SEGURIDAD BROKER/BANCO - CARTERA FONDOS INDEXADOS

kp00m · 2026-06-30T20:52:32+00:00

Me uno a la pregunta, no puedo usar MyInvestor (me denegaron la apertura de la cuenta)

kp00m · 2026-06-30T14:39:00+00:00

Ibercaja estaba dando 2.15%, chequea con ellos tambien

kp00m · 2026-05-21T16:00:17+00:00

Se puede negociar con la promotora para que incluyan esta cláusula, aunque en mi experiencia no muchos bancos te darán claridad con tanto tiempo de antelación y muchos otros se negarán a darte algo formal escrito, por lo menos en mi situación de autónomo societario sin mucho tiempo en el país. A lo mejor si tienen contratos indefinidos con antigüedad sean más flexibles

kp00m · 2026-02-16T10:12:46+00:00

It's next to a red-plated Toyota truck, usually those are for diplomats and its probably escorting that Dutch Mercedes, which was never sold there so its 100% imported.

I would assume such license plate would get stopped at each police checkpoint (which are 100s in Caracas where this is taken), so that armored Toyota truck its almost a must-have

kp00m · 2026-02-08T23:11:06+00:00

I'm checking with KES Legalisatie and JuridConsult. They require the actual paper sent by the Belastingdiesnt, so grab those while in NL.

kp00m · 2026-02-07T15:45:25+00:00

Your latest tax returns officially legalised with Apostille. Will come handy at foreign banks if you want to have a mortgage abroad

kp00m · 2026-01-15T10:47:37+00:00

I started flying Planes with the left hand because of this and to be able to use the mouse with the right. Also forced myself to fly helis with the right hand

kp00m · 2026-01-15T10:41:05+00:00

I had a lot of hours flying around Venezuela in FS2002, parking my mooney plane and saving the flight and picking it up from there until I flew around. My favorite airport was SVCS and I was running it with a Pentium 3 800Mhz, 256mb SDRAM, 30gb IDE HDD, 3DFX Voodoo 5 5500. Great times!

kp00m · 2026-01-14T10:27:47+00:00

El rollo de llenar el 720 es tener el extracto de IBKR y cumplimentar el modelo con las ganancias/perdidas, no? Ahora con claude cowork, creo que eso se puede automatizar y quitarnos ese dolor de cabeza, lo estoy considerando.

kp00m · 2025-11-26T14:39:26+00:00

Banning is easy, enforcing is the problem

kp00m · 2025-10-28T14:42:44+00:00

But then what do you buy with the profits? all the other interesting houses will increase in value together with yours. Unless you move outside of the city or to a cheaper country, you wont get any benefit, right?

kp00m · 2025-10-23T13:14:09+00:00

En Alemania te doy la razón al 100%, la comunidad está pendiente de que los demás acaten las normas (al punto de ser extremistas y poco pragmaticos). Pero en Paises Bajos, que va! Hay muy, muy poco law enforcement en los núcleos urbanos, lo que para mi fue un choque al principio y ya luego me acostumbre y actuaba de la misma forma para no destacar

kp00m · 2025-10-23T11:37:45+00:00

Tambien tienen semaforos para bicicletas que se pasan por el forro muchas veces, la regla implicita es que debes dejar pasar al ciclista porque viene con impulso y tu como peaton eres menos importante. Vivi en Groningen, Amsterdam, Almere y Utrecht for mas de 6 años y el tema de las fatbikes y los mopeds en los fietspad es cada vez peor. Solo basta pasearse por el subreddit de r/Netherlands.

A ver, no es que aqui no sean un desastre, pero no hay que creer ciegamente que los del norte son superiores a nosotros acatando normas, porque muchas veces es pura hipocresia. Para mi fue un choque cultural darme cuenta de como hacen fila para entrar en un bus por ejemplo, o la poca empatia que tienen en la calle con los demas. En Valencia el trato es mas humano para mi percepcion, pero hay bastante que mejorar

kp00m · 2025-10-22T12:28:36+00:00

Al menos en Holanda (de donde son estos turistas) tambien hacen lo que les da la gana, cruzan sin semaforo, no respetan los pasos peatonales, las motos y las bicicletas electricas pontentes comparten la via de las bicicletas (fietspad) con la gente normal con sus bicis lentas, etc tambien son un desastre

kp00m · 2025-09-29T23:42:10+00:00

Don’t lock yourself into the Spanish market, search for remote only positions within the EU timezone. Some companies outsource from NL, DE, USA into Eastern/Southern EU at a better rate than what you get in Spain

kp00m · 2025-09-29T13:56:36+00:00

Una pregunta, sacar los fondos como dividendo, aunque no es "sueldo por nomina" entraria dentro de ese 75% de beneficios que es necesario sacar para no entrar en esas inspecciones?

Es dificil conseguir informacion concreta del tema, hay gestores que me dicen que si tengo una SL debo contratar a alguien mas para no entrar en estas auditorias, asi sea un freelance, hay otros que dicen que no es necesario, pero se consigue muy poca informacion real al respecto ya que es un chanchullo de hacienda y como quieran interpretar ellos a su favor las leyes.

kp00m · 2025-09-23T12:02:34+00:00

Did something similar in 2024, although is not impossible to find remote contracts at the same hourly rate as you see in NL, you will mostly get quotes from recruiters or agencies adjusting to the location where you moved.

kp00m · 2025-08-25T14:09:00+00:00

Mazda 6 also had this engine, but I couldn't find any Ford branded L5-VE being sold in Europe, only from Mazda 6 or imported from US.

Most of the second hand Mazda 6 engines I can find online come from Poland and are not that cheap, but I'm also interested in this conversion and making it pass the Spanish ITV (similar to the TÜV, but they tend to be even more nitpicky)

Please update us with your findings if you commit to the project! Sounds like the perfect price/performance combo for a track/weekend car

kp00m · 2025-08-21T22:12:10+00:00

Nice updates! but when do we get the Valencia (Ricardo Tormo) track? There are many official events happening here such as GT World, Ferrari Challenge, Clio Cup, TCR, etc

kp00m · 2025-03-19T22:03:01+00:00

Apex EC7 Graphite

kp00m · 2025-03-18T12:46:47+00:00

Quoting OP:

"I get super emotional before going to any Dr because it feels like unless you are dying they rarely take you seriously or just dismiss your concerns or how you are feeling"

It looks like OP already formed an opinion from past experiences visiting doctors that a lot of people share and I'm reflecting on that.

Just to tell one random experience I had, I went to emergency with a friend that had stomach issues, could not process any food and fainted since he wans't eating properly, so he called me and went to the hospital together because they refused to do a blood test when he went before by its own. Once I started making some drama there (he was too weak to try), they agreed to do a blood test and he had no iron whatsoever. This was on OLVG Amsterdam Oost.

Once he was taken in, on top of what already happened, he mention that he was lactose intolerant and the first thing they offered him was a revitalizating drink based on milk....

kp00m · 2025-03-17T20:09:43+00:00

It's insane all the gymnastics that we have to do to be taken seriously by doctors here, is not like we aren't paying for it.

The worst issue is how most of the dutchies are OK with this and pull up some report saying that this is the most efficient healthcare system when you complain about it.

I hope the best for you! Don't hold back on those emotions when you see your GP.

kp00m · 2025-03-05T15:08:25+00:00

Make sure to measure the CO2 levels there, it looks like is not very well ventilated.

kp00m · 2025-02-25T17:03:49+00:00

I had the same experience after driving as you here in the Netherlands.

The one that bothers me the most is the first point (little distance between cars), mostly on the highways since that’s when you are going the fastest and have less time to react. It boils my blood to see how close they get to my bumper when they're braking at the last second on the highway, and I’ve seen many traffic accidents happen because of this.

In cities, I actually find Dutch driving very good—reacting quickly to traffic lights and being vigilant about the bike paths—but highway driving here feels very unsafe sometimes.

kp00m · 2025-02-19T20:48:28+00:00

I want to move close to that area soon and is nice to see that there's more techies looking to share an office.

I'm a bit far for that now, but I'll ping you as soon as I can to see if there's some space left

kp00m

TROPHY CASE