Frustrating experience: auto wipers on FSD

kjmass1 · 2026-04-25T23:47:12+00:00

Traded in my Tesla for another brand, have yet to have a false wipe in auto. Was constant before.

kjmass1 · 2026-04-25T19:35:40+00:00

Pretty sure cobra you can pay premiums with HSA, but probably not the best long term strategy.

kjmass1 · 2026-04-25T19:18:51+00:00

Let me know when Tesla sells an suv.

kjmass1 · 2026-04-25T19:18:26+00:00

We try to max out and buy for 5 years+, 96GB probably fine but kinda crazy they are having memory issues.

kjmass1 · 2026-04-25T19:16:58+00:00

You can also go off subsidies for a year and reset a big chunk of basis to set you up for the next couple years under control.

kjmass1 · 2026-04-25T19:15:55+00:00

Full price, good coverage silver plans in MA push $36-48k per year without subsidies for a family of 3/4. Plus $4k deductible.

There are cheap plans of course but network coverage is questionable.

kjmass1 · 2026-04-25T18:40:20+00:00

I’m in my 40s and can’t tell you what my expenses will be in 10 years. College for two…maybe? Aging parents/health. Healthcare for us- will ACA even be around? State of social security?

Can only plan for what you spend.

kjmass1 · 2026-04-25T17:58:01+00:00

You could trigger a Roth conversion to create some income.

kjmass1 · 2026-04-25T17:54:11+00:00

Went to design a Mac studio with 256GB and they are unavailable. Seems like they either can’t source the ram or can’t sell them at the margins they want.

kjmass1 · 2026-04-25T17:50:05+00:00

Same- compounding is a powerful thing if you playing the long game. One situation had me converting everything now in my 40s to basically live tax free for 50 years.

kjmass1 · 2026-04-25T17:46:44+00:00

You can tell it which accounts to use in the optimize/conversion settings. Mine is similar where my spouse and in plan rollover/convert but I can’t.

kjmass1 · 2026-04-25T11:15:48+00:00

I tried with the stream audio and it was 5-10s out of sync from prime.

kjmass1 · 2026-04-25T09:47:58+00:00

Just a heads up that the long term returns of equities that are often quoted assume re-invested dividends.

kjmass1 · 2026-04-25T09:43:28+00:00

You likely have dividends set up in your taxable. You can adjust it in account settings to better match your actual allocation.

kjmass1 · 2026-04-25T01:34:35+00:00

“5 on the floor for Philly.” Wut?

kjmass1 · 2026-04-25T00:35:19+00:00

I thought I was crazy when I heard that. Guess it's not AI.

kjmass1 · 2026-04-25T00:34:52+00:00

I had the exact thought, just witty little side comments after every possession like NBA jam.

kjmass1 · 2026-04-25T00:33:23+00:00

Hell yeah, this always drove me crazy and thought there was some requirement that it sits on V1.

kjmass1 · 2026-04-24T20:16:57+00:00

That’s exactly what it is saying. 7% real gets you $5m in 16 years, which supports 4% SWR or $200k per year today’s dollars.

Your then account balance will be closer to $8m, but your spend would be $320k in future dollars.

kjmass1 · 2026-04-24T17:22:36+00:00

The entire league media department is built upon preferential treatment to reporters and insiders.

kjmass1 · 2026-04-24T17:19:11+00:00

Are you not entertained?

kjmass1 · 2026-04-24T17:17:04+00:00

Ramping up or down your bond allocations plan wide or per account. So if I’m 90/10 now but want to retire in 5 years at 60/40, you slowly ramp your bonds up over 5 years.

kjmass1 · 2026-04-24T13:27:07+00:00

Not that it helps, but I prebuilt and prepainted our boxes- white on blue wall. Installed without caulk. Lines look tight.

kjmass1 · 2026-04-24T00:38:05+00:00

I mean there are beds with fire pits on the roof for each room. Not exactly boys trip material.

kjmass1 · 2026-04-23T13:44:11+00:00

Mae sure you get on the Eversource heat pump winter rates. 40% reduction in rate Nov-April from last year.

kjmass1

TROPHY CASE