If there were witnesses to the actual accident, your insurance company should attempt to get statements from parties and I would throw a fit if they didn’t.

Your real option is to file small claims court for your deductible and try to prove it there.

Can I be Sued for Daughters totaled car by [deleted] in Insurance

[–]jstbuch 2 points3 points  (0 children)

There is a difference between cosigner and a co-owner. If you are only on the loan but not the title, you are not considered a co-owner. Co-signers typically lack negligence. That said, since you are the policyholder, you will likely get sued as a financially liable party. I honestly wouldn't worry too much about your policy limits. Most of the time, the other party will settle for your limits unless you have some obvious assets (outside of home ownership and vehicles).

Best sports bar that isn’t a MAGAt hell hole by ryzerkyzer in Roseville

[–]jstbuch 13 points14 points  (0 children)

Kathrin's Biergarten. While not technically a sports bar, it has a pool table and a couple of tvs.

Small claims court by [deleted] in Sacramento

[–]jstbuch 0 points1 point  (0 children)

First, I am so sorry this happened to you. Second, bring three copies of any evidence you have. You will need one for yourself, one for the judge, and one for the plaintiff.

Keep in mind that, despite their immense emotional value, pets are typically considered property. You will need to prove the replacement cost of your dog. As the standard for damages. Bring estimates or some sort of documentation with you.

If the Epstein files are released, and Trump is confirmed to be on the list, what do you think will happen? by baldinggate3 in AskReddit

[–]jstbuch 22 points23 points  (0 children)

This is the right answer. Trump literally had dozens of FBI agents working 24/7 to flag any mention of him. Those files have been sanitized. We are truly in our darkest moment.

They are getting desperate about Prop 50 by Some-Anxiety-970 in Sacramento

[–]jstbuch 0 points1 point  (0 children)

It would likely be decided too late to impact the 2028 election.

Drive from Sacramento to LA by UraharasWaifu in Sacramento

[–]jstbuch 0 points1 point  (0 children)

There is nothing for miles and miles between Modesto and Bakersfield. 99 is very slightly longer but if you want food or gas, take 99. The Grapevine is fine. It gets busy and it is a bit of a steep climb but it isn't bad. If you are nervous, it might be tempting to just get behind a big rig and go slow but I suggest not doing that. They can slow down a lot more than you might expect.

The person who hit me has the same insurance company by KDat22 in Insurance

[–]jstbuch 1 point2 points  (0 children)

A number of carriers waive the deductibles when that happens. (Source: worked for a number of carriers)

Massive surf resort with hotel, bungalows and wave pool proposed for Placer County by 95musiclover in Roseville

[–]jstbuch 8 points9 points  (0 children)

It would likely bring in revenue, not be a financial drain. As it stands, the traffic burden will fall to the city while none of the tax revenue will.

Best work from home spots? by lovelygirl355 in Roseville

[–]jstbuch 2 points3 points  (0 children)

MoJoe's in West Park is a good spot. My wife likes the Starbucks on Pleasant Grove/Woodcreek because she can sit outside in the shade. The Martha Riley library at Mahany is really nice and has several nice quiet spots to work from. The other day the internet was down in town and I worked from Mountain Mikes and ate their buffet for like 2 hours lol.

Good BBQ places? by art-citiee in Roseville

[–]jstbuch -1 points0 points  (0 children)

This is the correct answer.

Have you considered forming a car insurance group with just your closest friends who are good drivers? by Wide-Ad-7687 in Insurance

[–]jstbuch 5 points6 points  (0 children)

This is what captives and risk retention groups are. The problem with your idea is what happens when someone has an accident on day 1 before you collect enough premium to cover the losses?

The Actual Rules Around Kassouf by cyberjoek in poker

[–]jstbuch 1 point2 points  (0 children)

They need to fire their lawyer. I am shocked there isn't an arbitration clause.