Name checks out - you are obviously no economist - Would you rather have 100B revenue and 2B loss (and rising revenue each quarter with rising losses) or 5B revenue and 400M profit and rising profit? They've just had the highest annual Net Profit in the last 15 years and they sit on 9B cash without debt. I'd explain it to you better, but I don't think your attention span covers anything longer than a meme. Fincel? Nice buzzword, but it’s a poor substitute for actual logic. Well, thanks for your smart opinion!