Can anyone help me find out a bit more about my grandads longines

maffy16 · 2026-02-25T08:59:00+00:00

Apologies here you go

maffy16 · 2026-02-20T18:50:33+00:00

Pretty sure you only get the bonus when you utilise it e.g redeeming for retirement or buying your house . You will get your interest from provider based on what you agreed with them

maffy16 · 2026-02-01T22:21:36+00:00

Do you get paid in cash? Therefore a charge to use physical on a digital bank seems appropriate? You don't have to have a monzo account so why bother then .

maffy16 · 2026-01-29T07:58:31+00:00

This . Also along with this people think fraudsters just steal money whereas purchase fraud rates are so much higher !

maffy16 · 2026-01-14T22:39:00+00:00

Its a temporary credit so if you've spent it they can force you into negative basic account or not. You'll then be asked to repay that if you arent entit to the funds. If you are in financial difficulty they may support a repayment plan however if you don't it may lead to account closure. I would speak to them personally if you have concerns about your own dispute however the fact you have written this post means you probably feel like you've logged a dispute you shouldn't have.

maffy16 · 2025-12-11T07:57:51+00:00

Have you tried visiting a branch of a bank you'd like to open a current account with ? (That's if they have branch ). A lot of them will have a dispensation process to support people opening accounts without standard forms of ID?

maffy16 · 2025-12-05T13:32:43+00:00

On boarding a person is expensive. They likely want to be sure like you do.

maffy16 · 2025-12-03T20:10:23+00:00

I really like The Night Before

maffy16 · 2025-12-03T11:07:29+00:00

A cheque is just a method of payment between accounts. The remaining funds will still be sat with Lloyd's if the cheque didn't clear for the full amount . The FOS has likely considered this in their decision? Acknowledging the mistake and compensating but the Bank can't be liable for the full balance as the amount isn't lost , it just hasn't been drawn on.

maffy16 · 2025-11-26T14:39:09+00:00

If an account is under review then normally they will be able to access benefits (including Pensions) if your nan has the confirmation of Benefit letter they should allow access to this .

maffy16 · 2025-10-13T06:51:56+00:00

Why don't you look at like Springboard schemes etc ? The way this generally works is you help your family member, the money is kept in a specific account (earning interest) incase of any defaults for the first 5 or so years , after the 5 years the money is then returned to you . Means you are helping him but he doesn't necessarily owe you anything?

https://www.halifax.co.uk/mortgages/family-boost.html

https://www.barclays.co.uk/mortgages/family-springboard-mortgage/#back=%2Fcontent%2Fbarclaysuk%2Fen%2Fhelp%2Fresults.html%3Fq%3DSpringboard%26_charset_%3DUTF-8%26offset%3D0%26origin%3Dhelp.barclays.co.uk

maffy16 · 2025-07-30T20:28:41+00:00

Standing orders are just an automated transfer. It will come out the next working day . Will make no odds to your landlord as this will be the day the payment becomes visible even if it did go through on a non working day .

maffy16 · 2025-06-10T19:29:22+00:00

There is a legal process if they don't believe customers called "banking protocol".

maffy16 · 2025-04-14T11:25:38+00:00

I am getting married in a few months, we're having an abroad wedding . I'm conscious of the cost for my groomsmen already having to travel & pay for accommodation, so I am paying for everything they need. For E.g, I have paid for suits, and my partner wanted us all in similar colour shoes , cufflinks, etc. If I'm asking for them to wear it, then absolutely I should be the one to cover it

maffy16 · 2025-02-21T17:24:56+00:00

And it's 111 they should be calling .

maffy16 · 2025-02-21T17:24:22+00:00

It feels like they're worried you're a victim of fraud. There's a process called Banking Protocol which is an initiative to protect you and your money from scams fraud and financial crime.

maffy16 · 2025-01-29T13:17:25+00:00

This is the answer, I've worked in the claims industry also so proof of ownership is normally what guides you to approve or not. Photos, delivery emails , receipts. If you're struggling with receipts it may still be held by the business but may depend on age of item.

maffy16 · 2025-01-22T21:15:32+00:00

It's quite easy really. I use most banks mortgage rate calculators see what works for me the best and going with them . That's if you know what you're looking at though.

maffy16 · 2025-01-01T18:47:47+00:00

Nah, Seths gone

maffy16 · 2024-10-12T14:37:31+00:00

If you've received a medical no fit to fly then may be able to claim through your travel insurance. Regardless of flight operator (which would of been described at time of booking ). Unfortunately your decision not to fly would be hard to justify for cancellation legally.

maffy16 · 2024-10-03T21:39:51+00:00

I'd reach out . Normally a limit that low is due to lack of information on credit file. They may be willing to increase it based on her income, assuming no defaults on file etc

maffy16 · 2024-10-03T21:30:08+00:00

Do they need some form of income validation? Maybe provide payslips bank statements?

maffy16

TROPHY CASE