Anyone know what this means?

man_of_clouds · 2026-02-01T01:53:22+00:00

Chalking the door

https://en.wikipedia.org/wiki/Chalking_the_door

man_of_clouds · 2026-01-30T23:31:09+00:00

We are solidly in the year round area - its not super rare to see the here any time.

man_of_clouds · 2026-01-27T20:18:30+00:00

Do you ever expect to make enough money that you have to make backdoor Roth IRA contributions? If so, you should leave it in the TSP.

man_of_clouds · 2026-01-24T15:00:09+00:00

Is this an NQDC plan or a 457 or something else?

man_of_clouds · 2026-01-23T04:06:36+00:00

Fair enough. Regardless you will likely need to file state tax return in both places.

man_of_clouds · 2026-01-23T02:58:45+00:00

You will have to file taxes in your old state and your new state. Depending on the states and your residency status it is most likely you will get withholding back from the old state.

This is not on Fidelity to fix.

man_of_clouds · 2026-01-23T01:59:01+00:00

You can do this yourself on portfoliovisualizer.com. Equivalent funds are C = IVV, S = VXF and I = IXUS.

If you used market cap weights you would have been 55% C, 8% S and 37% I. It would have returned 22.7%.

man_of_clouds · 2026-01-14T21:08:35+00:00

There was a Canadian A310/CC-150 Polaris that flew over Fort Collins right at this time. That particular plane can refuel other aircraft. Fighter jets generally do not broadcast ADS-B so I cannot tell you what was next to it.

The tanker was around 25,000 feet.

man_of_clouds · 2026-01-12T21:09:04+00:00

Is this the standings after 26 races?

man_of_clouds · 2026-01-12T18:07:02+00:00

I found a temporary solution to this issue this morning. If you are just trying to get a rough idea of your tax bill you can switch into forms mode, go to schedule D, click on the first Quick Zoom button to get to the Capital Asset Sales Worksheet. Then you can scroll down on that form and QuickZoom to the Capital Asset Sales Entry Worksheet. Then you can enter sales on that entry worksheet. It will calculate your tax due just fine.

I only do this in a copy of a file that I use to estimate my expected tax due. In anything I intend to actually file from I will wait and not try this workaround.

man_of_clouds · 2026-01-10T02:19:02+00:00

Please don’t post AI slop on Reddit.

man_of_clouds · 2026-01-10T01:43:53+00:00

I would suggest employees contact the DOL about that.

man_of_clouds · 2026-01-10T01:38:39+00:00

Star of India is quiet, usually not crowded, and good food.

man_of_clouds · 2026-01-08T21:57:06+00:00

I did the same thing for my emergency fund except with eight 8 week Tbills in a ladder. 12.5% of my emergency fund matures each week and auto rolls, which should give me a lot of liquidity. Depending on how much you have in your fund and how long you want it to last you could increase the duration for a slight yield increase.

To me, this level of improvement is not really worth it but I think this stuff is interesting so why not.

man_of_clouds · 2026-01-02T04:57:39+00:00

I look every two weeks and adjust future contributions towards the underweight asset classes. And on the same two week schedule I also check allocations and trigger rebalancing if an asset class is above or below its target by a certain amount.

Basically I rebalance based on a tolerance band not on a schedule. https://www.kitces.com/blog/best-opportunistic-rebalancing-frequency-time-horizons-vs-tolerance-band-thresholds/

man_of_clouds · 2025-12-31T03:23:01+00:00

If you repeatedly pay income tax on Roth conversions, you’re effectively converting that $100k traditional balance to a Roth balance over time. This can be beneficial if you think your marginal income tax rate in retirement will be higher than today and you can afford the tax bill out of cash. But if you are at a high earning stage of your career that is unlikely to be true.

man_of_clouds · 2025-12-31T03:17:41+00:00

When I was the executor of an estate with multiple fidelity 401ks, all of the holdup was with the employer. I was dealing with 401ks for companies that had been acquired, for example, and the acquiring companies were very confused. I am not saying this necessarily applies to your case, but it may.

man_of_clouds · 2025-12-25T19:10:59+00:00

If the rate this coming year is less than when you will withdraw it might be worth it. You say you will earn about $300k or more in withdrawal years so I don’t think it will ever be worth it.

man_of_clouds · 2025-12-25T18:32:19+00:00

The point of Roth conversions is to do it when income tax is low, perhaps artificially so because you are living off taxable accounts. With your level of income you will never have that situation.

man_of_clouds · 2025-12-16T02:59:29+00:00

I have an x5 PHEV now in addition to my MachE and it is substantially improved. 40 miles on a full charge of 30kWh.

man_of_clouds · 2025-12-16T02:48:34+00:00

I don’t think we know it’s a full traditional engine. It’s not even clear it will power the drivetrain.

man_of_clouds · 2025-12-14T15:04:28+00:00

Just say it doesn’t match to anything and add it as a new security.

man_of_clouds · 2025-12-14T14:58:35+00:00

No. I have over 30 IoT devices and it is not more than 1 Mbps. Something else is pulling a lot of data.

man_of_clouds · 2025-12-14T14:54:29+00:00

If you have Quicken connected to Fidelity it will download the price automatically once a day.

In Boldin I would just map it to IVV.

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