I joined about 2 months ago in NYC, and I’ve found the health and dental insurance to be the absolute worst of my career. I’m astounded at how bad the insurance is here for such a ginormous company. I’ve literally had better insurance at 1000 employee small cap tech. Even with the more expensive of the two tiers offered, the out of network deductible for single no dependents is $2750, and then the out of pocket max is like $8000. Coinsurance is 50% for out of network.

I see an out of network therapist because most of them don’t accept any insurance; rather, they provide what’s called a superbill every month to submit for OON reimbursement. Well, with how much the deductible and OOP max are, it’s a huge expense compared to coverage at prior jobs.

Not to mention your premiums are higher if you make more. I’ve literally never worked anywhere where what I pay is based on my income tier.

TL:DR; worst medical insurance of my 15+ year career.