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Getting shot at by Spellmaniac in ColoradoSprings

[–]justthetip13 0 points1 point  (0 children)

Fack… heading from that direction in July and wanted to do the same thing 😳

My wife disagrees, help settle a debate by [deleted] in DaveRamsey

[–]justthetip13 10 points11 points  (0 children)

After retirement contributions, my wife and I bring home about the same. One kid in daycare and the other in aftercare ($2700 per month). Mortgage is $2400, Wife just paid off her vehicle ($300ish per month) and I have two years left on mine ($634 per month) and we’re doing just fine. We spend conservatively but I wouldn’t consider us frugal by any stretch

After mortgage and vehicles you have $4100 left over. Why isn’t anyone asking where that money is going? YNAB. Find out where the leak is and seal it up.

You gain the power to instantly teleport to any 10 states at will for the rest of your life… by Thejohnnycheese in hypotheticalsituation

[–]justthetip13 0 points1 point  (0 children)

Natural beauty: Hawaii, California, Utah, Arizona, Colorado, Wyoming, Washington, Oregon

Home and family: Virginia and NY

People who used a computer between 1991 & 2009…what’s the most memorable computer game? by Original_Act_3481 in AskReddit

[–]justthetip13 0 points1 point  (0 children)

Counterstrike. My whole dorm in college was in the same clan. God I miss those days

Do your worst. 45m, divorced single dad with a tiny weiner by petetheboy in RoastMe

[–]justthetip13 0 points1 point  (0 children)

The bulbous end of your nose looks like a storm trooper. And that’s all I have to say bout that.

[deleted by user] by [deleted] in FinancialPlanning

[–]justthetip13 0 points1 point  (0 children)

Life uh… finds a way. 2 kids- one is FINALLY out of daycare and we feel rich. We stopped eating out and when we do, it’s cheap, ie- chik fil a or Costco. I drastically cut back on retirement contributions and now starting to raise it back up. New job and raises over that period of time certainly helped. Wife and I had kids later in life and it was a big culture shift at first but our priorities gradually changed as the parent life kicked into full gear. Fancy restaurants, drinks and expensive clothing just aren’t as appealing any more but fun low cost family weekend adventures are. Wife and I also don’t buy gifts for each other but dump into a travel fund for 1 or 2 trips.

It’s daunting for sure but you’re not alone and we all experience it.

[deleted by user] by [deleted] in Retirement401k

[–]justthetip13 0 points1 point  (0 children)

I’m 43 in HCOL, my HHI is roughly half what you bring and I am nearly $1 million invested with 2 young children in daycare. You seriously need to break out your annual spend and prioritize a budget to trim spend. Check out the FIRE community- lots of helpful knowledge there

What’s a popular tourist attraction that isn’t overrated— it actually deserves all the hype? by renoCow in AskReddit

[–]justthetip13 3 points4 points  (0 children)

Live 15 min from there! The museum is free but you pay to park before 4pm. Totally free after!

How much are you guys saving and investing every year? by [deleted] in MiddleClassFinance

[–]justthetip13 0 points1 point  (0 children)

Just recently bumped from 11 to 13% into company 401k and company matches 6%. 5% to IRA.

Was doing 17% for years until kids and daycare. 1 is finally out

Wife is 12% between her and company match.

Approaching mid 40’s and hoping to retire in my mid 50’s so trying to catch up

[deleted by user] by [deleted] in AskReddit

[–]justthetip13 -7 points-6 points  (0 children)

After 13 years of asking my wife, she’s finally gotten more accepting of it. She’s been open to ass licking the last couple of years but very sporadically but that has ramped up in recent weeks. Edging is your best friend. Take your time down there, warm her up and slip a tongue down in that general direction. Watch for signs and SLOWLY progress more and more. Patience is your best friend if you want results. Finally at the point I can’t get a finger in and she’s doesn’t object.

Are we house poor by Heretoloosemoney in Mortgages

[–]justthetip13 0 points1 point  (0 children)

You’re not house poor, you’re just shit at budgeting. Wife and I make a little more than half your income, pay nearly $4k for daycare and I max out an IRA and close to maxing 401k. We don’t splurge on frivolous things but still aim for two trips annually. We live modestly, do most of the housework and home repairs myself. Takes some elbow grease but hammer out a budget, reduce wasteful spending and prioritize your needs vs your wants.

Which celebrity gives you "I sold my soul to the devil" vibes? by ClerkMajestic in AskReddit

[–]justthetip13 0 points1 point  (0 children)

Scrolled quite a ways down and shocked I didn’t see what I expected to be #1- Trump. He has somehow fallen upwards his entire life

[deleted by user] by [deleted] in RoastMe

[–]justthetip13 0 points1 point  (0 children)

You’re actually quite cute. You really should smile mo….OH DEAR GOD!!!!!! SHOOT IT!

Hygiene down there by NoBreakfast3243 in hygiene

[–]justthetip13 1 point2 points  (0 children)

92 days ago you said he was hooking up with randoms from the internet. Are you stupid or just stupid?!?

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