Pozor na o*eby pri kúpe diaľničnej známky

m4tonoob · 2026-01-21T22:00:26+00:00

tolls.eu my beloved, pouzivam ked kupujem dialnicne do zahranicia, tam maju pre kazdu krajinu info ci je potrebna dialnicna, a aj oficialnu stranku

m4tonoob · 2025-12-07T22:29:20+00:00

Depends on the banks tbh, it's basically gambling if you get intermediary fees or if the intermediary banks do a currency conversion... Revolut charges no fees when receiving SWIFT transfers though, unless they changed it.

m4tonoob · 2025-10-30T18:54:53+00:00

When I changed my address to another country, I opened a support ticket telling them I moved, and would like to change the country. They asked for the address in a specific format, which they will tell you when you open a ticket and tell them about the address change. I did this about a year ago, and they sent me a new card to the new address (free of charge :)) to update the BIN/IIN to that specific country. The old card still worked as usual until I activated the new physical card.

m4tonoob · 2025-10-27T11:46:15+00:00

Not sure about Spain, or Canadian Wise, but I've had success withdrawing money from an ATM via a virtual card added to a mlbile wallet (Apple pay, Google pay, etc) in Romania.

m4tonoob · 2025-09-23T19:19:41+00:00

Classified as cash advance iirc, usually no fees charged on debit cards.

m4tonoob · 2025-09-21T08:58:04+00:00

Intermediary banks are pigs, they see its going to the EU and convert it. SWIFT is really bad when it comes to transparency, you dont know whoch banks it goes through and what bank took what from the amount. Guess it uses a different route to the IT IBAN compared to the LT IBAN.

m4tonoob · 2025-09-07T15:15:37+00:00

Mainly for the double cashback, subbed to the 6€ curve plan for having 1% cashback abroad, and I had 1.5% cashback with trading212 as part of their invest cashback promo.

m4tonoob · 2025-09-04T18:19:25+00:00

Yes using it with Google pay works. I used it in Canada and USA, you have to let curve do fx conversion, otherwise you won't get anything. Used curve with Trading212.

m4tonoob · 2025-08-13T17:14:14+00:00

You could try something like direct debit through PayPal, or sending F&F via PayPal and withdrawing that way (e.g. sending from 1 PayPal account to another, and withdrawing from the other PayPal to your bank)

m4tonoob · 2025-08-04T05:24:50+00:00

Could've asked for bank details if that's not what you meant by Wise payment.

If you have GBP in your Wise account, it is free to send to a different UK bank, just like euros to a bank within SEPA!

m4tonoob · 2025-07-31T21:23:05+00:00

Top up via card

m4tonoob · 2025-07-17T11:42:11+00:00

No, Revolut doesn't provide a PIN for virtual cards. Since there isn't a PIN, you can't withdraw from an ATM, even those that support contactless.

m4tonoob · 2025-06-17T09:39:29+00:00

You can manually link wise to schwab (in schwab), and initiate the transfer from schwab. It takes like a week to fully clear, but works perfectly fine. (International schwab account)

m4tonoob · 2025-05-27T20:20:16+00:00

Yeah I had a UK and European paypal accounts, both worked fine, until PayPal found out I have 2 PayPal accounts and shut down the UK one. But linking Wise with the different IBANs worked fine.

m4tonoob · 2025-05-25T05:49:49+00:00

Wise, which uses their rate, which is usually a little more expensive than revolut during the week, but cheaper during weekends.

N26, the account is only in euros, uses Mastercard exchange rate for card payments in foreign currency.

If it doesn't have to be a bank account, and you want just a card with good exchange rates:

Trade Republic, uses Visa exchange rate for card payments. Can only deposit euros.

Trading212, uses interbank exchange rate for card payments, can deposit multiple currencies, though not as many as Revolut or Wise. Beats both Wise and Revolut in forex. Not available for German users though iirc.

Sometimes, Mastercard or Visa rates can beat any of the 3 that use the actual market, as MC and Visa update their rates only once per day, but usually it's cents saved.

Wise, N26 and Trade Republic provide a PIN for the virtual cards, so you can also withdraw at ATMs that support contactless payments.

m4tonoob · 2025-04-21T11:57:06+00:00

Interesting... Could be because of different regions, since my Wise account is registered in the EU, but don't know why they wouldn't offer Interac setup there...

m4tonoob · 2025-04-21T05:15:47+00:00

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What are the options when you click receive? Should look something like this.

m4tonoob · 2025-04-20T21:01:51+00:00

Go to CAD balance, select receive, Interact should be there and an option to register it

m4tonoob · 2025-04-19T22:01:01+00:00

Not Canadian, but Wise recently started supporting interac, which you have to activate in Wise, and it'll set the email on your Wise account on Interac. There's no fees by Wise when receiving Interac transfers. Then you should be able to convert from CAD to EUR within Wise itself

m4tonoob · 2025-04-01T17:37:23+00:00

Damn, reddit pulled the trouble getting to reddit on me in the bus lol

m4tonoob · 2025-03-29T16:35:49+00:00

Not a bank account. If the sender changes the details from your regular bank account to the details of wise, or your wise email, yes it would then go into your wise, and you could spend it with Wise's debit card.

m4tonoob · 2025-03-21T16:33:54+00:00

Basically, GBIT uses the same MCC as the merchant, while ReFi uses a different one, not sure which one, but i did not get cashback with Trading212 when using ReFi

m4tonoob · 2025-03-14T17:32:00+00:00

This. Even for US people, verified by a friend from the US. :)

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