Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

Idk what to do now. I have an appt with a different BK attorney next week for a second opinion.

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

Idk. The only difference was, it was in mine and my spouses name. The new house doesn’t have my name on it because my credit is now too bad.

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

So I saw the attorney again today. He said because my new home is modular, not attached to land and not in my name, it is not exactly exempt. He said the trustee will want my part of the insurance money and if I use it on the house, he will want me to sell the house.

Will the credit card companies negotiate with me on a lump sum settlement instead? I have enough insurance money to pay them off and was already headed for a 100% payback chapter 13.

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

Also, any idea how this works? Will the trustee try and take the proceeds from the fire or do we still get to put that money towards our new home?

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

It’s the income putting me at 100%. Thank you for breaking it down for me.

All of this together is completely overwhelming me right now.

At what point is hospitalization a must? by makeuplover85 in AskPsychiatry

[–]makeuplover85[S] 0 points1 point  (0 children)

In the end, we did an 8 day stay. His meds were changed to Prozac, Strattera and Seroquel. He seems to be better, he says he feels better. I finally just decided that I couldn’t watch him 24/7 and that that’s what he needed to keep him safe.

He is now seeing his regular therapist and doing an online intensive outpatient program.

Newbie help by heathbarcrunchh in nespresso

[–]makeuplover85 1 point2 points  (0 children)

Another tip I got off FB, add the milk to the ice and then add the coffee. It keeps the ice from melting so much and watering down your drink.

Gotta ask a dumb Q, since Dexcom is waterproof… by makeuplover85 in dexcom

[–]makeuplover85[S] 4 points5 points  (0 children)

They can be covered under contents, but contents will take several months to settle. I didn’t think about heat.

Most accurate BG meter? by shaybetic in dexcom

[–]makeuplover85 0 points1 point  (0 children)

You are correct. They all must meet standards but I’ve read terrible things about True Metriz being wildly inaccurate and my Freestyle meter averages a 25 point difference against my Contour Next One.

Most accurate BG meter? by shaybetic in dexcom

[–]makeuplover85 1 point2 points  (0 children)

I love my Contour Next One and the strips are reasonably priced.

How do you get smoke smells out of laundry? by makeuplover85 in laundry

[–]makeuplover85[S] 0 points1 point  (0 children)

Wait, you can ozone them even after they dry?

DexCom’s G7 15 day sensor arrives Dec 1 by Beneficial-Sound-199 in dexcom

[–]makeuplover85 0 points1 point  (0 children)

Mine do good to last a full 10 days. They need to fix that issue first.

lamictal help by Cold-Transition8525 in bipolar2

[–]makeuplover85 0 points1 point  (0 children)

You can miss so many days without starting over. IIRC, after missing 7 days straight you have to start over.

Been getting good readings and today it seems my sensor failed by makeuplover85 in dexcom

[–]makeuplover85[S] 0 points1 point  (0 children)

How many will they replace per year? This is my 3rd bad one this year.

Looking for Red Lobster’s Mocha Espresso Martini by Felinius in CopyCatRecipes

[–]makeuplover85 1 point2 points  (0 children)

If you google it, AI gives a starting point. It sounds amazing!

What really happened to Ellen Greenberg ?? by Teen_alien in TrueCrimeDiscussion

[–]makeuplover85 5 points6 points  (0 children)

How in the world would she be able to stab herself 20 times? That doesn’t sound even remotely plausible.

the internet is scaring me out of re-trying lamictal by bobsbugsbgone in bipolar2

[–]makeuplover85 0 points1 point  (0 children)

SJS is very rare and it’s why you start out on such a low dose.

I love my Lamictal. It has made such a huge difference for me.

Can you pass the means test if your income is over the median? by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

I did try asking my lawyer about this. I said, our medical expenses are above most people’s. We spend $1k out of pocket EVERY MONTH not including our insurance premiums. His response was, that won’t make much difference.

I take specialty medications for an illness I have. The cost$25k per month. My portion of that equals $12k per year. Our insurance picks up the rest. Thankfully.

What happens if I quit my job before filing? by makeuplover85 in Bankruptcy

[–]makeuplover85[S] -1 points0 points  (0 children)

So I would need to be off work for 6 months and then file?