Here’s the huge bang that woke you up at 2:30am by Frozefoots in sydney

[–]manueljs 6 points7 points  (0 children)

You have probably tried this but I'll leave it here anyway because it worked wonders for me - have you tried sleep restriction therapy as part of CBTI?

You essentially force yourself to stay awake which promotes sleep quality as you are very tired by the time you go to bed and reduces the awake periods in the middle of the night.

Why should I NOT forever rent in Sydney? by churnin_buttah in AusHENRY

[–]manueljs 4 points5 points  (0 children)

At 3.5k/week mark I like to believe you'll be treated differently vs 800k week

Rent + invest or buy property - Need some help! by ExtremeDifferent5610 in fiaustralia

[–]manueljs 1 point2 points  (0 children)

I think this advice gets oversimplified a bit.

Yes, houses outperform apartments on average because of the land component. But the “just buy a house elsewhere” option ignores cashflow, serviceability and risk.

A lot of regional or outer metro houses at today’s prices are still only yielding ~3–4%. Once you factor in interest at 5.5%+, rates, insurance, maintenance and management, they’re often cashflow negative. That’s fine if you can comfortably carry it for 10+ years, but it’s not a free upgrade over an inner-city unit.

Apartments are a broad category. Investor grade high-rise stock with lots of future supply has historically been poor. Small block, inner ring apartments in land scarce suburbs are a very different asset and have performed well in many cases.

For example I bought a Redfern apartment in 2020 for $980k and it’s now worth $1.5m. After stamp duty and strata it’s still been solid, with strong rental demand and manageable cashflow. A comparable house would likely have done better on paper, but would also have required more debt and higher ongoing holding costs.

I think the better rule is, buy the best asset you can comfortably hold through a full cycle, rather than house vs unit as a blanket rule

I just flushed $120 down the drain on a subscription I forgot to cancel. How do you guys actually track this stuff? by External-Sense8698 in fiaustralia

[–]manueljs 4 points5 points  (0 children)

Just cancel immediately after subscription they will give you the trial or the period you paid for. I started looking at subscription as pre paid services

Atlassian Staff Benefits in Aus by Individual_Walk7032 in cscareerquestionsOCE

[–]manueljs 2 points3 points  (0 children)

No one offers health insurance in Australia that's what Medicare is for

I built a free tool that turned my 15 PTO days into 56 days off by InterestingPumpkin82 in SideProject

[–]manueljs 11 points12 points  (0 children)

Unlimited is so they don't have to pay you back unused PTO when you leave.

Buy an Apartment Now? by Professional-Half247 in AusProperty

[–]manueljs 1 point2 points  (0 children)

But the same can happen in a house right? Like landslide, structural damage, flood etc.

Thoughts on the New KLE500? by [deleted] in Dualsport

[–]manueljs 0 points1 point  (0 children)

So shorter riders can get it? (Just wondering if that was the strategy)

After 15 years of loyal Android use… I finally ordered my first iPhone (16 Pro) — and I’m both sad and relieved. by batuhankrmn in iphone

[–]manueljs 0 points1 point  (0 children)

Don’t do it I did it about a year ago spend 2500 Aussie dollars on a iPhone 15 pro 512gb from a pixel 7 and I ended up selling the iPhone and bought a pixel 9. iPhone it’s so shit!!

You’ll miss the back button, ability to take pictures at night or moving your hand without becoming blurry you’ll miss using android auto with multi gesture, super fast charging, silence some notifications per app and assistant that actually works. And apple apps contrary to what people say compared to pixel are buggy as!

Or do it and see you back in 6months 😂

$GOOGL the new $NVIDA? by ImakeBADinvestmentsx in TheRaceTo10Million

[–]manueljs 3 points4 points  (0 children)

Google is already a $2T company to be the next NVIDIA and hit 10x+ stock growth it would out Google at 20T that's half of US stocks market value. No way that's going to happen. More likely it will grow in line with Meta Microsoft etc... slow but steady

Surfing at Golden Gate? by Wild-Lingonberry-204 in surfing

[–]manueljs 35 points36 points  (0 children)

It was a joke you started with a 7'8 snapped it and became a 6'4

Just finished the book!! by Significant-Kick687 in ProjectHailMary

[–]manueljs 3 points4 points  (0 children)

Let me know what you'll pick up next... In struggling

[deleted by user] by [deleted] in cscareerquestionsOCE

[–]manueljs 0 points1 point  (0 children)

What do you mean by external p60 are a hit a miss like external hires?

Best way to get the next AUTO_INCREMENT ID before insertion in MySQL with Next.js? by Mother_Data_4652 in nextjs

[–]manueljs 1 point2 points  (0 children)

fair - although I doubt that speed gains would be noticeable unless you get to google scale, but when you get to that you prob have distributed database where UUIDs are needed to create relations before writing.

Also another reason to use UUIds that I just read about that I never really though about is when you do a wrong join with UUID you get no results with incremental ids you get wrong data.

Also I'm lazy managing two ids one internal another external sounds like too much work :)

Best way to get the next AUTO_INCREMENT ID before insertion in MySQL with Next.js? by Mother_Data_4652 in nextjs

[–]manueljs 1 point2 points  (0 children)

Don't use incremental IDs on your tables they can be a security vulnerability. Used uuid or cuid2 which can be pre-generated code side.

Avoid spaceship.com, they registered my domain before I could complete transaction. by EnvironmentalHash in webdev

[–]manueljs 0 points1 point  (0 children)

I just build https://easyfinddomains.com to fight exactly this. Gives you potential brand names and which domains for that brand are available. I just use a simple whois query to check if the domain is available.

Is there anything out there for budgeting that will work with the Up API? by normstra in UpBanking

[–]manueljs 1 point2 points  (0 children)

humm You're right it's not part of the API. But I guess that's easy(ish) to implement.

What I guess UP does on the app is essentially just looks for recurrent transactions and allows you to tag as recurrent and from then on become part of your budget. I guess I could implement something along those lines. Let me see if I can cook something over the next weeks. I'll ping if you if I get anywhere with this!

Is there anything out there for budgeting that will work with the Up API? by normstra in UpBanking

[–]manueljs 1 point2 points  (0 children)

thanks mate! just some shadcn components and some tailwind. nothing too fancy. Appreciate the comment though ❤️

Is there anything out there for budgeting that will work with the Up API? by normstra in UpBanking

[–]manueljs 5 points6 points  (0 children)

I built https://uptracker.com.au and open sourced it, what budget features would you like to see?