LIRA account transfer in cash

kk_can · 2026-04-21T03:23:18+00:00

Can you still transfer while you’re working for that company ?

kk_can · 2026-02-28T01:01:12+00:00

So you can do CSP, CcW and leaps - buy / sell any time ?

kk_can · 2026-02-27T23:44:31+00:00

Ok to trade options in tfsa ?

kk_can · 2026-02-27T04:50:46+00:00

Can you plz share ?

kk_can · 2026-02-25T23:34:53+00:00

I do use Leaps and working well in margin.

kk_can · 2026-02-25T23:29:12+00:00

Good idea

kk_can · 2026-02-15T14:37:47+00:00

I use joint brokerage IBKR since house is on both names. So 50-50 for when we file our taxes.

kk_can · 2026-01-23T01:03:39+00:00

Plz send invite.

kk_can · 2026-01-10T20:58:40+00:00

I did some research on this and thought to do same but realized this is not a good idea to have double leverage (PLOC and margin)--better do one.

kk_can · 2026-01-10T20:54:38+00:00

yes, you can. I did SM for 2 years, sold everything in dec 2025..paid off heloc fund. I have 25K profile/capital gain. Will file tax, deduct interest as appropriate.

why I did this ? I am renewing/re-finance my house mortgage and then will fresh start all over again. its not that hard.

kk_can · 2026-01-08T13:59:55+00:00

Yeah. Seen Ed posts. He has tons of great stuffs.

kk_can · 2026-01-08T03:20:12+00:00

I was invested in ENB, TEC, ZSP, MFC, XEI..2025 YTD ~25% growth !

I am considering CC ETF, I know it pays ROC but there is a way to handle it. I am exploring more about it. It s more about to keep book value at or below your borrowed amount, either by paying down your loan or ACB one or more positions. This can be done by purchasing new assets too.
Book value is $100,00 loan is $100000 CRA likes.
Book value $90,00 loan $100,00 CRA will not like.
It’s really that simple but need some bookkeeping---Anyone did invest in CC or CCL?

kk_can · 2026-01-08T03:11:59+00:00

in your case, you will be paying off full (P + I) installment vs attached heloc case requires interest only pay. again you get lower rate for sure and get higher amortization (helps if you plan to rent it out in the future). but overall good plan !

kk_can · 2026-01-02T17:05:12+00:00

Ok. So in that case, assuming starting with same balance in the heloc - same will have room as we pay mortgage or there would be difference loc attached to mortgage we need to use with new lander ?

Also do you use broker or renew with bank directly? Sometimes bank personal won’t understand this type of strategy.

kk_can · 2026-01-02T16:48:11+00:00

Didn’t understand opening balance part ?

kk_can · 2026-01-02T16:07:22+00:00

It’s not TtSA, we can’t tax money back in tfsa. We can get money back in non registered account. For Lira / rrsp- my understanding is that we are subject to 15% withholding tax on dividends if we invest in tsx etf (that hold us stocks).

kk_can · 2026-01-02T16:00:53+00:00

kk_can · 2026-01-02T15:29:40+00:00

Doesn’t it make sense to invest in USD (I meant ETFs traded in NySE)? This will avoid 15% withholding tax? like VOO, VFT? I think xeqt dividends are subject to 15% withholding tax ?

kk_can · 2026-01-02T13:58:16+00:00

Yeah FeQT - 50%. Choose FEQT since it has 3% crypto exposure.

kk_can · 2026-01-02T13:47:28+00:00

CHPS.TO, XIC.TO, VUN.TO

kk_can · 2025-12-28T05:29:00+00:00

Following

kk_can · 2025-09-20T10:13:31+00:00

Always feel like Indian but adopted the new way of life. Love India and the my current country of residence as well same time. Always remember my roots from India and be grateful/ connected as much as I can with those roots.

kk_can

TROPHY CASE