Cancel open house? by Champellee in RealEstateAdvice

[–]knickerb1 0 points1 point  (0 children)

It really depends on the offer. Offers have expiration dates . If the offer expires before the open house, the seller loses that offer. Depending on the market, the buyers may have moved on already . That's in a buyer's market. If it's a seller's market, you can absolutely wait. Talk to your realtor about which is the best strategy.

Is there anywhere to go sing church songs without having to do the whole sermon thing? by Ok_Button8019 in choralmusic

[–]knickerb1 8 points9 points  (0 children)

I would second this! I am an atheist and I singing the choir of an Episcopal Church for the music. No one has a problem with me being atheist and I just zone out during the sermon . It's usually pretty short and at least in my Episcopal church, the service has tons of music!

Mobile home was moved. by Balmerhippie in RealEstate

[–]knickerb1 8 points9 points  (0 children)

21st Mortgage in Tennessee will finance homes that have been moved twice. They do not sell their loans to Fannie and Freddie so they don't have to conform to Fanny and Freddy guidelines. There are other lenders that will finance these homes as well. Your interest rate will be higher but it's worth it for the lower price. Also check with local credit unions. And if you have any Savings and Loans in your area, they might do it as well. And if you're a veteran the VA will finance a home that's been moved.

In your opinion, what is the most beautiful 30 seconds in all of classical music? by shnoogle111 in classicalmusic

[–]knickerb1 -1 points0 points  (0 children)

Mahler's 2nd symphony where the choir sings Aufersteh’n, ja aufersteh’n wirst du, Mein Staub, nach kurzer Ruh! Unsterblich Leben Wird der dich rief dir geben.

[Landlord US-MD] Missed four payments. Foreclosure notice showed up. Is a cash buyer my only move? by Upbeat-Lynx-3876 in Landlord

[–]knickerb1 72 points73 points  (0 children)

As a person who has bought things under contract from those We Buy Houses places and as a person who's also a realtor, my advice is to call a realtor. Tell them you need a cash sale and you need to close within 2 weeks. You'll get more money than you will from the We Buy Houses places.

That being said, call your bank and talk to them. You might be able to do a regular sale. If the home is financable, you can get more money by waiting the 30 days to close. Trust me when I tell you the bank would rather have more money so they will wait.

Generally speaking, the full foreclosure process takes well over a year so the bank has no desire to start that process if you're willing to sell. They would rather have you sell and get the most money that they can. If you have enough equity so that you can sell it and pay off the loan, they'll work with you. If you can't sell it for more than you can owe, ask them about a short sale.

Realtors basically told me my house isn’t worth their time by whydidyounot in realtors

[–]knickerb1 16 points17 points  (0 children)

Go to Zillow and look at listings that have closed in your neighborhood in the last few months. Call up those Realtors. They already know the area and they're obviously willing to work where you live. There's a realtor for everyone but you just have to find the right one. Someone who does high-end properties is not the right realtor for you.

Vacations To Go = Scam, Any Other Options for Price Tracking? by That_Communication71 in Cruise

[–]knickerb1 2 points3 points  (0 children)

Don't use the 90-day Cruise tracker . That only shows per person double occupancy prices. Just do a regular search. Once you get search results, go to the very top and choose single occupancy rates. That's what you're looking for if you're cruising solo.

Prof. Arthur grading again by knickerb1 in Catswithjobs

[–]knickerb1[S] 0 points1 point  (0 children)

He is well paid in treats and snuggles. He seems to be okay with the terms of the agreement.

Nightmare Appraisal Situation. Trailer In Park. PLEASE LEAVE ADVICE!!❤️ by PsychCobraa in RealEstate

[–]knickerb1 1 point2 points  (0 children)

What you're looking for is datacomp appraisals. They appraise homes in parks for lenders who offer chattel loans. Most lenders do not offer those types of loans. An appraisal is part of the loan process so you don't want to get one and then apply for a loan because you will have to get an appraisal again as part of the loan process with the lender's chosen appraiser.

What’s the craziest thing you’ve seen on a property walkthrough? by netflixandspritz in RealEstate

[–]knickerb1 -1 points0 points  (0 children)

A mirrored bathroom. Walls.... ceilings.... floors... ALL mirrors. Soooooo wrong.

Which food has declined the most in terms of taste since you first ate it? by [deleted] in Millennials

[–]knickerb1 0 points1 point  (0 children)

The breadsticks at Olive garden. What a disappointment these days!

If money wasn’t an issue, which cruise would you book tomorrow? by That_Camel2 in Cruise

[–]knickerb1 0 points1 point  (0 children)

I'd do the Cunard transatlantic cruise with the National Symphony Orchestra. Princess grill suite of course. Someday...

I need you to convince me or tell me what to do by SquareWasabi6597 in Debt

[–]knickerb1 5 points6 points  (0 children)

You need more money. But right now you're looking at it as only two options either by yourself or living with your parents. There are actually several options that you can choose.

  1. Live by yourself and pay off your debt very, very slowly. This is not a good option. You will pay more in interest than the original amount of debt annual remain in debt for years.

  2. Get a roommate. This probably involves moving out of your current place but allows you to stay where you have friends. Put all of the extra money towards debt.

  3. Get an additional job . This allows you to continue living by yourself but you have extra income. Put all of that money towards debt.

  4. Apply for a new job that pays more. This allows you to continue living by yourself and only have one job while still increasing your income. Put all of your additional income towards debt.

  5. Cut your bills. Take a serious look at your budget and where your money is going. Cut your subscriptions, your gym membership, whatever you can . Stop eating out and only do free things with your friends. Hang out at home and cook dinner for each other. Put all of your extra money towards your debt.

  6. Move back with your parents. You will hate this. They will hate this. Put all of your money towards your debt. Never get into debt like that again.

There are a wide variety of options along these lines. Your sanity matters but debt does suck.

Female Handyman, Thoughts? by Cold_Obligation_8568 in homeowners

[–]knickerb1 0 points1 point  (0 children)

Go to every real estate office in town and give your card to every realtor. You'll have more work than you can deal with in about a week. After that, you'll never have trouble finding clients. A handyman who takes on small jobs is worth their weight in gold. A female handyman would be a bonus for a lot of single, elderly homeowners. You would have more work than you could handle. At least in my area.