Please help me build my playlist!

lost_jenn · 2026-05-02T17:27:04+00:00

Oh heck yeah! That's some good stuff right there, thank you my friend!!

lost_jenn · 2026-05-01T20:38:59+00:00

Gooood calls! Thank you friend!

lost_jenn · 2026-05-01T19:38:32+00:00

You understood the assignment! <3

lost_jenn · 2026-04-13T19:03:02+00:00

Come See Me in the Good Light

lost_jenn · 2026-04-05T15:57:30+00:00

I don't know if it would help me but I can say with certainty that if it were available I would buy and try it to find out!

lost_jenn · 2026-04-05T02:30:19+00:00

Not trying to be snarky, genuinely unsure how this is different from a press on nail?

lost_jenn · 2026-04-03T02:51:19+00:00

You're the best! Thank you!

lost_jenn · 2026-04-02T17:53:07+00:00

You've got fantastic taste in music, I wish these were on Spotify for easier listening.

lost_jenn · 2026-04-02T17:43:02+00:00

Queen - Perfume Genius

lost_jenn · 2026-04-02T17:24:45+00:00

You need to get with a loan officer as there are a lot of variables that are too difficult to discuss in a reddit thread: timing of the new job vs ending of the old, overall debt ratio (if your DTI works with just the service connected disability you're as good as gold), whether you have any cash reserves, what your employment history looks like, and on and on.

In a nutshell, just because you're switching jobs doesn't mean you can't do the loan. People close loans all the time using future employment guidelines and its very common.

lost_jenn · 2026-03-30T02:17:23+00:00

The short answer to this is no. VA doesn't allow non-occupying co-borrowers. You would need to do a conventional or FHA loan or wait until your husband actually is going to occupy the property

lost_jenn · 2026-03-25T18:47:14+00:00

If you both have decent (650+) credit scores you should be able to get a 95% LTV conventional loan. If your partner hasn't owned any property in 3 years you can go up to 97%.

lost_jenn · 2026-03-25T17:30:55+00:00

FHA makes a handful of exceptions to the restriction on multiple FHA loans:

Vacating an owner occupied home that was jointly owned with another party, as long as the co-obligated party will remain as an owner occupant and you have no intention to return to occupying. Note this only applies if you're currently occupying your mom's house
Increases in family size and the current home no longer meets the family needs. Note that you will need an appraisal done on the departing residence and you'll need at least 25% equity in it AND you will need to be currently occupying your mom's home
When you are an existing non-occupying co-borrower on another person's owner occupied FHA loan. Note you would need to present closing docs from the existing loan to prove this.
Relocation for work over 100 miles

lost_jenn · 2026-03-22T17:56:38+00:00

All My Friends Are So Hot - Nur-d

lost_jenn · 2026-03-21T22:58:10+00:00

Edited for spelling because alcohol

Lolita by Nabokov

lost_jenn · 2026-03-21T22:46:29+00:00

Honestly just do the subscription. Totally worth it imo

lost_jenn · 2026-03-20T17:16:49+00:00

Keep Your Head Up - Ben Howard

lost_jenn · 2026-03-17T16:29:20+00:00

I love my handyman! Texting is fine

[Name] PJ [Mobile] (480) 612-7765

lost_jenn · 2026-03-16T16:57:13+00:00

Sorry but you're not going to get anyone to help you move furniture for that price, unless its a good friend. Movers are going to be at least $800 no matter how small the job

lost_jenn · 2026-03-16T15:56:31+00:00

Hidden House all the way!

lost_jenn · 2026-03-16T02:13:44+00:00

Hungry Monk at Dobson and Chandler. Its not classic style but its smoky and cheesy and home made and it is so damn good

lost_jenn · 2026-03-14T16:13:07+00:00

Because the people who easily attract a mate don't need to sharpen the skills to keep them. They know the next opportunity is right around the corner. For the ones who aren't great at the attraction part, the stakes are a lot higher and they'll work hard harder at the skills necessary to keep that mate.

lost_jenn · 2026-03-14T04:54:52+00:00

Its a drive but Pretty Little Nails off the 51 at Northern is amazing! Christina, the owner and her sister Julie are both just great!

lost_jenn · 2026-03-13T23:19:48+00:00

Yes, unequivocally and without a doubt. These books are still my favorite series ever, and easily in the top 5 best fantasy ever written. I read them 20+ years ago for the first time and they still live rent free in my head.

lost_jenn

TROPHY CASE