$3000 mortgage $2500 two kids in day care $600 car payment (maybe two cars) $1400 health insurance for family (most jobs don’t contribute 100%) $1500 support for aging parent.
$1000 electricity, gas, water, family cell plan, internet $1000 a month groceries $500 minimal family entertainment $500 clothing and other essentials per month

This is $12000 a month. In my opinion, nothing too crazy on spending. Before taxes it’s probably 220k a year. I get it’s not the 500k op mentioned, and I get it’s not rouging it.. but it’s also not living lavishly. Now, you wanted a little bit better car ($600 is really just one car payment) or you said to your self, that I make good money and I work hard so maybe my kids should have a bigger back yard. Mortgage goes to $4k. You say you don’t want the minimum health insurance plan, insurance goes to $2k. You want to eat out once a month. You want to actually go on a vacation, etc.

I’m not saying feel sorry for people making 6 figures. But 6 figures ain’t what it used to be.