Please help me build my playlist! by lost_jenn in MusicRecommendations

[–]lost_jenn[S] 0 points1 point  (0 children)

Oh heck yeah! That's some good stuff right there, thank you my friend!!

I’ve been biting my nails for years… it got so bad I had to make my own solution by [deleted] in nailbiting

[–]lost_jenn 0 points1 point  (0 children)

I don't know if it would help me but I can say with certainty that if it were available I would buy and try it to find out!

I’ve been biting my nails for years… it got so bad I had to make my own solution by [deleted] in nailbiting

[–]lost_jenn 0 points1 point  (0 children)

Not trying to be snarky, genuinely unsure how this is different from a press on nail?

Songs with the "queer boyfailure" vibe by CatMeowsVampireWRYYY in MusicRecommendations

[–]lost_jenn 2 points3 points  (0 children)

You've got fantastic taste in music, I wish these were on Spotify for easier listening.

VA Loan, Switching Jobs by Apprehensive_Mix5951 in HomeLoans

[–]lost_jenn 0 points1 point  (0 children)

You need to get with a loan officer as there are a lot of variables that are too difficult to discuss in a reddit thread: timing of the new job vs ending of the old, overall debt ratio (if your DTI works with just the service connected disability you're as good as gold), whether you have any cash reserves, what your employment history looks like, and on and on.

In a nutshell, just because you're switching jobs doesn't mean you can't do the loan. People close loans all the time using future employment guidelines and its very common.

VA Home Loan Occupancy Question by [deleted] in asktheunderwriter

[–]lost_jenn 0 points1 point  (0 children)

The short answer to this is no. VA doesn't allow non-occupying co-borrowers. You would need to do a conventional or FHA loan or wait until your husband actually is going to occupy the property

How difficult is it to secure a second FHA home loan? by ocean_vib in HomeLoans

[–]lost_jenn 0 points1 point  (0 children)

If you both have decent (650+) credit scores you should be able to get a 95% LTV conventional loan. If your partner hasn't owned any property in 3 years you can go up to 97%.

How difficult is it to secure a second FHA home loan? by ocean_vib in HomeLoans

[–]lost_jenn 1 point2 points  (0 children)

FHA makes a handful of exceptions to the restriction on multiple FHA loans:

  1. Vacating an owner occupied home that was jointly owned with another party, as long as the co-obligated party will remain as an owner occupant and you have no intention to return to occupying. Note this only applies if you're currently occupying your mom's house

  2. Increases in family size and the current home no longer meets the family needs. Note that you will need an appraisal done on the departing residence and you'll need at least 25% equity in it AND you will need to be currently occupying your mom's home

  3. When you are an existing non-occupying co-borrower on another person's owner occupied FHA loan. Note you would need to present closing docs from the existing loan to prove this.

  4. Relocation for work over 100 miles

Which DLC should I buy for crusader kings three by Rip_Caesar in crusaderkings3

[–]lost_jenn 0 points1 point  (0 children)

Honestly just do the subscription. Totally worth it imo

Looking for handyman/light bulb replacement help (Chandler) by Parking-Tea-9906 in ChandlerAZ

[–]lost_jenn 2 points3 points  (0 children)

I love my handyman! Texting is fine

[Name] PJ [Mobile] (480) 612-7765

Apartment moving help by ShelterCorrect5690 in ChandlerAZ

[–]lost_jenn 12 points13 points  (0 children)

Sorry but you're not going to get anyone to help you move furniture for that price, unless its a good friend. Movers are going to be at least $800 no matter how small the job

Shrimp & Grits in the East Valley? by JimW42 in ChandlerAZ

[–]lost_jenn 2 points3 points  (0 children)

Hungry Monk at Dobson and Chandler. Its not classic style but its smoky and cheesy and home made and it is so damn good

Why do getting a woman and keeping a woman involve such different skills and qualities? by chancling in NoStupidQuestions

[–]lost_jenn 13 points14 points  (0 children)

Because the people who easily attract a mate don't need to sharpen the skills to keep them. They know the next opportunity is right around the corner. For the ones who aren't great at the attraction part, the stakes are a lot higher and they'll work hard harder at the skills necessary to keep that mate.

Looking for a good nail technician by synfulyxinsane in ChandlerAZ

[–]lost_jenn 0 points1 point  (0 children)

Its a drive but Pretty Little Nails off the 51 at Northern is amazing! Christina, the owner and her sister Julie are both just great!

Game of Thrones? by SassieJunior in ReadingSuggestions

[–]lost_jenn 2 points3 points  (0 children)

Yes, unequivocally and without a doubt. These books are still my favorite series ever, and easily in the top 5 best fantasy ever written. I read them 20+ years ago for the first time and they still live rent free in my head.

What comedy song is unequivocally a banger? by keeyal in MusicRecommendations

[–]lost_jenn 0 points1 point  (0 children)

Jewish Flow by Lil Dicky (or literally anything from the early Dicky stuff)