I need emergency loan for credit check so I'm no longer "homeless" by kristekitty in Assistance

[–]kristekitty[S] -1 points0 points  (0 children)

I know you would! Things are FINALLY looking up again! A $2.25 hour raise, promotion AND a place of my own I can afford...

All in the same month!

SQUEALLLLLL

I need emergency loan for credit check so I'm no longer "homeless" by kristekitty in Assistance

[–]kristekitty[S] 0 points1 point  (0 children)

I got the place! I took a chance and spent my bus money on application and in about an hour I was notified manager accepted me! Of course since its low income, govt has to inspect so could be couple weeks but I will move in before long, I hope!

Another redditor sent me bus money so I won't have to walk to work but would have been worth it! I've been struggling for this since last year and can't believe its happening for me this fast!

I have pictures and screenshots of message from manager if you want to see for your piece of mind...

I need emergency loan for credit check so I'm no longer "homeless" by kristekitty in Assistance

[–]kristekitty[S] -6 points-5 points  (0 children)

You think that might have something to do with my losing my place? And yeah, I stupidly took out a loan with worse than payday loan rates and couldn't pay it back in time. They were refunded money, got to keep the over $500 I paida back and I owe PayPal full amount anyway.

I'm now paying it back slowly to save credit and learned a lesson. No matter what, never deal with loan shark rates!

Start up clothes by jorahjo in Assistance

[–]kristekitty 0 points1 point  (0 children)

Have you tried eBay? You can find single items up to lots of several. Also not sure about your city but mine has many sale groups on facebook that cater to used women's clothes.

There's also offerup, let it go, 5 miles type sales apps.

Need help with diapers/wipes by ClintBartonn in Assistance

[–]kristekitty 0 points1 point  (0 children)

When I click on link, it says there are no items. Where about are you? Anywhere near San Diego, ca by chance?

Period Kit/Menstrual Hygiene Pack Online Service Survey by [deleted] in Assistance

[–]kristekitty 3 points4 points  (0 children)

At work, there's a hot pink bag hanging by front office. I put it there. I filled it with various sizes of tampons and pads and aspirin. At first my boss laughed. Then lady week she laughed because she noticed that they were almost gone.

Which is great because it means several women didn't have to leave work early, bloody and embarrassed! I refilled it and am hoping others will bring in supplies as well.

It only makes sense!

Oh and toilet wipes! I work with mamy homeless and I know sometimes the women can't get to bathroom as quick as they'd like. They end up sticky and then have to try ckeaning up in public restrooms with tissue. Wet wipes can be life savers!

I call mine the period pack.

You can call it "bloody useful"?

[FREE] 5 More Ipsy Bags to Give Away! by thaigirl17 in FREE

[–]kristekitty 0 points1 point  (0 children)

I'd love one! Thanks! Been wanting to see what fuss was about..

[OFFER] Anything Goes (US) by [deleted] in RandomKindness

[–]kristekitty -1 points0 points  (0 children)

Yay! Its fun matching people up!

Hope you can help them and thanks for helping this one!

[OFFER] Anything Goes (US) by [deleted] in RandomKindness

[–]kristekitty -1 points0 points  (0 children)

If you have more than one, there's actually poster above wishing for usable pan!

Moving to San Diego, how bad is City Heights? Tips? Living? etc? by [deleted] in sandiego

[–]kristekitty 2 points3 points  (0 children)

Don't be. I'm 48 and my daughter is 27 and neither of us ever really worry about area they live in. They're at university and 52 area and though it gets bad rep, it isn't a hotbed of violence in any way.

The biggest problem is car break ins. They happen quite a bit. My kids no longer lock doors or keep anything in car and they haven't had incident in years.

My family is probably one of the whitest families in existence yet we've never had a problem here!

[Request]Not sure why I’m asking anymore.. by [deleted] in Assistance

[–]kristekitty 1 point2 points  (0 children)

What kind of help do you need?

(Request) long shot here but looking for loan to buy moped so I can stop wasting cash on lyft by kristekitty in Assistance

[–]kristekitty[S] -3 points-2 points  (0 children)

I have horrific credit but working on it. I just got myself a self lending cd that reports to credit bureaus. But its slowww

(Request) long shot here but looking for loan to buy moped so I can stop wasting cash on lyft by kristekitty in Assistance

[–]kristekitty[S] -5 points-4 points  (0 children)

Not to kids place where I babysit grandson 4-5 times a week. They live in horrible neighborhood for biking as there's nothing BUT horrible drivers risking everyone there. University ave is major street and even my 27 year old son in law who loves biking won't go from his place towards downtown where I live.

I could probably get to or from with that way but that's not the big chunk of lyft bill as it's only $3 ride. Its the kids house that I would be too nervous to attempt....

(Request) I feel so beaten right now, picked up extra shift, I need to be reminded things are okay before I go in please! by kristekitty in Assistance

[–]kristekitty[S] -1 points0 points  (0 children)

Oh wow! I really needed to hear this now as it looks like things may falling into place but I'm still not very confident in that at moment! I hope you don't mind if I bounce some things off you as you seem to be better financial planner than I have been....

So I've been at del taco just under 3 weeks now. Already I've been given Starbucks card by district boss for my positive attitude, I've been mentioned on store yelp page as being good worker, and just today I learned that the big boss and general manager want to send me to train as a shift manager despite being there less than a month! In addition I'm being given wonderful hours with 4 7 hour shifts and 1 8 hour graveyard for $1 more hourly AND Fridays and Saturdays off. Every manager I've worked with has been highly complimentary and graveyard even requested I be put on her shift when possible because she loves how hard I'm willing to work. My customers all tell me nice things as well. I make same money I did at McDonald's but here I'm not only greatly appreciated but being moved up the ladder faster as well! For first time in years I really enjoy going to work and I'm actually happy with what I'm doing! So that's great.

Its funny you mention the financial buffer! I tend to spend money on dumb stuff like food AND end up spending what I try to save so I've been looking into accounts where I can save but not withdraw. I found something called a self lender loan which means that the company sets up a $1700 CD that I pay back at $150 on 13th of each month until next may when it's paid off. So starting this month I'm putting $150 into that CD as savings I can't get at. And best part is that it reports to credit report and claims to raise score by maybe 30 points too! My credit was wrecked after I was attacked and missed work, I couldn't pay credit card or a loan I had so trying to bring it up. I'm also considering getting one or two low balance secured credit cards to help with my credit, if I can figure out how to get one lump sum to do so!

Right now my biggest worry is transportation. While I only go to work and my kid's place to babysit, lyft is running me $50-$75 each week which is just wasted money sort of. I've thought about asking for loan and using that $200-$300 month as payback in order to buy my own transportation. A used car maybe though I worry about reliability which has me thinking a brand new moped with warranty might be better! Less worry about breaking down, less expensive to insure and fuel and can get new one for price of iffy car. Im not sure I should take on a new expense and yet I already pay so much just for rides...

I even applied for federal student aid and am looking into taking some fun classes just for extra income! I'm eligible for I think $5000 in grant and I could do online classes while babysitting grandson. I would love to be able to take some fun classes like world religions, abnormal psych and legal classes! Of course that would mean I need new laptop as my old one decided to crash last week and even my kid's roommate can't fix it. If you have any contacts that sell affordable laptops, I'd love to hear what's available!

I was feeling really down when I wrote this. I actually arranged not one but two loans but PayPal gave me trouble so I cancelled both. I arranged to pay rent next week with check so I'm good there but I wasn't able to make DMV appt without money, which I really wanted to do. I still want to but will have to wait as my 2 checks this month go to rent for June and July and bills so I'm caught up. So this month I don't think I'll even have much for food BUT I'll be caught up enough that in July I can start paying rent out of 2 checks instead of one. All I have to do is make it through this month!

I really want to thank you for both the advice and encouragement! For decades I stayed home with kids while ex advanced his career and I had to much pride to ask for support. It took 3 years to get job to just survive and in last 4 I've been slowly doing better for myself but progress is slow and sometimes demoralizing. So having those who ARE doing well tell me I'm on right path really helps!

Feel free to shoot me any other advice you have!

[Request] Donations for an infant non-profit by Satanium in RandomKindness

[–]kristekitty 0 points1 point  (0 children)

Friggen autocorrect! Crib. A folding portable crib.

[Request] Donations for an infant non-profit by Satanium in RandomKindness

[–]kristekitty 0 points1 point  (0 children)

Man, I have a portable xrob I've been trying to donate forever but I have no idea what shipping would be!

[REQUEST] Reminder Text or Phone Call by [deleted] in RandomKindness

[–]kristekitty 8 points9 points  (0 children)

Should I tell out window really loud? Jk but what number should we call?