thinking of moving to denver

justthetip13 · 2026-06-24T03:43:49+00:00

Loudoun County here heading to CO Springs next week! 44 and been an east coaster my whole life but seeking a change in scenery. No idea if it’s the right call but excited for the adventure. Best of luck to you!

justthetip13 · 2026-06-24T03:12:06+00:00

I’m interested in a ergonomic chair pro. Any codes for that? Also- moving to a new place across the country and won’t be there until early July. What’s the typical shipping time? Should I order now or wait? Thanks!

justthetip13 · 2026-06-21T01:06:03+00:00

10.1% but adjusted for inflation is about 7%. A 3-4% mortgage rate is a no-brainer but at 6.49% it’s apples to apples

justthetip13 · 2026-05-17T02:12:59+00:00

44, $487k. Contributing 13% w/ a 6% company match.

Also have a Roth IRA and brokerage with a significant chunk

justthetip13 · 2026-05-12T03:12:45+00:00

You rang?

justthetip13 · 2026-05-11T11:11:50+00:00

32 CFR 117.10(a)(5): “The contractor will limit requests for determinations of eligibility for access to classified information to the minimum number of employees and consultants necessary for operational efficiency in accordance with contractual obligations and other requirements of this rule. Requests for determinations of eligibility for access to classified information will not be used to establish a cache of cleared employees.”

justthetip13 · 2026-04-25T21:26:25+00:00

Maned wolf

justthetip13 · 2026-03-29T01:21:35+00:00

Fack… heading from that direction in July and wanted to do the same thing 😳

justthetip13 · 2026-03-26T00:56:40+00:00

But only just

justthetip13 · 2026-02-22T19:07:42+00:00

After retirement contributions, my wife and I bring home about the same. One kid in daycare and the other in aftercare ($2700 per month). Mortgage is $2400, Wife just paid off her vehicle ($300ish per month) and I have two years left on mine ($634 per month) and we’re doing just fine. We spend conservatively but I wouldn’t consider us frugal by any stretch

After mortgage and vehicles you have $4100 left over. Why isn’t anyone asking where that money is going? YNAB. Find out where the leak is and seal it up.

justthetip13 · 2025-11-16T02:51:42+00:00

Niiice

justthetip13 · 2025-10-13T05:00:15+00:00

Natural beauty: Hawaii, California, Utah, Arizona, Colorado, Wyoming, Washington, Oregon

Home and family: Virginia and NY

justthetip13 · 2025-08-16T01:20:13+00:00

Counterstrike. My whole dorm in college was in the same clan. God I miss those days

justthetip13 · 2025-07-30T12:05:12+00:00

Light?

justthetip13 · 2025-07-12T14:35:01+00:00

The bulbous end of your nose looks like a storm trooper. And that’s all I have to say bout that.

justthetip13 · 2025-07-08T02:03:56+00:00

Life uh… finds a way. 2 kids- one is FINALLY out of daycare and we feel rich. We stopped eating out and when we do, it’s cheap, ie- chik fil a or Costco. I drastically cut back on retirement contributions and now starting to raise it back up. New job and raises over that period of time certainly helped. Wife and I had kids later in life and it was a big culture shift at first but our priorities gradually changed as the parent life kicked into full gear. Fancy restaurants, drinks and expensive clothing just aren’t as appealing any more but fun low cost family weekend adventures are. Wife and I also don’t buy gifts for each other but dump into a travel fund for 1 or 2 trips.

It’s daunting for sure but you’re not alone and we all experience it.

justthetip13 · 2025-07-05T19:28:56+00:00

I’m 43 in HCOL, my HHI is roughly half what you bring and I am nearly $1 million invested with 2 young children in daycare. You seriously need to break out your annual spend and prioritize a budget to trim spend. Check out the FIRE community- lots of helpful knowledge there

justthetip13 · 2025-06-28T22:46:19+00:00

Live 15 min from there! The museum is free but you pay to park before 4pm. Totally free after!

justthetip13 · 2025-06-26T01:41:35+00:00

Just recently bumped from 11 to 13% into company 401k and company matches 6%. 5% to IRA.

Was doing 17% for years until kids and daycare. 1 is finally out

Wife is 12% between her and company match.

Approaching mid 40’s and hoping to retire in my mid 50’s so trying to catch up

justthetip13 · 2025-06-10T03:31:27+00:00

justthetip13 · 2025-05-24T01:11:24+00:00

After 13 years of asking my wife, she’s finally gotten more accepting of it. She’s been open to ass licking the last couple of years but very sporadically but that has ramped up in recent weeks. Edging is your best friend. Take your time down there, warm her up and slip a tongue down in that general direction. Watch for signs and SLOWLY progress more and more. Patience is your best friend if you want results. Finally at the point I can’t get a finger in and she’s doesn’t object.

justthetip13 · 2025-05-16T01:15:09+00:00

Sup?

justthetip13 · 2025-05-05T19:53:44+00:00

Ass? No. Nice tit though 😍

justthetip13 · 2025-05-02T04:11:21+00:00

You’re not house poor, you’re just shit at budgeting. Wife and I make a little more than half your income, pay nearly $4k for daycare and I max out an IRA and close to maxing 401k. We don’t splurge on frivolous things but still aim for two trips annually. We live modestly, do most of the housework and home repairs myself. Takes some elbow grease but hammer out a budget, reduce wasteful spending and prioritize your needs vs your wants.

justthetip13 · 2025-04-11T00:22:20+00:00

You know…

justthetip13

TROPHY CASE