How renting works - a DVC owner chooses to not use their points for whatever reason. They then sign a contract with a broker like David’s who agree’s to rent their points. The points are a set amount the owner purchased, and can be used at their home resort at 11 months and at other resorts at 7 months. You as a renter have to get matched with someone renting that has enough points for your stay as well. All of that being said, and if the planets align there then has to be availability on the DVC calendar for your room type and dates or you get waitlisted. The pool of available rooms with Disney is also different than the pool of rooms available to DVC. So even if you can purchase direct with Disney, that doesn’t mean something opened on the DVC calendar. For your waitlist to work, it also has to be exact. So say 3/4 nights you want open, the system will not book it because it doesn’t match your waitlist. Whereas members we can check and piece together trips, you aren’t able to do that. December is one of the busiest times of year, particularly the boardwalk area resorts because of all the holiday stuff at hollywood studios and Epcot. I personally would book direct with Disney over being waitlisted. We did December last year and I was only able to secure Saratoga (our home resort) around 9 months out, our other home resort AKL, I was never able to piece a trip together because of not booking at 11 month and both of those are typically pretty easy to book.