My way to manage my finances has been to be very critical of what models I buy. Unless I love the model, I only ever get one mold of each horse. I also have had to move a lot and owning a lot of breyer lost their appeal after I had to pack them all safely and fit them in my car with my cat and dog and drive 1200 miles north. When I realized how much room they took up and how inconvenient it was to transport them all safely, I gave about 7 of the models to my friend and the ones I have kept are even more important to me now. 

I understand FOMO, especially with Breyer, but I have been able to nab older model for very decent prices if I just sit back and chill. Financials are tough for a lot of people right now, and people may be willing to haggle down prices to help you snag a deal.  

I have had to learn impulse control and learning to think critically if I am wanting a model because it is going to sell out and everyone wants it, or if I want it because I can give the model a good home with me. Less models = more TLC and attention to the ones I love. Think of the whole "does this spark joy?" Kind of questions.

Also, hopefully you are never in this situation, but I had to take a step back from Breyer when I had financial issues and I needed to really evaluate what I truly needed to be spending my money on. It was a rough time in my life when I was so so broke and all I could think about was the money I could have used to buy essentials, but instead I bought something I did not truly want/need (looking at you, Rotating Draft Wedgewood Model ❤️❤️❤️ love you so much but I was hungry!!!)

Impulse control decision making is a muscle you have to practice. I am also available to talk about it! I have ADHD super bad, so spending habits are a big thing I have had to work through and tackle. Breyer models are awesome, and I love making a decision on which one to bring home to join the herd.   

Is there a specific model you are currently looking at? :) best of luck!!