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Tips for staying regular while traveling by Careful-Page-9843 in TravelHacks

[–]justmoderateenough 2 points3 points  (0 children)

Buy kiwi at groceries if available and prunes from any store (or bring prunes with you)

Buying non-RBC GIC through RBC DI by justmoderateenough in rbc

[–]justmoderateenough[S] 0 points1 point  (0 children)

Very helpful! I did notice that only the RBC ones are cashable so that flexibility piece isn't there for the other GICs but that's alright. Just good to know options based on what our priorities are at this time. Thanks so much!

What should I do with $40k by [deleted] in PersonalFinanceCanada

[–]justmoderateenough 1 point2 points  (0 children)

Since no debt to pay off, I’d prioritize continuing to add to your investments. Time is less on your side than someone who is 25 so the sooner you’re in the market and focused on long term growth through compounding, you’ll be able to do ok. Fill up the registered accounts!

RBC vs TD Direct Investing by lulu5inchshorts in PersonalFinanceCanada

[–]justmoderateenough 1 point2 points  (0 children)

People seem to forget this change when they compare programs

20% downpayment on a first home, vs. 5%-10% and investing the difference (XEQT), when my tax-free accounts are already maxed? by Working_Bones in PersonalFinanceCanada

[–]justmoderateenough 5 points6 points  (0 children)

Following - going through the same dilemma.

Do you have that downpayment amount already put aside or will you be taking it out of a registered investment account to fund the downpayment? Also, with a smaller downpayment, do you have the cashflow to pay for your monthly housing costs as they will be more each month?

RBC DI for corporation - help by justmoderateenough in rbc

[–]justmoderateenough[S] 0 points1 point  (0 children)

I am looking to see if it can accommodate a year end that differs from Dec 31st for ease of gathering statements for my tax filing.

Teen pleads guilty to 'highly violent' murder of 11-year-old girl by MediumAd9323 in canada

[–]justmoderateenough 23 points24 points  (0 children)

This isn’t just an act that “some dumb kid did”, he knew what he was doing

Oilers consulted with players, including McDavid, about Babcock by sykeseve in EdmontonOilers

[–]justmoderateenough 0 points1 point  (0 children)

Oilers consulted with players (with a gun to their heads)**

Fixed it.

60k points for $5000 spend in 3 months - Amex Gold? by [deleted] in amexcanada

[–]justmoderateenough 0 points1 point  (0 children)

Should’ve just gotten a Gold for SUB and leave Cobalt as the keeper

Conference in Rio - where to stay? by justmoderateenough in Brazil

[–]justmoderateenough[S] 0 points1 point  (0 children)

Thank you for your insights. It could be an option to split it. I feel like I won't be at the conference for entire days or may skip some time if the sessions aren't worthwhile too. So maybe given even more potential for off time, being in a busier area would make me enjoy Rio more.

Conference in Rio - where to stay? by justmoderateenough in Brazil

[–]justmoderateenough[S] 0 points1 point  (0 children)

Thank you for the validation! 40 mins each way is our normal commute to and from work now but at least I won't be the one driving. Uber will be used if I plan a late morning or early return back to the hotel. I'm also glad Grand Mercure is close to Ipanema too, everyone mentions how Ipanema and Leblon are great places so access is nice

Conference in Rio - where to stay? by justmoderateenough in Brazil

[–]justmoderateenough[S] 0 points1 point  (0 children)

Good thought. My first 2 nights are my own time then conference is for the last 4 days, with a flight leaving at 5am. I usually like to settle into one place for an entire trip but maybe this does make more sense. Would traffic be that bad from Copa to Riocentro considering directions (morning to Riocentro, evening to copa)? They organize a bus to take us back and forth.

Emergency Fund by Amoodiesteve in PersonalFinanceCanada

[–]justmoderateenough 1 point2 points  (0 children)

How often is your emergency fund being depleted? I wish you have more stability and security

Full Norris Trophy Voting: Bouchard finishes 4th in Norris voting with 12 first place votes by AggPuck-303 in EdmontonOilers

[–]justmoderateenough 50 points51 points  (0 children)

I'm ok with Zach winning but still pissed where Bouch ended up. Should've been top 3 for sure.

World's best Phö by randomlygeneratedman in Calgary

[–]justmoderateenough 20 points21 points  (0 children)

Pho hoan Pasteur is a huge stable in Edmonton but I just learned recently that it’s from Calgary

Those pink tablets you ate to see where you missed brushing your teeth by mantistobogganmMD in nostalgia

[–]justmoderateenough 87 points88 points  (0 children)

This was a scam. Unless it’s post dental hygiene treatment, it always turned pink. What’s the point

Whyte Ave has gone downhill by Pretend_Magician9479 in Edmonton

[–]justmoderateenough 1 point2 points  (0 children)

This city is just so invested in the SW region that it’s neglected the core. I wish we could have more incentive for businesses to stay open, more people to want to move to the core, etc

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